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Is my house 2 or 3 bedroom
I have moved my tiny downstairs bathroom upstairs into the box room, and believe me the original bathroom was only 6ft by 5ft so its now 'huge'. On renewing building insurance is it still a 3 bedroom house or does it class as 2 bedrooms? Any guidance please p00
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Short term home ins?
Our house is sale agreed but won't complete for around 8-10 weeks. Our house insurance is up next week. What are my options.? Don't want to renew for another full year. Seems in most cases the cancellation fees will cost more than the cover, are there any viable solutions?
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When is insurance NOT insurance
In the dim and distant past I recall a situation when a product was called "insurance" when in fact it was merely a replacement facility for missing goods. For the word "insurance" to be used I believe it has to be underwritten by an insurance company. eg Cotton Traders charge .48p as an optional add on to an order which…
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Double Cover
Hi, I've been a bit of a doofus and I've just realised I've paid a full year's premiums for two separate buildings & contents insurance! My question is, can I claim these back in any way? I'm positive I didn't sign for the more expensive policy as it was a new policy for a new house and not an automatic renewal. thanks in…
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Advice with car insurance
Hello all, I am needing some urgent advice as I am unsure what to do. In July 2016 I was involved in a little bumper to bumper bump. The other driver was at fault and we decided to go privately and he pay all costs. A few weeks after I was unsure he'd actually pay up so I decided to report the incident and keep it open…
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Lloyds Home Insurance - no question about structural movement?
My sister is looking at a Lloyds quote for home insurance on her new home which suffered some structural movement over 10 years ago. If she puts this into price comparison sites she gets a limited number of quotes and they're all quite pricey. However the quote direct from Lloyds is less than half the price. They don't…
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Cheapest iPhone (6S) Insurance? Comparison sites?
ive just seen the MSE guide on this but as my 6S was a gift from 4 months ago, i dont have any proof of purchase which insure2go require in the event of a claim So is it usually the same case with other phone insurers? that you require proof of purchase?
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Life insurance at 27
Hi i turn 27 in December when is the best time to get life insurance and pensions?
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Albany Assistance (Auxillis)- waste of space?
My daughter was involved in a multiple collision back in May. Lorry went into the back end of 4 or 5 cars slowed/stopped on the Motorway. She was one from the front. Car written off due to rear end damage, minimal damage to front. Fully comp insured with Hastings Direct. So she phones up to report (a bit shocked). Hastings…
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Query on insurance policy I have.
I had a leak recently and have basic insurance that every year I roll on at same price as previous year which I have done for about 6 years now. When I originally got it it covered everything up to 1 or 2 thousand (can't remember) which included computers and mobiles as it covered everyday items I know as shortly after…
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Diamond ring
I have a 7 stone diamond Victorian engagement ring, the centre diamond has fallen out, anyone know if the ins company would replace it, I know I should call them, but it's Sunday so I thought I would just ask here, I do have lost cover but not sure if this will be included.
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Should I use IFA to purchase private health care?
Hi, I've recently gone freelancing and have recruited the services of an IFA to look at life insurance and pensions for me, and also private health care. On the last point they said that there were basically 3 main providers and that I'd need to choose one as they all vary a little. I'm probably going to go with the pru…
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courtesy car insurance
In 2014 my car was hit by another car. The other drive admitted full responsibility. I rang my insurance company and was told to ring EasiDrive. My car was taken away for repair and I was given a hire car, which I did not request but it seemed to be part of the package. My car took a few weeks to fix. It is now two-years…
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Student insurance
Hi All, My daughter recently started university in Aberdeen and doesn't take her car with her. She would like to use it at weekends though, is there an insurance company that would insure her for weekends only? Or any other options. The only thing we could find was a 10 month policy but there wasn't much of a saving.
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Car Insurance Write Off Nightmare
Hi I am wondering if anybody can give me some advice in regards to some troubles I am having claiming my losses from a third party car insurance company (Bell) I had an accident where a vehicle turned into my right of way, the third party admitted liability within weeks. As my insurance (Adrian Flux - Equity Red Star) is…
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Get deposit back from goSkippy
I took out car insurance with go skippy about 3 months ago. I paid a deposit and I'd been with them for about a month so paid my first premium. They kept asking for all these documents from myself and my dad who was a named driver on my policy. I called them up and asked if they received everything ok which they did. They…
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Hastings cancelled my car insurance without warning and didn't tell me for 7 days
I don't know if this has happened with anyone else but a few days ago I received an email from my car insurance telling me that they cancelled my insurance 7 days prior. That email was the FIRST and only time they informed me of this, no warning before hand, nothing. When I rang them they said they sent me a letter giving…
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Aviva or STwater
Massive leak from joint on water meter under kitchen sink Tap to house worked but other tap didn't so water continued to spray Checked outside stop tap to discover filled with mud, tried to clear but couldn't locate. Called ST at about 19:30hrs Due to some 'glitch' which apparently didn't request someone as was previously…
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USA- Hiring a car in USA (Budget.co.uk/com) - Is insurance included?
If going to USA, NC Raleigh, or 6 weeks, and want to rent a car there, through the company, then is is the car insurance usually included in quote price? or it a separate payment? Can you do a favour, go to this site https://www.budget.co.uk/ and do a dummy entry for 28 days, Location, Usa North Carolina Pickup location,…
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Staysure travel premium increase legal?
My mum took out a single trip travel insurance. A few weeks before the holiday, she had a fall in which she broke a bone in her foot and wrenched her ankle, requiring hospital examination. The fall was just a trip off a step at a station - in fact the guard commented that several people had fallen off that particular step…
