Third Party liability insurance or public liabilit

Koen

Hello,

We are a mobile application UK Startup. Basically, we are a platform that allows people to book fitness group classes from fitness trainers. The trainers create their own classes in a backend on our website, the users then can book the classes through our mobile application. This means we do not sell a product, we are solely a platform that provides tickets to these fitness ''events''

I'm hoping to get some advice on what type of insurance we need to run this type of business model. Moreover, I'm not quite sure on what is the difference between a public liability insurance and a third party liability insurance.

Any tips are welcome, many thansk in advance!

Koen

rs65

Koen wrote: »

Moreover, I'm not quite sure on what is the difference between a public liability insurance and a third party liability insurance.

NO difference. They cover injury to third parties or damage to their property.

Google technology start up insurance. Hiscox at least have a product which would provide PI, PL, maybe EL, office contents, cyber.

Presumably your product failing could cause a financial loss or data breach. A technology package policy would be a good place to start for you.