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Barclays 6.5% - How long?
Hi, I've been reading about the Barclay's 6.5% ISA. This is not fixed. Does anyone know (obviously million dollar question) if this is likely to lower at all? Are there any plans for it to lower or is it guranteed to a certain level etc? Thanks.
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ICESAVE - safe or not?
Hi, Could someone clear this up for me? I read on the main site in the ISA section that ICESAVE is not 'completely safe'. Can anyone clarify this? Say for example i opened one now, then in 11 months it had trouble. Would i get 11 months interest for example? Thanks.
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Suggestions regarding my ISA mix / Is there an ISA aimed at novices?
Hello. I welcome a little advice on this world of ISAs. I currently have 2 ISAs from previous year: * £6500 at 5.76% in Kent & Reliance * £3000 @ 5.3% in NS&I I'm looking to invest in a new cash ISA (£3600) for this year and was going to go for the highest rate that allows transfers-in. I would then open up the ISA and…
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how do I open an ISA for £9000?
Hi People There is most likely a simple answer to this one, but as I understand it you are allowed to open one cash ISA of £3600 per year (total annual allowance £7200) The thing that is confusing me is for example Lloyds TSB is offering a fixed rate ISA of AER6.50% per annum with a minimum investment of £9000. Now if my…
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Hsbc Isa Problems
Hi all, I had a preferential rate cash ISA with HSBC and saw the advert for their 6% e-cash ISA so I contacted them via secure messaging on internet banking to find out about opening the e-cash ISA. They replied saying that in order for me to open thte e-cash ISA I would need to close my other ISA with them which I did. I…
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Is it possible to transfer 2 old ISAs into 1 new one?
Hello. I'd welcome a little advice. I have one ISA with Kent & Reliance and one ISA with NS&1, from previous years. I am shopping around for the best deal on an ISA for this year. Is it possible to invest in a new ISA and transfer-in the two separate ISAs (if the new ISA allows transfers-in, of course)? If so, how do I go…
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NW fixed rate isa
I took my application form to my local branch to open a NW fixed 2 yrs bond 2 weeks ago. I filled on the form that the money should be transferred from my invest direct to the new fixed rate isa. I checked my online banking and no money has been taken from my invest direct. Went to my local branch who told me to phone CS…
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ISA that pays monthly interest or ISA that pays yearly. Which pays out more?
Title says it all really. If I was to put £1000 in 2 ISAs with the same AER - 1 that pays interest monthly and 1 that pays interest yearly - Which account would I have more money in after a set period of time? I've read conflicting views: One camp says that it makes no difference to the actual amount of interest paid. The…
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ISA Transfers
Hi, Does anyone know if its possible to transfer multiple ISAs into one account thereby effectively combining two accounts into one new account? Thanks Ant
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Cash ISA: half a million in 30 years?
Am I doing the maths right? If both my wife and I save £3.6k in our cash ISAs for the next 30 years and earn 5% interest on average, then we end up with more than half a million quid in today's money? Holy Mother of God! Why doesn't everyone do this then? It's such a no brainer! Check this out... Annual Rate 5.0 New…
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Can I open 2 cash ISA's up to the max of £3600?
I know that the maximum amount for a cash ISA is £3600 this year, but can I invest up to this maximum amount with more than one provider?
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ICESAVE Keeps savings and ISA rates unchanged!
Icesave have announced that they will NOT be reducing their savings and isa rates despite the recent base rate cut! :j Also a new 6 month fixed rate bond will be launched tomorrow (12th April) paying 6.86% AER!!! :j :D 3 cheers for ICESAVE!!!!:beer: Hip hip..... :money:
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Lloyds Tsb Fixed Rate Isa Up To 6.5% Ends Tomorrow
Thought I'd create a new thread to clarify that it does end tomorrow. I just phoned up the specialist savings team at Lloyds TSB and they were really helpful. You have until TOMORROW (Saturday) to open this up to get the better rate at a branch. After this the rate drops. This is the official message from the department…
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Anybody had their 08/09 Tax Haven ISA opened?
Hi, Has anybody who applied for a 08/09 Barclays Tax Haven ISA online actually had it opened yet??? I applied at the beginning of March and got a letter saying it would be opened at the start of the 08/09 financial year. So far I haven't received anything else and my £3600 is still sitting in my current account earning…
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Icesave isa transfer form - Sending it "RECORDED DELIVERY"?
The icesave isa transfer form contains loads of personal information, for example a/c numbers, NI number, full name & address etc. It worries me that if this form didn't arrive, or ended up in the wrong hands, that a LOT of damage could potentially be done (ID theft etc.). You can't be too careful these days with personal…
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ICICI Hi-Save Transfer out problem this week
Has anyone else had an issue with transferring money out to there linked accounts this week? Apparently transfers with processing dates of 6th through to 8th were affected due to a "Technical" problem. I'm getting really sick of there excuses. I really used to think that they were good, but in recent months I've had…
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Alliance & Leicester 10% ISA
I've just seen (and applied for quickly!) a 10% ISA with Alliance and Leicester. Martin doesn't seem to mention this on his best ISA article ... does anyone know why? Here's a link to the offer: http://www.alliance-leicester.co.uk/savings/index.asp?page=prem-isa&ct=savingshome:money: :beer:
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Alliance & Leicester 07/08 missed
Hi I followed a link from this site to the A&L to apply for an 07/08 ISA by the 3rd April as that was given as their deadline. I filled in the form and sat back thinking I'd got in in time. I've just got off the phone from A&L and they tell me that they closed 07/08 on Monday 1st, and what I've actually got is an 08/09…
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NS&I Direct isa rate dropped to 5.30%!!!!
Just thought I'd alert everyone. It didn't take them long did it!:rolleyes: Kaupthing edge savings a/c almost matches this after tax!
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ISA Index Tracker for this tax hear?
Do you think I should still invest in an Index Tracker this year given the volatile state of the stock market. I was thinking of contributing monthly to even out any rises/falls.
