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Car slides and hits wall
Please can you offer some advice here. I parked my car outside my house as usual yesterday. Five minutes later the neighbour over the road banged on the door to say that my car was now embedded in her wall! . Im absolutely sure the handbrake was on but its one of those new electronic ones and Ive had a few concerns about…
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Car crash solicitors issue
Long story short. Solicitors adviced wrong court date for a disputed car crash accident hence I didn't attend as a witeness. Solicitors settled out of court with claimant causing me to have a fault claim on my file. What can should I pursue for compensation?
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Burst pipe large claim need advice
Dear MSEers, This is my first post and we really are in need of advice and help. We just bought our first house and we went out for Christmas holiday several days after entering the house (we intended to move in earlier but there was some hiccups during the transcation which caused delay). We left the keys to our neighbor…
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will not pay out
I have had a health cash plan for a good number of years, never had an issue before however this time they are looking for excuses not to pay, do I have to go through the financial ombudsman before going to the county court? thanks in advance for any advice
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Car Insurance - Ban Declare Question
Hi all, So I'm looking at getting a new car in a couple of months finally after many years. I'm just wondering if I need/should declare my ban. I notice the insurance ask "If I have been banned in the last 5 years" which yes I have in 2014. But this comes off/removed my license on the 23 April 2018. See below; Thanks for…
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Life Insurance and Diabetes
Hi All, I am really struggling to find cover for myself. Been rejected from about 4/5 so far. I am also on a waiting list for an Endoscopy for potential reflux issues. So my question is two-fold? 1. Any suggested insurers who will cover T1 diabetics 2. Shall I wait for my latest medical tests before applying for cover to…
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14,000 Nectar Points: Life Insurance
Hi there Just wondering if anyone has taken out a Sainsbury's life insurance (provided by L&G), got the 14,000 Nectar points and then cancelled after the required 5 months. I'm curious if there is any issue with canceling the policy after the points are received? I've asked Sainsbury's & Nectar on Twitter and they told me…
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Ncb
Hello Sorry got lost with all this stuff..... I had 15 years private NCB confirmed 07/2013 and 5 years NCB motor trade policy Jul 2014 reduced to 3 years NCB due to an collision 2014 I had over a year gap due to health condition and then been the named driver (trade policy) starting from Jun 2016 ti ll now Do I have lost…
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Do I accept my first offer?
Approx 2 years ago, I was involved in a car accident whereby I was t-boned and my car flipped onto its roof. I had a broken wrist, minor head injury and subsequently lost my job (due to injuries) and got depression as a result. I was out of work for about 7 months. I have now just received an offer of £12000 . £7000 for my…
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axa renewal
just rang Axa to say my car insurance is cheaper elsewhere, their response, we don't match, so ok, bye....omg !
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Car insurance renewal
Just had my renewal quote from Aviva, started using them two years ago when they were £200 cheaper than comparison sites, last year they only increased by £50 so I renewed, this year the increase is £120 but I did have a no fault accident last year but they are still £125 cheaper than the comparison sites. So much for…
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Health insurance high cost is it now worth it?
I have had private health insurance since 2002 with one company, both me and my husband have a few pre-existing conditions, and so if we moved we realise these wont be covered anymore, the big problem is this year our premium has gone to £4000 a year, I am in my early 40s, he is in his early 50s. The pre-existing…
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Pre Existing over 5 years ago
Hi everyone, I was diagnosed with Bronchiectasis in 2012 after a CT scan. (A widening of bronchial tubes, no cure and can be progressive and get worse but hopefully not) It was detected by scan that was for something else, I was sent for physio to learn how to clear lungs if I need to, and that was that. I also have…
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No Claims confusion!!
Hi, last year I took out a policy with Directline under the assumption that NCD would apply to both my cars. This was after a phone call to Directline in which I was specifically told that my discount would apply to both cars. The customer service rep also knew that I had only just acquired the new car, and did not ask any…
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Sports team insurance
Hi, Back in October I broke my leg playing for my Sunday League football team. I eventually got the insurance forms completed from the doctor and sent them off. I got a settlement figure today and have 2 questions: 1) They pay a MAX of £375 for a broken leg, but have been offered £250. I have asked why my break (which was…
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Black Box Car Insurance Cancelled
Today I found out my car insurance has been cancelled when I received an email asking me to return my black box device. I phoned the company and they told me it has been cancelled due to the fact the black box has not been recording any journeys. I have not used the car in two months due to living close to work and…
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Insurance companies that provide package deals
We are now at a time in our lives where we no longer have company cars and pay our own running expenses:eek:. There are now a few companies (Admiral Aviva, LV Churchill etc) that do Multi-car insurance but does anyone know of any company who do further discounts if car, Buildings and Contents are all insured through them?…
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Third Party liability insurance or public liabilit
Hello, We are a mobile application UK Startup. Basically, we are a platform that allows people to book fitness group classes from fitness trainers. The trainers create their own classes in a backend on our website, the users then can book the classes through our mobile application. This means we do not sell a product, we…
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Is car insurer response reasonable?
7 days ago my car was hit by another vehicle while parked on the road. They drove off and there were no witnesses or CCTV. I reported this immediately to my insurance company. They referred me on to Auxillis to arrange collection and repair. 24 hours after speaking to Auxillis, their approved garage contacted me, only to…
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Passenger Injury claim
Hi everyone, So my mate crashed his car into another and I was the passenger. I suffered back injury and haven't gone to work for a month as my job involves heavy lifting. I was wondering if I made a passenger injury claim through a solicitor would it affect my own car insurance and do I need to declare it to my own…
