Double Cover

Neilcg

Hi,

I've been a bit of a doofus and I've just realised I've paid a full year's premiums for two separate buildings & contents insurance!

My question is, can I claim these back in any way? I'm positive I didn't sign for the more expensive policy as it was a new policy for a new house and not an automatic renewal.

thanks in hope

dunstonh

You need to contact both of them and tell them what has happened and provide both of them details of the other. Normally they will communicate between them and one will arrange a void and refund.

Neilcg

Thanks - sounds promising!

dunstonh

Neilcg wrote: »

Thanks - sounds promising!

it is actually a common error and the insurers deal with these things quite often. So, you should have no issue

paddyandstumpy

Rather than void and refund, another option the insurers can utilise is a 'dual insurance refund'. If both policies were for the same cover, both insurers refund 50% of the premium.