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Car insurance 30% more expensive for moving nearby
We're in the process of buying a place, very near where we currently live - same neighborhood, same council, just one block away from where we currently live. The car insurance is due for renewal around the same date we're expected to move. I was looking at comparethemarket.com and confused.com and got a quote for £360,…
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What insurance do we need post-mortgage?
Currently have a number of policies relating to our mortgage (income protection, critical illness, life and such) but I am curious what insurance/assurance would we need once the mortgage has been paid off. Possibly difficult to provide more than a generic answer without background information but responses are welcome…
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Car Insurance: Different Quotes?
Hello! I have a question in regard to car insurance quotes. I have used comparethemarket and my cheapest quote is from esure at roughly £260. I've then used confused.com and my cheapest quote, also from esure, is £380. Am i doing something wrong or is it common for different comparison sites to offer completely different…
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Type of insurance - first time buyer
Hi I am just after a bit of information please. I am a first time buyer. Will I need Life Insurance and Mortgage Protection Insurance or just 1 or the other. Thank you Robsta
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Home Insurance Renewal?
Hi, The insurance company named 'Arthur J Gallagher' have sent me my home insurance renewal documents for March 1 - February 28th, at a cost of £293, or the more expensive option of 11x £29.95 instalments. However, I am unsure if there may be better deals out there - how could I find out please? Thanks, Orwen
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Comparison sites- why so different?
I`m in the throes of getting quotes for my car insurance. Quite by chance I inputted my details on both Go compare and Money supermarket,com expecting the prices to be very similar. But weirdly they are significantly different in price even although the companies are the same. For a Hyundai i110 the difference is £133!…
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Car insurance
Yesterday I had a call from my car insurance company, stating that they never set up my direct debit for payment. I brought this to their attention back in June buy they never followed this up so I assumed they had fixed it and for various reasons I hadn’t noticed the payment not leaving my account. They called yesterday…
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Income protection - is it worth it?
Hi all, My partner and I are looking into income protection; specifically we would like to make sure the mortgage payments are covered. The information I have read about it seems to have its pros and cons. So as the title asks - is it worth it?
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Motor Legal Protection
Can anyone help/direct me to an insurance company or broker where I can buy a decent motor legal protection plan? I've been quoted £35 by my car insurance company and was told by a friend this was over the top.......... what's the view??????
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Learning manual from auto insurance trouble
Hi, My girlfriend has held an automatic licence for two years. She's now wanting to upgrade to a manual licence. It would be her dad teaching her to drive in her own car. The DVLA say that you don't need to get a provisional licence, just as long as you follow the rules of learning. One insurance company told her she would…
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Life assurance charged for someone else's policy
Hi All, I've just found out that over a period of 9 years I have been charged for not only my policy, but for someone else's policy. I've paid £2655 over that time. so some of the money they have had for 9 years! They have offered a refund plus approx £140 which includes a 50 'sorry ' payment. If i had invested that…
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Personal Injury Claim Advice
Hi all- - im looking for some advice regarding a potential claim I’m a maintence guy for McDonald’s restaurants which is on a retail park which is owned by Hammerson UK I was at work on Sunday morning and I was taking the OSCAR (Oil Unit with 4 wheels) to the delivery truck so the oil can be taken away when the oil unit…
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Mis-sold Life assurance?
Hi, When I first bought a home about 15 years ago, I signed up to life assurance, with critical illness cover. I had continued to pay this, even after having sold my home and moving into a rental. That was my fault as I should have considered cancelling it when I moved to a rental property and sold my house. However, In…
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Block of flats building insurance
I am in the process of buying a flat in a 2-flat building and I have been asked to arrange for the insurance for the whole building. I couldn't get this with my mortgage broker because he said this is a 'special' insurance. I had a look on Google but I had absurd quotes from some companies (£1500, I would have paid £400…
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Car Hire Excess
Hello All We are in Australia {Sydney} And today we have been to that the Company that issues the Hire Car Excess Insurance will not be renewing due to a change in Underwriting. Can any one please help. Thank You:money:
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Boiler Insurance: Home ins addon or seperate?
At the moment I have no boiler insurance whatsoever, when the boiler has gone wrong I've got someone in to fix it and so far this has worked as cost has been zero (no parts required and I have a gas safe engineer as a friend). However this is no longer practical and the boiler is getting older (fitted 2013). Plus my home…
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Term of life insurance
So. I regularly review all of my insurance policies and having moved house recently thought about my life cover. If I review regularly anyway it surely makes sense to do the following: - Change the term of the insurance required to 5 years rather than 25 and increase the level of cover. At 25 years £500k of cover costs…
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Home Insurance "Cancelled" Due to Renovation.
Hi There! I am after some advise after a pretty stressful day! To cut a long story short, my insurance premium didn't go out this month as it has been a year since we took out the cover, so I called to ask why a renewal quote had not been sent through and my cover not carried on (effectively leaving me 2 days with out…
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Insurance Auto Renewal
My insurance was renewed automatically, i cancelled my direct debit once i noticed it. I argued and then came across this, and then the cancelled the charged and refunded me as they did not comply. fca.org.uk/firms/transparency-insurance-renewals[/url] Worth looking into if your having the same argument.
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Have I been mis sold contents insurance?
Hi everyone, this is my first time posting. I've recently had an accident at home where my laptop had water spilled on it. Naturally, I called my home and contents insurance as I do have accidental damage cover. They then however informed me this is not covered as I need to have extended accidental damage cover due to it…