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opening an ISA account while unemployed (with income)
I want to open an ISA account. Do you think they will open one for me when I'm unemployed (with income)?
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ns&i and Egg Money Manager - Your help needed!
Hi, I've recently opened and ns&i ISA. I use Egg money manager to keep tabs on my accounts but noticed that ns&i isn't available under the list of organisations. I've had this problem before however there is an option to recommend Egg to include an oragnisation. I've used this before (to recommend Icesave) and they…
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Vote for Kazza!
I've noticed that the Kazza's invaluable Mini Cash ISAs: The Best ISAs currently available List thread is slipping again, meaning a new person might miss it. I hope I'm not alone in thinking it should be made a sticky? On the parent forum it's been suggested that a max of 5 stickies be allowed, and we've only got 3. Hope…
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Equity ISA
Hello, I have several equity ISA,s (technology sector!!), that were bought pre year 2000, that have just about gone into the black for the first time and I am at a loss to know what to do with them right now. I want, if possible, to keep the tax free advantages of ISA but feel nervous about staying in equity's with the…
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ISA Legalities Advice
I opened an ISA in branch in March this year (for last year's allowance 2006-07), I signed all the paperwork in the branch and assumed (perhaps stupidly) that this would be dealt with. I've now had a letter from the building society to say that as they have not received the paperwork that they will switch this to a normal…
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To move or not
I currently have this year's ISA subscription in a Barclay's tax beater cash ISA, that is staying where it is until the rate drops. My subscriptions from previous years are in a Bradford and Bingley E-Isa, which is going up to 6.05% at the end of the month, Kent Reliance will be offering 6.21%. Do you think for the added…
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Hello! I'm a new Board Guide here!
Hello ISA, Toisas, Peps and Tessas Peeps :hello: Just introducing myself as a new board guide in these parts - I've only been a board guide for about a month, so do be gentle with me; I'm still on the learning curve! :o Looking forward to working with you all :beer: Crabman :D
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worth a transfer?
Hi all, I currently have just over £1,000 in a mini cash ISA with YBS at a rate of 5.65%. Is it worth transffering this into another ISA with a higher rate considering time to do it / paperwork / benefit? Thanks. P.S im looking to invest around another £1000 this tax year.
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Moving ISA's and Opening new ones
:confused: I have had an ISA for a few years and want to move it. I also want to get a good rate for this year, but most of the good rates are for new ISA's without transfers in. Am I allowed to open a new ISA (with a good rate) and also to transfer my current ISA to another scheme with a better rate than I have at the…
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highest known interest rate offered for ISA or TESSA
hello all, with all the interest rate rises over the last year, i was wondering what the highest ever rate was for an ISA and TESSA was offered and by who and in what year...
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16 year olds and cash ISAs
Can anyone please advise on how my 16 year old can open a cash ISA. He would like to pay in the full £3000 from his builiding society savings account. NS&I who currently have the best paying cash ISA say you must be at least 16 and have a current account and debit card in the investor's name. I was 19 before I had a bank…
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Confused about ISA
I have a maxi ISA with Abbey that I took out in July 2000 supposedly to pay off my mortgage. I orignally paid £90 per month and at some stage increased it to £100 per month. I'll sound totally stupid but I didn't really realise that there was any risk of the ISA going down in value abd I don't think this was ever explained…
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BMW Savings launch 1 Year Fixed rate mini cash ISA - now 6.67%
BMW Savings have launched a new 1 Year fixed rate mini cash ISA and have increased the rate paid from 6.54% AER to 6.67% AER (as of 20th July 2007). The ISA, called Guaranteed Performance Bond ISA 4, is operated by Newcastle Building Society. The rate is fixed until 05.09.2008 and the minimum deposit is £1. No transfers in…
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Monthly or Annual Interest?
Hello, I am planning on opening a mini cash isa in the next couple of weeks. My question is whether to choose one that pays monthly or annually. We will be withdrawing the money to pay for a wedding over the next yr, so was thinking monthly might be best. If monthly is best, does anyone know which isa pays the best…
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Online Cash ISA to transfer funds into?
Hi, I have had a Barclays Mini cash ISA for years and only just realised that their rate of interest is pretty poor. I am therefore looking for a new provider, one that I can transfer the funds into (ruling out this websites best rate ISA) and one I can access online (ruling out the second suggest ISA on this site). Does…
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Short term investments?
Hi. I've got 3k in a cash ISA out of last years allowance and this year I'm tempted to invest in a stocks & shares ISA. With our mortgage practically paid off I want to get my money working hard for me but may well need to take some/all out in a year or two to go towards a new property. Is it worth putting money into a…
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Transferring Cash ISA's to S&S ISA's in 2008
If i've understood things correctly, HMG is going to allow you to transfer funds from previous years Cash ISA accounts to S&S ISA accounts (which would work out quite nicely for me !) from April 2008. Have I got that right, and if so, does anyone know where I could find out a few more details, as I have to give a bit of…
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I've got both Maxi and Mini ISA for this year. what happens?
I've recently taken out a Mini cash ISA with egg, I then realized that I’ve been putting a small amount of money each month £25 into a shares ISA, so I thought I should check what sort it was. When I checked I discovered that it was a Maxi ISA. I've therefore got both a Mini and a Maxi going for this year. I know you…
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ISAs with guranteed rates?
I currently have my ISA with if, i liked them because they track the base rate. Seems now though that a few ISAs are paying above the base rate. Do any of them track above the base rate like icesave? With two more rises likely by early next year I don't want the bother of having to move multiple times. Any suggestions?
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Ruffler Bank increase Mini Cash ISA rate - 6.40%
Ruffler Bank have increased their mini cash ISA rate by 0.26%, from 6.14% to 6.40% AER. This new rate came into effect from 5th July 2007. Check out the Ruffler Bank ISAs page here.
