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Can I wrap up my shares in a S&S ISA?
Hi there I've been searching for an answer but can't seem to find one. I have some shares, worth about £5000, can I simply 'wrap them up' in a S&S ISA? Everything I read seems to point me in the direction of funds where someone else makes the decision of what to purchase. Thanks Lynne
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NPBS TOISA transfer to better HSBC? Recommendations!
Hello helpful people :j I have 10K in a Norwich and Peterborough Tessa only ISA with a fixed rate of 5%. Had this account for years, but it doesn't seem to be the best rate in the world for the tax free balance. I like their ethics, but the rates are poor. I understand they are now just all ISAs. I also understand not to…
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did anyone else open the A&L 8.1%ISA last year?
I've been searching for the best ISA to put my money in this year, but only just decided to check my current interest rates. :rolleyes: I knew the 8.1% offer was only for 1 year so I assumed it would have dropped to an uncompetitive rate now, but checking the A&L site it says the interest rate is now 7.85%, so I am…
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Everything I Always Wanted To Know About Funds In An ISA But Was Afraid To Ask
This is a follow-up to the thread named "Scared of shares...". If you are an expert on choosing funds for your ISA and have made consistent money over the years, please drop a few nuggets of wisdom... Question 1: Which fund supermarket should I move my ISA to? Fidelity or H&L (or something else)? What should be my…
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Fixed or Variable
I'm toying between A&L (variable) and B&B (fixed) Which do you think is better? Is there a better rate online ISA than these 2?
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ISA transfer advice
All, I'm getting myself a bit confused about transfering, so thought I'd ask you all. I have been saving for a few years into a Barclays mini-cash ISA, and now their rates are not favourable. I'm in a lucky position that I can pay upfront £3K into my Barclays ISA but my question to you all is do I do that now then transfer…
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Shares ISA, should I sell?
I currently have a shares tracker ISA with RBS (was Direct Line). I've had it a few years and gradually built it up to around £4500. With the current stock market volatility I'm tempted to take £3600 out and put it in my cash ISA. The shares ISA has always been a long term investment and I intend to keep it going for at…
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Barclays Online Application on 5th April Allowed 07/08 ISA, letter says 08/09
Hi, I made an online application for a barclays ISA on the 5th April. The web site had 2 available options 07/08 and 08/09 - i selected 07/08. The letter I have received today states they are opening an 08/09 isa. I have called them, and they suggest it would be impossible for them to have opened an 07/08 account for an…
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Isa, Isa Isa
Hi, this is probably a dumb question, but here goes anyway. I have an ISA with NS&I which I think pays 6.2% and has £3000 in (from last year). My Wife also has an ISA with A&L which pays 6.3% (I think). Anyway, now that its the new Financial year I can now invest £3600 in each. My question is this, should I invest the…
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How do you transfer to an e-ISA? (The "no transfers from other ISAs allowed" kind)
Sorry if this has already been addressed elsewhere, but I've been looking at a variety of e-ISAs for a few days now, which all state something along the lines of "Transfers in from other cash ISAs are not permitted". That said, I then checked with the HMRC site, and was informed that I cannot subscribe to more than one ISA…
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Isa Transfer In Flexible Mini Cash Isa With Good Interest
;)Transfer in flexible mini cash isa with good Interest Rate I wonder if you can help me. I have 3 Cash ISAS spread in 2 different banks and their interest rate is rubbish. I am looking to open a new cash isa for this year and transfer everything into one. Thing is that I would like to have a monthly paid interest and not…
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Abbey to Lloyds Transfer Problem
Hi Everyone, I've just read that the Lloyds 6.5% fixed ISA is going to be withdrawn on Friday :mad: I really wanted to transfer into this ISA but was planning on doing so in a few weeks time as it was meant to be open until 31st May. Basically I currently have an Abbey ISA which I had a lot of trouble with and Abbey owe me…
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How do I change from one ISA to another?
I started paying £100 a month into a smile account ISA last year. It currently has about £800 in it. I'd like to change to something with a higher rate but I am aware that you are only allowed one ISA so wondered how I would go about transferring the funds? If anyone can recommend a new account I would be gratefull, I'd…
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Is this worth it?
Right, correct me if I am wrong but.......A&L are offering an ISA at 6.25% AER, which accepts transfers in and doesn't punish you for withdrawing early. So I could move from Egg to A&L. How do you go about transferring? Do I tell Egg first or apply through A&L first? Is it worth moving? Thanks! :beer: :j :beer: :j :beer:
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Northern rock ISA
I opened a 12 month fixed rate 6% ISA last year with northern rock in May or June which i would now like to transfer to lloyds or nationwide, if i can't to lloyds before they withdraw the ISA. The question is, am i now freely allowed to transfer my money away from the northern rock ISA without penalty before the twelve…
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Convert Cash to Share ISA
I understand from this tax year (08/09) it is possible to convert exisitng cash isas into share isas. I only have one cash isa from 2003. In that year I also had a mini share isa. What are the details of the new rules? Do I have to transfer the cash isa to the fund supermarket that I have my mini with or can I use a…
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ISA novice HELP!
I posted on the MFi3 board as I was thinking of overpaying £50-£100 a month and wasn't sure if this small amount was worth it, I got encouraging replies but it also mentioned ISA so I wondered if I could ask a few questions? Our mortgage is for about £77,000 remaining term is 19 years. At the moment we are on a fixed rate…
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A&L - Interest Payment Date Question
I've just been looking at the A&L Direct Saver 4 ISA which is 6.25% When I was read the terms and conditions it says that interest it paid annually on the 1st of January....is it me or does that seem weird for an isa seeing as every other one I look at appears to pay out in March/April Financially would I be at a…
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First Direct 7% Fixed for 12 Months ISA
http://www.firstdirect.com/savings/regular-saver-isa-overview.shtml?WT.ac=SAV0251 Not for me, as it is a regular saver, my £3,600 went into my Lloyds 6.5% 1 year fix on Sunday, the first day possible. This may be of interest to regular savers thogh ...
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Advice Needed Regarding ISA.
I want to set-up an ISA with Alliance and Leicester and transfer my existing ISA into it, however while doing a dummy run on their website there was no option to transfer in an existing ISA. Does anyone know how this is done?
