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Shed insurance - namely fire/water damage
Hello, Just got a new big shed. Shed is treated as an outbuilding and covered as standard and the contents are covered up to £5000 for theft with my household insurance with DirectLine. But not for for fire/water damage in the shed. Does anyone know of anyone that offers an insurance policy for just the contents of a shed…
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Cooling off period
Does an insurer have to offer a cooling off period if I add a named driver to a policy? My policy has been running for 2 months
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Life Assurance Policy Weighting
I took out life assurance two years ago as cover for our repayment mortgage. At the time I declared that three years previously I had received treatment for stress and anxiety and self-diagnosed alcohol issues. I say self-diagnosed as I did not have a doctor or my GP telling me that I had to stop drinking - I just decided…
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Missed flight due to accident on motorway
Hi, I'm hoping someone could offer some advice. We missed our flight from Bologna - Italy on Sunday 10th Sep, there was an accident on the motorway so a journey on the E35 should've taken 1hr 20min but instead took 4 hrs. The travel insurance company have said unless I can prove that there was an accident I cannot claim…
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Thank you, MSE
Just some feedback... In previous years we'd just have renewed insurance policies without giving them any thought. However, since I started paying attention to the advice on MSE, I looked more carefully at the renewal demands. Well. What a shocker. The Co-op wanted £389 to renew our building and contents insurance but -…
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Do i even need insurance? What type?
Hi all, I am looking to start a small business selling materials online from my house. I know i need to let my house insurance know i am going to be using part of mt property to run a business, but do i need business insurance? No customers will be coming to my house as its all online so public liability is not needed.…
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Comparison sites & motor insurance
Feeling absolutely savage, just spent a couple of hours on the comparison sites, best quote was just over £220 less than 2 hours later, I went back to the first comparison site to buy, clicked through to Admiral & the quote has doubled. Went onto Admirals Live Chat & apparently comparison sites don't work in real time,…
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Septic Tank & Public Liability Insurance
Warning - not to be read when eating lunch! I share a private sewage system and septic tank with a handful of neighbours. We have no shared or communal land so the septic tank is on one of these neighbour's land. The owner of that land is concerned that if someone falls in the septic tank, that he could be sued. We have an…
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Building new extension and insurance premium
I am the freeholder for a property converted into 2 maisonettes, and therefore responsible for insuring the whole 'block'. This year, the downstairs leaseholder has built an extension to his property which cost £57,000. The buildings insurer are asking me whether the existing cover is still sufficient or whether I need to…
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Car Insurance - getting the best price
It's that time of year again, heralded by an eMail from Confused.com telling me that my Car Insurance is nearly due for renewal. Helpfully, they've sent me a set of quotes based on my details from last year. My current provider's renewal letter arrives a few days later, and it looks like there's money to be saved. So, I…
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Escape of water - alternative accomodation
Hello, On Monday the main water pipe under our bath leaked causing mains pressure water to leak through our living room ceiling. It has caused extensive damage to the ceiling, walls and carpet in our living room and hallway. The house now smells and is very damp. An assessor appointed by my home insurer came out this…
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Drink Driving / Accident and Recovery of Third party claim Insurance
I was convicted of DD on 7th September, after I crashed into a parked car on 12th August, I'd had a bad reaction to taking anti-depressant medication, and mixing it with alcohol, I have no recollection of the accident, and up until that point had never made an insurance claim & had always had a clean licence. I have been…
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Car Claim Problem - Aviva
Hi, newbie here. In March, at a council recycling facility, another car drove into the edge of my open driver's door. He was attempting to park adjacent to me but its quite a tight 90 degree turn into the parking space. I had just parked and was getting out of the car, when thump. The damage to the edge of my door was only…
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Aviva insurance
Have my motorbike insured through Zenith insurance. Informed 3 months ago that I had been involved in an accident. checked date of claim against me from AVIVA and I was out of the country at the time - this was passed to AVIVA. Still insisted it was me who was involved. Sent flight details , still the same. My company sent…
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Car insurance claim - damaged property how does it affect?
Hi, I was hoping someone could give me some advice, I recently had an at fault accident with myself and someone's wall! I'm claiming for the damage of my car on the insurance, should I claim for the wall too or pay for it to be fixed privately? Will claiming for damage of property affect my insurance differently? There's…
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Incorrect advice about policy by phone
I recently called my insurer to ask if my policy covered replacement car keys, we had a lengthy discussion about how when I lost my car keys and they said I was covered up to £1000 to cover locksmith costs. its an old car only worth £300, but on their advice I went ahead and got a locksmith to do the work for £200. They…
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NFU Car Insurance
we have taken out a car insurance with the NFU after a recommendation of a friend, and are very pleased. Originally we thought you had to be a farmer and a member of a Union to purchase this insurance as the name indicates.The do not appear on the Insurance Comparison sites so they do not have to pay any commission. Also…
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New Driver & Moving Address
I've had a crazy couple of weeks. I exchanged contracts on a new build that is due for completion in December - and I also passed my driving test! I'm leasing a car which should be delivered by the end of next week and I will obviously need to insure it. I am a little unsure about what to do in terms of my address as…
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children under 18 at home insurance?
Will having children under 18 at home lead to higher or lower building and contents insurance costs?
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Claim on multiple travel insurance policies to overcome single item limit?
Having lost my phone on holidays recently I've run afoul of my lack of awareness and single item limits. So, to replace my phone of £500 I've been given £250 from my travel insurance (their single item limit) My question is can I claim on another travel insurance to make up the difference? i.e claim the remaining £250 to…
