We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Ncb

Hello
Sorry got lost with all this stuff.....
I had 15 years private NCB confirmed 07/2013
and 5 years NCB motor trade policy Jul 2014
reduced to 3 years NCB due to an collision 2014
I had over a year gap due to health condition
and then been the named driver (trade policy)
starting from Jun 2016 ti ll now
Do I have lost all my NCB due to being only the named driver ?
Thank you for all advises

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    Most companies accept NCD up to 2 years "old"


    Named drivers don't normally earn NCD - though some insurers do award "named driver NCD" which you can use when buying a policy with that company only.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.