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ISAs with guranteed rates?

padders_2
Posts: 54 Forumite
I currently have my ISA with if, i liked them because they track the base rate.
Seems now though that a few ISAs are paying above the base rate. Do any of them track above the base rate like icesave? With two more rises likely by early next year I don't want the bother of having to move multiple times.
Any suggestions?
Seems now though that a few ISAs are paying above the base rate. Do any of them track above the base rate like icesave? With two more rises likely by early next year I don't want the bother of having to move multiple times.
Any suggestions?
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Comments
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"The state is the great fiction by which everybody seeks to live at the expense of everybody else." -- Frederic Bastiat, 1848.0
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It seems that of those, they either don't let you transfer in, are an introductory offer only or can't be operated online. I can't really see one then that beats IF unfortunatly.0
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I think NS&I's is guaranteed to stay 0.55% above the base rate until April 2008, so that might be a good start for finding a new tax haven for your hard-earned money?
http://www.nsandi.com/products/disa/index.jspI am a Chartered Financial Planner
Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.0 -
I currently have my ISA with if, i liked them because they track the base rate.
Seems now though that a few ISAs are paying above the base rate. Do any of them track above the base rate like icesave? With two more rises likely by early next year I don't want the bother of having to move multiple times.
Any suggestions?
I too have my previous years allowances with IF and since the NSI Isa came out,have put 2 years in there as well.However i too would like to change to a higher rate but it would have to be worth changing,so needs to be at least .50% higher.Seems the only way forward there is to fix,but with rates probably still rising i am reluctant to commit yet.Also would prefer not to tie in as then if i needed money out i would have to dip into the NSI Isa.0
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