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a really stupid question (or two), sorry
hi, I currently have a 1 year fixed cash ISA with abbey that runs until march next year and have heard about these investment ISAs but... 1) is it correct that you can have a cash ISA as well as an investment one? i think it was one or the other previously. 2) do i have to open the investment ISA with abbey or can i have a…
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Managing ISAs from several Tax years
I'm sorry in advance since this is a rudimentary question that seems to have been asked already, but I still need clarification. I have 2 existing ISAs from past years and am planing to open another for this year. Am I right in thinking I can deposit my £3,600 allowance among these 3 ISAs in 08/09 in any way I see fit? Or…
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isa messed up
I recently tried to open up an ISA with Barclays for the tax year 07 - 08. To cut to the quick, Barclays !!!!!!ed things up big time, although they repeatedly told me everything was fine, and started my ISA for 08 - 09. this means I've missed out on my 07 - 08 tax-free allowance. Barclays have offered me one year's lost…
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Index tracker ISA
I'm looking at opening an index tracker (prob UK fund) as part of my isa portfolio, I'm looking at drip feeding it a small amount each month looking long term with a medium risk, can anyone suggest any products out there, ones offering low fees at the moment? Thanks in advance
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Paying into an ISA whilst domiciled abroad
I am British citizen with an ongoing ISA of 4 years in the UK. I am now domiciled abroad and wish to pay into my ISA for this year. Is that allowed as I have heard it is not! If it is not allowed how does anyone know and what are the repercussions for doing so knowingly or unknowingly? :confused:
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Abbey or A&L?
Hi, Hope someone can offer advice on this. I've currently got an ISA (from last year) with Britannia fixed at 6.55% till October 08 which i think is really good. They don't offer anything decent for this year so i've been looking at other options. I ideally need one that is not fixed because i'd like to see what Britannia…
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ICESAVE Communication problems, anyone else?
I recently asked for an amount of money to be taken out of my current account to contribute to this years ISA allowance (08/09) however nothing has been taken out, nor have I recieved any conformation of my request. Anyone else having trouble with ICESAVE? Thought I'd ask here first rather than ring their £4 a minute…
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Skipton fixed ISA to end this Saturday
Have just been told by my local Skipton BS branch that the 6.26% fixed ISA will be withdrawn from offer this Saturday (19th April).
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A&L ISA Deposit Question
I opened an A&L ISA on the first day of the tax year, last week. It took a couple of days to show up in internet banking. Once it did show up (around wednesday)... I used the quick-link to transfer £3600 from my HSBC current account. I checked today, and the amount is still not in my A&L ISA... it says its pending. I am…
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Help for a financial novice please?
Hi I wonder if anyone could give me a bit of advice on ISA's. I opened an NSI ISA last financial year, I only put £1000 in and left it at that. I've just applied for a Barclays Tax Haven ISA which doesn't allow transfers from other ISA's. I have a couple of questions I'd like help with. 1, Can I pay £3.600 into my new…
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Need Some Help With An ISA Application Form.
I am unable to visit a branch to setup a new ISA with A&L and transfer my existing one into it so I am filling out this application form and I need I little help. For step seven what evidence do I need to post off, e.g. is it a copy of my passport? Regarding step 10 is this section sent to my exiting ISA providers and if…
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Last YR transfer in MAX?
I bet this has been asked a million times.... SORRY, Just wanted to put my mind a rest....... I have £3102.01 from last YR 07/08 isa, (ns and i) WHICH i want to transfer to a better interest isa....(mabe a&l) I am about to put a new amount of £3,600 into barclays isa this yr 08/09.... I Know i can transfer last yrs amount…
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A&L Direct ISA issue 4.. questions.
Hi All, I missed the Lloyds 6.5% ISA. I currently have £9K in NS&I which includes this years deposit of £3600. The next best ISA appears to be either A&L issue 4 or Abbey. I favour the A&L as I already hold accounts with them, I just have a couple of questions. 1). Can I open this A&L account even though I've already…
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paying into isa
opened a egg isa with £200 for 08/09 can I top up my ing 07/08 with the remaining £3400 as they have increased the rate. It will all be new money. thanks
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Anyone opened B&B eISA yet?
Has anyone opened a Bradford & Bingley eISA successfully this tax year? Its the one paying 6.25% fixed and available over the net. I filled in my application and sent the cheque off at the start of the new tax year - heard nothing yet. How long should I wait before I phone them up and ask when I can expect it to be opened?
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Opening more than one ISA for the Current Tax Year
Hi I applied for an HSBC-eISA for this tax year, as initially I was not sure if it would go through hence ended up opening an A&L Direct ISA as well. Both ISA application were successful. As I bank with HSBC, I prefer HSBC account for convenience, and have gone ahead and deposited some money into this account. I have not…
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Which e- isa
I have £2300 in a silver saver account with Northern Rock,and is earning me about £8 a month after tax.I have come to the conclusion that its far better in a cash isa.It wil have to be a onlone account,and i may need some access to it,but having said that i may not.Any ideas what the best account would be. Thanks
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Splitting ISAs between fixed rate accounts
Hello. I welcome a little advice on this world of ISAs. I currently have 2 ISAs from previous year: - £6500 at 5.76% in Kent & Reliance - £3000 @ 5.3% in NS&I Total= £9,500 I'm now looking to invest in a new cash ISA (£3600) for this year. I'm kinda thinking of these options: * invest £9500 in a fixed rate @ 6.15%…
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ISA fund selection - sector distribution?
I'm going to start an S&S isa this year, probably with H-L. After a bit of digging around, mainly on the iii site, I've put together a list of funds I'd be interested in investing in: JPM New Europe Shares Acc Invesco Perp Lat Amer ML UK Dynamic Acc ML UK Fidelity Moneybuilder growth Jupiter Global Managed M&G…
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Which ISA is the best, and will earn me a good return?
:confused: Hello, gosh I haven't been here for almost 2 years, it is great to be back, hope all is well here. My query is about ISA'S, I want to invest about £6,000 in one, maybe even 9,000, what i'd really like to know is which would be the best one, which will give me a better rate of interest, and is there a time limit…
