Savings Accounts Guaranteed to Increase Rates (July '07)

The Bank of England Base Rate rose from 5.50% to 5.75% on July 5th.

The following list is for accounts with a guaranteed rate rise only. The list excludes accounts with guarantees below the base rate and accounts where there is a bonus rate of less than a year. All interest rates are Annual Equivalent (AER), not gross.

Easy Access Accounts

Account Name: pre-rate rise % AER --> Minimum rate after rise or announced rate rise or raised rate (rate guarantee expiry date)

Coventry BS Sixty-Plus Saver Issue 2 (including bonus): 6.25 --> 6.50 (1 year)
Coventry First (including bonus): 6.10 --> 6.35 (1 year)
IceSave Easy Access: 5.95 --> 6.20 (1/10/09 br+0.25, 1/10/11 br)
Derbyshire BS EasySave Tracker (including bonus): 5.70 --> 5.95
Derbyshire BS LE Tracker Issue 3 (including bonus): 5.70 --> 5.95
Yorkshire BS e-saver: 5.55 --> 5.80 ("for life")
Cheshire BS 50 Plus Freedom: 5.55 --> 5.75 (31/12/10)
Capital One Base Beater Savings: 5.55 --> 5.80 (01/07/10)
Nationwide BS Monthly Income 60+: 5.60 --> 5.86 (31/1/11)
Britannia BS Direct Saver: 5.50 --> 5.75 (31/7/07)
Newcastle BS Bond 55 yearly interest: 5.50 --> 5.75 (5/4/10)
Northern Rock branch based Silver Savings: 5.50 --> 5.76 (31/1/10)
Abbey 50+ Saver Issue 2: 5.50 --> 5.75 (1/7/08)
Stroud and Swindon Branch Premier: 5.50 --> 5.75 (30/09/08)
Egg Savings Internet (see notes): 5.50 --> 5.75 (31/12/07)

Notice Accounts

Coventry BS Sixty-Plus Saver Notice Issue 3 (including bonus): 6.10 --> 6.35

Dunfermline Base Rate Tracker Issue 11: 5.75 --> 6.01
Northern Rock Silver Savings 30: 5.54 --> 5.75 (31/1/10)
Principality BS 60+ Monthly Income: 5.50 --> 5.75 (1/1/09)
Catholic BS Ascension 45: 5.50 --> 5.75 ("always")

Limited Access or Withdrawals

Nottingham BS Postal Tracker 60 Issue 4&5: 6.05 --> 6.30 (1/8/08)
Nottingham BS Postal Tracker 60 Issue 3: 6.05 --> 6.15 (1/5/08)
Post Office - Instant Saver (including bonus): 5.75 --> 6.00 (1/1/08)
Heritable easy access issue 1 monthly interest: 5.74 --> 6.00 (1/1/09)
Mansfield BS Postal Tracker Three Issue 2: 5.60 --> 5.85
Bradford & Bingley Premier Tracker: 5.50 --> 5.75 (31/1/08)
Halifax/BoS Guaranteed Saver: 5.50 --> 5.75 (16/7/08)
Nationwide BS Loyalty Tracker Bond (50K+): 5.50 --> 5.75 (2 year term)

Easy Access cash ISAs

NS&I Direct ISA: 6.05 --> 6.30 (5/4/08)
National Counties BS Guaranteed ISA: 6.01 --> 6.26 (5/4/08)
Abbey Direct ISA (including bonus) £9K+: 6.00 --> 6.25 (1/5/08)
Derbyshire BS 55 Plus ISA issue 2: 5.90 --> 6.15 (5/4/08)
Abbey Direct ISA (including bonus) <£9K: 5.75 --> 6.00 (1/5/08)
IF Mini Cash ISA: 5.60 --> 5.85 (31/12/07)
M&S Money ISA: 5.50 --> 5.75 (31/12/07)
Saga Secure ISA £12K+: 5.50 --> 5.75 (first 12 months)
Newcastle BS 55 ISA: 5.50 --> 5.75 (5/4/10)

Notice Period cash ISAs

Dunfermline Base Rate Tracker ISA: 5.65 --> 5.90 (30/06/08)

Regular Savers

Loughborough Regular Savers + (£10-250): 8.00 --> 8.25 (31/03/09)
Nationwide Regular Savings (£200-£250 pm): 6.50 --> 6.75 (1/1/10)
Nationwide Regular Savings (£100-£199.99 pm): 6.00 --> 6.50 (1/1/10)

Note 1
The following accounts all have base rate guarantees but even with the Bank of England hike they still beat their guarantee:

Northern Rock Silver Savings Online (6.25)
ICICI Hisave: (6.05 --> 6.30)
Anglo Irish Bank Easy Access Deposit (6.10)
Bradford & Bingley ESavings 4 (6.26)
Heritable Bank Easy Access Issue 1 Yearly interest (6.06)
Mansfield Building Society First Class Tracker Issue 7 (6.05)

Heritable Bank 90 Day Notice Issue 4 or 5 (6.00)
Anglo Irish Bank 7 Day Notice (5.90)

Alliance & Leicester Premier ISA (8.1)
Egg Cash ISA (6.05)
Bradford & Bingley ESavings ISA (6.05)

Of course, these accounts may still see a rise in interest rate.

Note 2
Egg only guarantee their Egg Savings rate for those accounts opened before 1 January 2007.

Request for info:
I've added a regular savings section with only Nationwide mentioned so far. Do any other providers give guarantees on regular saver rate rises?

Need to know whether there are any closed accounts that still have guarantees.

Please mention any mistakes.