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Best fixed one year rate ISA advice please
Hi all I'm trying to work out which ISA to transfer this years £3k allowance into. I want to move it into a one year fixed rate account, without incurring any penalties for transferring the ISA for the following tax year, and have the interest paid when the isa ends next April. The best I can find so far is Nationwide at…
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FRISA Bond transfer
Can anyone tell me if I can transfer a Nationwide FRISA bond to another provider? I realise that I must await the 'end date' for this in order that maximum interest can be applied.
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ISA transfer fails due to NI number mismatch
I set up the Fixed Rate ISA with LLoyds TSB in February and requested the transfer of an existing ISA from a building society. Receipt of the funds was rejected by TSB due to NI number mismatch 3 weeks ago. (TSB has the correct NI #). The BS has not replied to TSB since. Question: Is an ISA manager obliged to check the…
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Cheque not been cashed for 07/08 ISA (barclays) should i be worried?
So my wife and i opened our ISAs on Tuesday 1st April - each with a £3000 cheque dated 1st April. With 3 days required to clear this is plenty of time. I phoned by current account bank (The Brilliant First Direct) to ask if the funds had cleared and today thay still had not been - there was no cheque pending either.....so…
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Privileged to be a customer.....
This year I decided to move my previous years ISA and open a new higher interest one to get the best out of my savings. I've become extremely un-impressed with both Abbey and Alliance and Leicester in the process and thought I would document. First I contacted Alliance and Leicester to open their ISA. They were more than…
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IF Transfer out - Notification and interest?
Has anyone transferred their ISA out of Intelligent Finance recently? Did you receive written notification that the money had been transferred? Since I didn't get anything through the post after my account disappeared from online banking I rang up to check what the transferred balance was and the date the transfer was…
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Any better suggestions?
I've got reasonably specific criteria for a cash ISA for 2008/09 1) Monthly interest 2) Can transfer in previous funds Barclay's certainly pays more, but can't transfer in. So far the best I've seen is First Direct's mini cash e-ISA, which offers 6% fixed until March 2009. All better suggestions gratefully received
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Urgent Advice please: 2 Year Fixed Rate Isa Bond
Hello I opened a 2 Year Fixed Rate Isa Bond last April but haven't used my Isa allowance for this 07/08 Tax Year. Yesterday the advisor in the Nationwide told me i am NOT allowed to deposit any more money in to this ISa. This one of the conditions of this Isa. I'm confused and annoyed, as I don't recall hearing this at the…
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Should I switch?
Hello, I have £3,000 saved in my Icesave (6.05%) ISA from this financial year, and will obviously have another £3,700 to save in this coming year. Is it worth my while/is it possible for me to transfer the existing money into a better ISA next year and then save a further £3,700? I've always been a bit confused about the…
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Transfering funds before deadline
Hello I am looking for advice on the following situation. I currently have a a current account and ISA with the Halifax. I have opened an A+L ISA but don't have the documetns through in time to get money in prior to the deadline. My questions Can I transfer money into my Halifax ISA from my current account even through I…
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I've two cash ISAs by no identity documents
I've enough money to open the Lloyds fixed rate 6.5% ISA, but don't have any documents to prove identity (passport is expired and I don't drive) so they can't sell me the deal. I've looked through this site, but can't find a 'best buy' table written by Martin. My current ISAs are with Abbey and NS&I. Do I really have to…
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Isa Rates From Monday [7th April]
I'm setting up a couple of ISA's for next yr [regular payments 12 x 300], and intended to spend tomorrow sorting out best buys etc. I was just wondering if come Monday, ie next financial yr, will there be a new spate of interest rates to attract new investors, or will existing products just 'roll-over' ??
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Skipton BS One Year Fixed Rate ISA 6.26%
http://www.moneyfacts.co.uk/savings/bestbuys/fixed-rates-isa.aspx
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Deopsiting money during an ISA transfer?
I opened a Lloyds TSB ISA last week and they have sent a request to Yorkshire Building Society for the full balance. The YBS is a 30 day notice ISA so the transfer wont go through til mid/late April. Can I add £3600 on Monday to my YBS ISA or should I wait for the funds to land in Lloyds and then add it? I dont want £3600…
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Best free variable - is this the best option for me...
Hi there, Currently got 6k in a fixed Britannia cash ISA at 6.55% until October 2008. I good rate. I want to open a new ISA next week and put in 3.6k. However i don't know what to open. Should i get a fixed rate from a different society at around 6% and leave my money in tehre for full year? I would like though one that is…
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Deadline?
Can anyone confirm when the deadline is for paying into my ISA for this year? I mean be exact time as well as date... I paid some into my NS&I Isa on 2/4/08 with my Visa debit card. It is showing in my ISA, but the funds still haven't left my current account (although have been "ring-fenced"). I would assume that if they…
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ISA Cheque deposit not dated
Can anyone give me advise on this one - I've been trying to get through to Barclays and so far no joy! I opened my ISA yesterday in a Barclays branch for 07/08 however I'm almost certain I did not date the cheque. Will this lead to a rejection or does it matter as the cheque is made out to me? Any advice appreciated - I…
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What happens to Mini ISA after 3 years?
Just wondering what happens to the amount invested in a Mini ISA after the 3 years period is up? Does it still earn interest at the tax free amount if the money's left in there? Does it languish there doing nothing? Are you notified when the 3 years is up to withdraw it? Grateful for any advice. Mimi x
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Investing forum?
All I'm looking for is somewhere I can discuss financial instruments that isn't USA centric. fool.co.uk forums don't look much good. In particular I want to discuss emerging markets, africa and REITs (PIFs) Do I really have to pay £100/hour to find a BRIC REIT?
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Extremely urgent advice please on ISA
Major headache. The wife opened on-line an A & L ISA for 2007/8 but somehow no funds were transferred so the ISA is showing a zero balance. Now there is only 2 days left how can she use up her 2007/8 allowance in time. She banks with Halifax, is she best just going into the Halifax branch tomorrow and opening a Halifax ISA…
