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Travel insurance - Please Help
I am after some desperate help please. We recently were on holiday in Mallorca and I dislocated my shoulder, and I had to attend hospital to have it relocated. The travel insurance details (Cover For you) were given and all was Ok as far as I knew. I then got home and 3 weeks since the accident had a call to say they are…
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Home Insurance with Content outside the home
Greetings, So far, I only took just basic insurance - well by basic, I mean the basic package - sufficient content cover, but nothing like accidental damage, legal, personal possession outside the home. I had a very close accident earlier this year - lost my mobile phone but it was retrieve. But lost my sunglasses now...…
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Car Hire Excess/CDW
My son has just hired a 7.5tonne lorry. He got stuck up a street which he now knows is often in the local papers because large vehicles get stuck. Trying to manoeuvre he scrapped (minor) 4 vehicles. He reported this to the vehicle hire company, but has now discovered that "excess" charge is per vehicle. Is this normal? He…
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Guide discussion: Gadget insurance
Gadget insurance guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Home insurance for house in flood area
Hello folks. I'm new and hoping some of you can share your experience and advice! I'm buying a house in an area that floods.The house I'm buying has flooded once, though only in the cellar and only for 4 hours before it drained away. (The current owners didn't claim because it didn't do any damage). Understandably the…
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Car insurance refund question
I changed vehicle this week and was given just over £300 refund with about 8 months left on the policy (eg equivalent of about £450/yr saving) My original car was insured at £1500/yr approximately. So that would mean my new car roughly costing 1500-450=1050 to insure. It is slightly less powerful and slightly smaller…
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Car Insurance cancellation
Son had reason to cancel car insurance with Swinton. Premium was paid on the 1st month (£86) and he cancelled on the 10th approx. He was charged a cancellation fee (half expected) of £56 but their reason was based on the fact that Swinton pay the insurance company the whole fee up front and this charge is to do with that.…
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Insurance claim
Hi all, Our house flooded in June this year. Since then we have been living with my partners dad and step mom. We are now at the point where building repair work has begun, and probably about 4-5 weeks away from being able to move back in. That side of the claim is going very well and i am really impressed with the…
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Insurance not admitting liability
Hi there, I was working on the highway up in Scotland when I was struck by a vehicle who ran a stop sign, to cut a long story short he got banned for dangerous driving, I was advised to seek compensation, to be told yesterday that the other parties insurance is not admitting liability, Can someone please shed some light on…
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Short Term Car Insurance
Hello all, I have a question with regards to short term car insurance, my situation is described below: * I am going abroad from January for 6 months, I will be declaring my car SORN during this time. * However my current insurance policy finishes at the end of this month, therefore I have a 2 month period that I need to…
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Critical illness insurance - advice needed
Hi I was wondering if anybody could provide me with some advice please. I have been working in my current role for the last year following a short 6 month employment break after the birth of my daughter. ( I rejoined the same company). I opted for critical illness insurance to be deducted from my salary as I always have…
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House Insurance & Sump Pumps..??
Apologies in advance if this is a long one... When we bought our house we were unaware of the issues under the living room floor. Never came up on the survey. Story short(er) - we discovered that there is natural water underneath the living room floor which short of £12k solid floor which we can't afford, we can't get rid…
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Life Insurance with Crohns Disease?
This is s strange query. I am going through a messy divorce from an abusive man. My two daughters never want to see him again and he is paying child maintenance for my youngest daughter. We don't have anything formal yet re maintenance and are in the process of having a Consent Order drawn up by his solicitor to finalise a…
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Unclaimed comp goes to insurance company as profit?
Was involved in a "fender bender" couple of months ago where we stopped at a roundabout but the motorbike behind us couldn't be bothered and ran straight into the back of our car. Details were exchanged, liability admitted by other party, and the was car repaired via insurance, all in a nice friendly fashion; all good.…
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Car Insurance Renew or New Policy?
I hope that somebody can help explain how the following is correct? The following is the same for all the quotes - ie car, drivers, address. 1 - Renewal of current car insurance £750.00 with 48 year old with 11 NCB, 20 year old as named main drive. 2 - New cheapest quote via various comparison websites with 48 year old…
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Car insurance
Hello, my 18 year old daughter recently started driving and took out tesco bank insurance with the black box to monitor her driving, she also started a new job which is a sports coach and travels to and from work, which involves a different school, sports centre etc from time to time. Tesco asked for another £550 as they…
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'Protect me Today'
Has anyone also suffered from dealings with this company (which is based in Hove)? I took out a policy with them in 2015 to cover three white goods appliances. I thought there was something odd about them when they failed to respond to any emails asking about the policies. Failing to get any response at all over 9 months…
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Home insurance and gas pipes
Hi, a quick query as to what will be covered as I can't find my policy right now. We've home insurance and home emergency cover with Swinton and yesterday whilst having a plasterer in to do some work pre a new kitchen being fitted he damaged/found a gas pipe leaking in the kitchen. A call to the home emergency has had them…
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Need advice on picking the best travel insurance for Spain.
Hello everyone! I need the advice of those of us on this forum with experience of holidaying in Spain. I will be there for six days this month. As a newbie to travelling outside the UK, I just haven't looked into this area. So, I will be really grateful to your advice. I just applied for the European Health Insurance Card.…
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Car accident: dealing direct with other party's insurer?
My car's bumper was damaged while parked in a car park. The driver responsible left a note apologising and providing details, and fully admits responsibility, but can't afford to pay himself so it will need a claim on his insurance. Two questions: (1) I have fully comp insurance, but is there any reason to go through my…
