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Boiler Cover with British Gas - Advice Please...
I've had boiler cover with BG for about five years after our boiler was installed in September 2015. Year after year, the annual service has been getting later and later. The last service was on 23/12/2019 after they couldn't get me booked in for months. They are now not providing routine annual services until April. Is…
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Does building and contents insurance cover removal of Asbestos in kitchen
I have had the plumber in to deal with a leaking pipe in the kitchen. On breaking the floor tile he discovered what he suspected was asbestos apart of the adhesive used to tile the floor. The plumber was through British Gas homecare cover. An asbestos expert came to take a sample. I am waiting for confirmation that it is…
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Car Insurance claim
My wife works in a nursing home, she parked in the staff/visitor car park, as usual, for her shift. There is a large dead tree in the car park and part of the top fell off, damaging the A pillar and front passenger door. The owners had people in recently to remove dangerous trees in the back garden but nothing at the front…
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Should Insurance Brokers be asking for bank account details before agreeing to sign up for a policy?
I've been searching for a deal on Life Insurance and have gone through the three brokers that MSE recommend - Cavendish, Moneyworld and Money Minder. However, a broker phoned me out of the blue who I'd never heard of trying to sell me a Legal and General Policy which sounded OK over the phone but he wanted to take my bank…
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removing load bearing wall - is separate insurance available?
Hi all, About to remove a load bearing wall - have the structural engineers design and planning approval (it was part of a much larger renovation but have decided to just open up the kitchen and dining room) and will be using qualified and insured tradesman. Do I need separate insurance/is there such a thing? Had a look at…
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Buildings insurance
Does anyone know where I stand with getting my own independent quote for building insurance. I've just bought an upper floor flat in a converted house and had a quote from the management team on behalf of the freeholder. As in past years, it's an extortionate amount, including asking both flats for an administration fee.…
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Car insurance renewal premium
I had posted something here, but later discovered that I was wildly inaccurate, to put it politely. Please disregard.
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Income protection insurance
I purchased income protection insurance in Jan 2020 before covid @ £45.20 a month.The company has since increased the monthly payment by £13.60 to £58.80 a month. I received a letter today Feb 2021 informing me the monthly payment would now increase to £109.40 a month. This is a 100% increase in less than a year Is this…
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Confused.com rewards
I'm trying to claim my reward for buying an insurance policy from confused.com, my address is displayed when I click "Find Address".Ive cleared cookies on Chrome and have tweeted Confused.com on twitter to see what they can suggest. Anyone had a similar issue, how did you solve it ? Thanks ETA I gave them a call and they…
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Home Insurance while waiting for Probate
My father has passed away, leaving his house to me and my sister, who are also joint executors to his Will. His home and contents insurance are both up for renewal but the current insurers are unable to provide cover because Probate is not yet settled. My problem is that anyone offering cover while waiting for Probate are…
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Letting car insurance run on despite change in circumstances.
Hi all, Quick version - My daughter (provisional license) wants to take out car insurance through Company A (circa £320) to allow her to continue to learn to drive (200 mile in the year at most), then when she passes her test, ignore cancelling that policy and simply take out R plate car insurance with mainstream Company B…
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Decreasing Life Insurance
Thankfully I have found I can be offered Decreasing Life Insurance with L+G considering I have M.S. Before I sign, is this product different from Mortgage Protection. I'de like to protect monthly mortgage payments if possible. thanks
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Do home emergency premiums increase on call out?
I have home insurance and an add on Home emergency cover, both by Admiral. I noticed a couple of leaks under my bath tub (hot water inlet and waste pipe). I am thinking whether to get a plumber in or arrange for a call out via Home emergency cover. If I go via the home emergency cover, will it increase the premium of the…
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esure home insurance - cancelled to get a cheaper quote - Will I keep free legal / emergency cover?
Hello, I have been with esure for a few years for my home and contents insurance. They recently sent me a renewal with a £50 increase and so I did a scrape and got a new quote with esure for £40 less than I pay now, so £90 less in all. I had a chat with them and they could not match it so I cancelled my contract. I have…
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Sedgwick Building Services insurance claim
I just had my claim passed to Sedgwick Building Services and shocked that I cannot find a single positive review for them online. The manner seems to be that they try to use any means necessary to deny the claim or undercut the costs. Just to say where I'm at, my builder noticed a leak behind a tiled surface and had been…
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"Tax-Free
Tax-free Life Insurance Hello everyone! I'm just wondering if anyone ever heard of tax exempt life insurance. My colleague sent me a link to this website WEALTHinsurance.com and suggested that I'd consider buying the same type of life insurance. I'd like to hear your thoughts whether life insurance really can offer these…
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Insurance for sickness of unable to work?
Hi, I have been googling but nothing is straight forward. I am looking at working for an agency as the pay is massively different. Obviously this means losing benefits and if I am unable to work, I would only be entitled to SSP which I could not afford to live off. I am wondering whether it is possible to get sickness…
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Car Insurance - Renewal and new vehicle
Hello, My car insurance is due to expire on the 27th February for my current vehicle, but I am due to collect my new car on the 1st March and will also be part exchanging my current vehicle, and so I only need to insure this for two days. I am looking for some advice on the most cost effective way to update everything.…
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Start of a Subsidence Claim - Will It Be A Nightmare?
We are at the start of a subsidence claim and have no idea what to expect or what we should be entitled to. I'm just wondering if any people with prior experience may be able to provide some pointers so we have some idea of whether ourinsurance company are playing the game or wriggling out of things? Better start at the…
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Wall falls on car.
Hello A few weeks ago a dividing driveway wall fell on my daughters car writing it off. Her landlord says the wall is the neighbours and the neighbours landlord says it's a shared wall. Her own car insurance says it is responsibility for whoever the negligent landlords insurance to pay out. Three weeks later her car is…
