-
New policy after company car
Hi Guys i have been driving since 2001 and have never claimed, i have had a company car for the past 5 years and before that around 10 years no claims bonus, My question is how do i go about getting anew quote? do i state 15 years no claims ? Thanks guys
-
Not at fault but insurance not helping.
Someone crashed into my parked car outside my home last night. I witnessed it and have other witnesses. I ran down to my car and follow the driver. He pulled into a car park and fled the scene. I have pictures of the damage to his car and his registration. The police have been contacted and they are now investigating it as…
-
Aviva Drive App success
Just done my 200 miles and got a score of 9.6. My renewal quote was £240 and just went down to £206:beer: Well pleased:j Saves me switching!
-
Insurance overpayment into deceased account
Hi everyone, I have a query and wondered if anyone had any information or advice, please... My Father-In-Law died approximately 3yrs ago. My Sister-in-law was one of two executors and between them they informed all the relevant people, closed all linked accounts and settled all debts before the remaining estate was divided…
-
Previous owner made Building Ins Claim - Increased Premiuns for new owner?
Son is in the process of buying his first home and was due to exchange today but yesterday, after signing the documents, he went to set up Building Insurance. He was then told that there was a building insurance claim back in 2015 for water damage - even though on the property information form the answer to the question…
-
Whats is a realistic cost for critical illness cover?
Hi everyone As part of my new mortgage application, I've been given a quote for Life Insurance and critical illness cover. I'm aged 40 and have no pre existing health conditions Non smokers Decreasing cover for 140K mortgage and critual illness cover £30 per month AIG Anyone have anything similar to compare this quote with…
-
Pet Insurance- 4 Months No Payout
Back in May, our cat was hospitalised for life saving treatment. Thankfully, he lived and our vet bill was £1068 which we paid. We have a Lifetime policy for him with pet-insurance which are Equine and Livestock. We submitted our Claim late May, but it took E&L 3 weeks to acknowledge this, despite a 7 day timeline given on…
-
Autonet's breaching code of conduct
Today, I received an invitation to renewal my household insurance. To my horror The Rebuilding Cost does not exceed: £41564 How can anybody rebuild a 3-bedroom house with £41564? Safe Installed: No. The heavy duty solid metal safe has been there for more than 22 years. How ridiculous can this company get? When I queried…
-
Empty property insurance
Any advice please on buildings insurance for 3 months whilst sale is completed. Offer accepted.
-
Car insurance policy change/cancellation
Phoned RAC Insurance to tell them I'd put a towbar on my car and they wanted to charge me £65 extra on top of the policy! Explained that it didn't enhance the power output or anything else for that matter - no joy, still wanted to charge £65, including a policy change charge! Words fail me, why/how can they justify that.…
-
Wrongly Collected Personal Accident Premiums.
I wonder if i can seek some advice ? I have just received a full repayment of wrongly collected Personal Accident Premiums covering 27 years. This was a duplicate policy so premiums were collected twice by mistake. Am I also entitled to a refund of compound interest of this wrongly collected money as the FCA and the large…
-
Car Insurance with a Modified Car
I am looking at buying a Subaru, a stupid dream I've always had I know, but as I'm sure is common knowledge a lot have been "Tinkered" with. Obviously I want my insurance to be completely legitimate and I have tried to find everything that is none standard on the car to declare, not much as I want one as standard as…
-
critical illness claim
Hello,in a bit of a mess here as usual. I took a mortgage out in 2003 an in end of April 2017 I took a stroke it was a clot on the left hand side of the brain,speech is OK now but my memory and concentration isnth great along with headaches and fatigue. Insurance company got all details from my GP via my consultants but…
-
Income protection
I currently have cover for redundancy and illness which pays out £2000 per month for a year in either case. I had cause to use it last year being of work for eight months with a physical health problem. This illness has made consider my potential future health failings and i'm pretty sure the same problem will return with…
-
Cancelled car insurance
A few years ago we were attempting to set up a new car insurance policy with black box insurer Insurethebox. They were unable to contact us to arrange the box fitting for a few weeks - the emails went into my junk folder and my husband failed to listen to his voicemail. Because we failed to organise the fitting of the…
-
Will second home insurance claim affect main home renewal?
Will a claim on my UK holiday/second home insurance affect my main UK home insurance at renewal, for example, my no claims record? The properties are insured by different companies. Will I need to tell my main home insurer about the claim when the renewal is due or should I have already told them? Can anyone who has been…
-
Is no credit history at new address causing car insurance hike?
I've checked quotes for car insurance at my soon to be new address and they are coming back at near enough double the current address. The both have a low-risk B category postcode. How can this be?
-
Car hit when parked advice please
Hi My wife's car was hit when parked on the road and we noticed it a few days later as she no longer drives it due to recently changing jobs and getting a company van. This was a few weeks ago and we recently had it serviced and asked the mechanic to get some quotes so could see if worth doing privately as no note was left…
-
Being asked to pay my excess twice
Hi all, would appreciate any advice. I've recently moved into a property which is managed by a management company. Our building's insurance is provided through Zurich, and monthly payments to the management company of the ten properties. I have had a leak in my bathroom which was first noticed after tiles started to come…
-
Do I need life/mortgage insurance??
I'm a first time buyer and I'm looking into insurance. It's got me a bit confused to be honest. I'm currently not married and have no other dependents. So do I actually need life insurance? What would happen to my home if I die before it is paid off? I'd like to get insurance incase of unemployment/illness etc but that's…
