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“Universal” health questionnaire\proposal
Hi there Strange one this. My partner has started working as admin for remote advisors His is to input proposals to life companies. The advisors use a “universal” medical questionnaire which doesnt always capture the questions on the proposal form of the provider so he has to keep asking supplementary questions to one…
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Is a car covered by home insurance ?
I wondered if anyone is able to help with advice on a specific question ? We have suffered a severe storm overnight (Norfolk) which resulted in a metal garden shed being blown down. When this happened it was blown approximately 50-60 feet from where it has been a permanent fixture for some 13 years ! The shed has collided…
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First Time Car Accident California - Do I claim or pay out of pocket?
Hello all, First time on this forum and am seeking assistance from everyone. Very stupidly, I was driving my car out of the garage and turned the wheel a little too soon, catching the rear passenger door and rear wheel body panelling on the wall. It didn't scratch, but it left two hefty dents, crushing part of the wheel…
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Need advice for car accident
So I pulled into a gas station and came to a complete stop and then realized that there were several pumps out of order, so I put my car in reverse and a guy had pulled up behind me, very close. I was waiting for him to move, but we bumped very lightly. He said I rolled into him, but I didn't want to argue with him. We…
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Travel Insurance with stage 4 cancer
Can anyone recommend a travel insurance for someone with stage 4 cancer and ongoing treatment?
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Being Bullied By Car Insrance Companies!!!
So according to my car insurance company, I have to declare any motoring convictions that I have had within the last 5 years. I knew that I had some points on my license but wasn't 100% sure of how many or when they were issued to me. So I did a bit of looking and found that I can check my license details with Direct Gov.…
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Best life insurance for over 50's?
I am wanting to take out an insurance to cover funeral expenses etc. I am 60yrs old. Can anybody give me any advice on best company to go through, that won't cost me a fortune each month as don't have a lot of spare income.
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Been paying Life Assurance against a mortgage I no longer have
In 1994 I took out a mortgage with Abbey National and was told I had to take out a life assurance policy for £60,000 for the life of the mortgage. I have been paying around £20 pcm to Royal London ever since. To be honest in recent years, I have seen it leaving my account but didn't know what this was for - I thought it…
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Health insurance for visitors from abroad
Hi, My parents are visiting me from India and I have to take them insurance for their period of stay and I'm really confused on few things, 1. Does travel insurance cover medical issues during their travel? or separate travel and medical insurances? 2. Does UK companies offer these insurances or should I get them insurance…
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Funny thing happened...
On the way to the forum this morning. Typed 'moneysavingexpert' into the browser page bar and the first hit on the list was an ad for Money Saving Expert using Martin Lewis' name in the link. I wouldn't have thought Martin would endorse any products?…
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Axa Sunlife
I have held a policy with Axa Sunlife since 12 April 2005. Their schedule of payments stated that on the 12 May 2005 the premium should be paid and thereafter monthly, this I have done and it has been kept up to date. I noticed this month they took double the premium, when I queried this they have told me that I have been…
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Potential holiday cancellation
Hiya, just wondering if anyone has any advice. FIL (89) had a fall 27/12 and his face did hit the ground outside. He fell ill with a chest infection on 30/12. We were concerned enough that son (my husband) and I slept at his house. Blood test showed low platelets, anaemia and raised liver function. He has had bowel…
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Insurance trying to scam me?
Hello all! Iam originally not from the UK and a bit shocked about a message from my car insurance i just got and I wonder if this is the normal procedure here or if they try to scam me. I have (had) a car insurance with admiral. Last week someone has stolen my wheels from my car and put a lot damage on it. So i called my…
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Travel Insurer wont pay out
Would really appreciate some advice a friend booked a trip to spain for herself her husband and her parents in January 2017 she paid for a one trip policy with a travel insurer for the dates in October 2017 for the four of them all named on the policy, unfortunately the week before the trip her dad became unwell and was…
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Curtains lost by Dry cleaners
Hi. Would appreciate any advice. Sent a bespoke pair of huge curtains for dry cleaning. They lost them! I got a quote to replace like for like and it will cost me £1550. I completed the claim form and received compensation of £387. I refused it and argued and they have gone up to £600 max. I’m liaising with the TSA…
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A-Choice car insurance. Help please
I recently had a policy with achoice and due to a few reasons the policy got cancelled by them self. They are demanding £160 can I ignore them or will they act on this ?
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Life Insurance / Investment
Dear All I need to arrange a small life insurance policy (£20-£30k over 16 years) for myself and my wife as a top up for our existing arrangements. I am no expert (hence my reason for being on here) however I seem to remember once being told about a policy that would combine insurance with investment i.e. would payout a…
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Contents Insurance Minefield!
My current provider, the Post Office, has doubled my instalments, blaming 'market trends' so I am comparing quotes but am alarmed to find that "Accidental" cover is usually extra (about £40) when I assumed insurance policies covered for this, and also theft, so why is it an extra charge? Also, one quote required details of…
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Car accident - slipped in snow/ice
Hi all, This morning on my way to work, I was involved in a small accident. Coming up to a roundabout the car in front of me stopped due to traffic. I braked as well but unfortunately my brakes locked up and I went into his back. It had been snowing heavily and this bit of the road wasn't cleared or gritted unfortunately.…
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Building insurance for freehold flats
Hello, can anyone recommend an insurance provider that offers buildings insurance for purpose-built flats? I live in an ex-council maisonette in a building consisting of two properties (two-up, two down) with separate entrances to each property. Together with the owner of the other maisonette, we bought the freehold. I…
