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Abbey completely messed up my ISA transfer, what do I do!?
Tried to transfer my ISA to Abbey (started process in April...) As far as I can work out they requested my existing funds (which were transferred 3 weeks ago and account closed by my old bank) but havent opened up a new ISA account for me. I have no idea where my money is, or why they still hadn't opened the new account…
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Savings plans
I have about £15-20 per month to invest in a regular savings plan. I understand that with profits-type endowment policies are a poor bet, so what would be an alternative? I would be looking to invest a regular sum every month and collect the money at the end of a 5 or 10 year period. Any suggestions - either savings…
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Abbey Easy/Direct isa + Nationwide isa.
Can someone tell which is the best isa to have with either Abbey or Nationwide. I have a Easy isa account with Abbey but was wondering would it be better to have an Direct isa instead. Or would it be better to move Nationwide who I also have a bank account with. I currently have £25,000 in the Easy isa, which I cannot see…
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Going for Maxi ISAs
OK, heres the plan. We (me and the missus) have decided we have enough cash in "immediatetly available" savings. We have decided that we would like to start putting away a monthly sum in a stocks and shares ISA. We have been given a recommedation (by an already happy investor) of a managed fund ISA from Scottish Widows.…
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Scarborough ISA transfer
Hi Folks, I have a rather old Scarborough MiniCash ISA from 3 or 4 years ago, which is receiving a pityful interest rate. I am in the process of deciding to transfer the ISA to another provider. I have analysed the Scarborough website and it seems that this is well possible (within 30 days) however it doesn't mention what…
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Guaranteed Capital Account Series from A&L
I hope I am posting in the correct place, and if not, I apologise. I am not au fait with ISA's etc. Alliance and Leicester have today launced a Guaranteed Capital Account. http://www.alliance-leicester.co.uk/investments/index.asp?page=guaranteed-capital&ct=investmentshome I was considering putting £3,000 in an ISA, and say…
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Bradford & Bingley to increase rates
I emailed Bradford & Bingley the other day to ask if they will be increasing their ISA rates following the BoE rate rise and got an email back this morning informing me that their ISA rates will be increasing by 0.25% on Sunday 29th July, taking their eSavings ISA from 5.8% to 6.05% :D
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Stocks & Shares ISA?
I recently opened a stocks and shares ISA with Halifax with £500 but I am wondering whether it is a true stocks and shares ISA and would like some advice. I assumed that taking stocks and shares will give you the ability to pick and choose which companies you would like to invest in, however my Halifax ISA only lets me…
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Can someone do calculations for me please?
I applied to open a Nationwide Bond fixed rate cash ISA at 5.85% in April and my existing previous years ISA's were to be transferred from A&L. I received word from A&L that my ISA had been transferred to Nationwide on the 22nd May. Since then I've been chasing up Nationwide as I had heard nothing from them. A staff member…
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direct credits into building society accounts
not including current accounts or e-saver accounts does anyone know whether building society branch based accounts eg stroud and swindon branch based accounts have the ability to receive direct credits from a bank
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Abbey Direct ISA Problems.
Is anyone having problem opening Abbey Direct ISA? Since last Friday I have been trying to open my ISA account for this year and to transfer previous years funds. One branch told me that they cannot open my account because they having a system problem regarding Direct ISA. Next I went to another Abbey branch and they were…
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ISA rules.
Please could someone help to understand next years ISA changes. Am I correct in saying that they are doing away with the mini and maxi distinction? I understand that you can put a maximum of £3600 in cash and the rest (another £3600) in stocks and shares. But could I therefore put say £1500 in cash and £5700 in stocks and…
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Nationwide BS launch 6.15% fixed rate ISAs - w.e.f. 6th July 2007
Nationwide Building Society have today announced that they will be launching a new range of fixed rate mini cash ISAs paying 6.15%. They offer the choice of a one or two year term paying the same rate. The minimum opening deposit is £1, and they allow transfers in of existing cash ISAs into the account. The new fixed ISAs…
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Kent Reliance BS Direct mini cash ISA rate increased - 6.21%
Kent Reliance BS will increase the rate on their Direct Mini Cash ISA by the full 0.25%, from 5.96% to 6.21%, with effect from the 1st August 2007. [Source: Moneyfacts] Here is the link to the Kent Reliance rate increase information.
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Stocks & Shares ISAs- Any advice for a beginner?
Hello all! I'm interested in investing in a stocks and shares ISA (I have already invested £3000 for this current year in an NS&I Direct mini cash ISA). Can anyone give advice or pointers as to how a complete novice to the world of stocks and shares can begin working out how to open such an ISA? Thank you. Scotty
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Poor PEP needs new home
Right, bit beyond me this is:confused: I have a PEP with Scottish Widdows; it's in Coprorate Bonds and not doing well due to the rising interest rates. The sum is about £12k. If I encash it I can get 6%+ but would have to start paying tax on savings income - not a good idea! Is there any way that I can keep this money away…
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YBS ISA question
Not me. If you have a current financial year Direct ISA with YBS (Yorkshire Bank). Is it just a matter of filling in the transfer form, for previous years to be added to it, sending the completed form to the original provider? I believe the original provider was A&L. That's what it looks like to me. But I said I would…
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NS&I increase Direct ISA rate to 6.30%
NS&I have increased their Direct ISA rate from 6.05% to 6.30% with immediate effect. More details here.
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What type of S&S isa?
I currently have a cash isa, which i have used up all of my allowance, and am looking to open a stocks and shares isa, into which I will probably pay around £100 a month into, and may or may not open with a lump some of about £500 as well. i was originally thinking of opening an index tracker, purely because of convenience…
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Building/Maintaining a ISA Shares portfolio
Hi All I’m in the process of building myself up a portfolio. I started in Janurary with CoFunds and I’ve now got 5 in total at £1K a pop. 2 UK Higher Income, 1 China, 1 Russia + 1 Property. I’ve got a couple of general questions I’d like to fire out to you. There are no right/wrong answers as everyone’s circumstances are…
