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Will I be paid interest when I close my ISA?
If I open an Alliance and Leicester 6.25% ISA, and transfer to another provider and close my ISA in April next year, will I be paid any interest accumulated after January the 1st, considering they pay interest annually?
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New Hsbc E-isa
I applied to open an e-isa on the HSBC website last Tuesday morning. On the declaration which I have printed it states that I will be able to view the account online within 3 working days. It is now the end of Monday - day 4 and I still can't see it. Has anyone else had theirs opened? Also the £1 initial deposit hasn't…
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Beware transferring ISA to Nationwide
If you are wanting to buy the attractively-priced Nationwide Fixed Rate ISA Bond at 6.15% and you are transferring the funds from another bank/building society, be very careful. I tried to do this today and was told by Nationwide that,despite all ads on their site and sites like this, the rate of 6.15 % is NOT guaranteed.…
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ISA problem
I currently have just over £10,000 invested in ISAs in Halifax, all from previous years. At the moment I only get 5.25% on these ISAs, so this year I decided to transfer them to an ISA account in another bank. Last week I opened a Premier 21 current account with Alliance and Leicester which allowed me to open a high…
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Transfer in rules
Cant believe I was JUST about to post when an almost identical thread appeared ! However, the earlier thread must have referred to ISA's which were ready to transfer in .... my post follows Apologies for this lengthy post, especially if I’m making this more complicated than it needs to be …!! I thought I understood simple…
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Transfer & new account ISA question
Hi all, I'm a new poster here, but reading for a long time on and off. I have a noobish question. I opened a Nationwide 1 year fixed ISA @6.15 (£3600) the other day. I also filled in the paperwork to transfer my two other isa's in (which i have added to over the past few years). My question is will this all go into 1…
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Barclay's Tax Saver ISA - Another fiasco
I received my letter informing me that I could open a new Tax Saver ISA from 6th April. I have just walked 2 miles down to the bank to open a new ISA clutching all my identification details. The bank had a notice saying new ISAs could only be opened with an appointment. The earliest was for Wednesday. I was told that as I…
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Is the Halifax 4 year Fixed @ 6.2% a good idea for someone who doesn't need access?
Hello. I welcome a little advice... I currently have 2 ISAs from previous year: * £6500 at 5.76% in Kent & Reliance * £3000 @ 5.3% in NS&I Total= £9500 I'm looking to invest in a new cash ISA (£3600) for this year. I don't need access to the total of £13100. In this case, is the Halifax ISA (4year fixed at 6.2%) a good…
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can i open a new cash isa if i already have a stocks and shares isa?
I have a Fidelity stocks and shares maxi isa already which i contribute to monthly. can i open a new mini cash isa as well?
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Anyone picked up 13.5k in the street?
Having opened Lloyds TSB's Fixed Rate ISA via transfers of previous and currrent years' (2007/8) funds from Icesave and Alliance & Leicester in March, I received letters from both Icesave and A & L to say that they had closed my accounts with them and forwarded the proceeds to LTSB - I also received letters from LTSB…
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Which is the best ISA to invest £11,600?
I have £8,000 in my current ISA (Halifax %5.25) and £3,600 ready and waiting in my current account. It is looks like I lost the opportunity to transfer to Lloyds TSB %6.5 for over £9,000:confused: Some providers are pay interest only when the ISA transfer is complete. As it can take 30 days for the transfer it may be…
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10% on ISA on alliance&leicester
A&L are opening this, when u open a current account, u have t fund it with 500 GBP every month(no need of salary to be put in), u can set a two way transfer from ur a/c and back!, also they can offer upto 2500 overdraft interest free for 12 months + 5 pounds/per month after that for overdraft chargeno other interest. Also…
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Why have Barclays taken so long to open my ISA?
Being a Barclays online banker and having to taken Martins advice to open an ISA. I decided to make the obvious choice and filled out the relevant forms online to open a Barclays tax haven ISA. I did this on the 30th March and would therefore have assumed to be ok for the 2007-2008 tax year. However I received a letter in…
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Icesave ISA oddities.
Hi, I am just about to pay my first 2008/2009 cash into the Icesave ISA I set up a month or so ago and noticed this:* The maximum you may subscribe to a Cash ISA in the 2008/2009 tax year is £3,600. * If this is the first time you are making a subscription to your Easy Access ISA in the 2008/2009 tax year, under HMRC rules…
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ISA trouble?
Hi I have mistakely opened two ISA accounts in the same tax year of 07/08. I maxed out the amount of £3000 for each account - £3000 in halifax and £3000 in A+L. I wanted to transfer the Halifax ISA to my A+L account recently but A+L refused this and sent the cheque back to Halifax. They also advised me that i needed to…
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Transfer ISA without paying in 08/09 allowance
Hi, Could do with some help here please. I may have made a mistake. I have paid my 2008 / 09 cash allowance into NS&I, adding it to the 2007 / 08 money paid in last year. I did this knowing that NS&I doesn't pay a great rate anymore but I had the intention of moving to a better payer later when I have more time to look…
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Please can you help?????????
I do not pretend to know anything about money or investments but I would appreciate your help please. Around 10 or 12 years ago I invested some cash (only £200) into an ISA, the stupid thing is that after a lot of family problems I now cant remember where I invested it & have moved house several times so I will not have…
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Abbey - Are transfers between ISA issues possible?
Good morning to all. This may be an easy question. I bank with the Abbey. My money is currently in a direct ISA, into which I transferred my Abbey Easy ISA last year. I notice now that Abbey advertise a direct ISA issue 2. This pays 6.25% for one year, before reverting to a tiered interest structure. Unfortunately I've…
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Time taken to transfer ISA
I recently transfered my ISA from Halifax to Lloyds TSB. Halifax wrote to say it had sent a cheque to Lloyds on 31st March,today I recieved a letter from Lloyds saying that the sum had been credited to my ISA on 10th April. 10 days seems to me an excessive length of time,in previous transfers to other societies,there…
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How much is it worth switching for?
Regarding ISAs, I have read on some providers websites that it can take up to 30 days for funds to be transferred from previous providers. My question is this: What time period is there between your account being closed at one provider and the funds arriving into the new account? And will the new interest rate more than…
