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Car Insurance issue
please delete duplicate post
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RTA insurer status?
So for those in the know, what's your take on this? http://www.visordown.com/motorcycle-news--general-news/biker-may-be-forced-to-pay-thousands-after-banned-new-owner-has-fatal-crash/25470.html Do you reckon his insurers have a liability to deal on behalf of the deceased rider (new owner)?
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Car Insurance Premiums, one of the greatest rip offs known
Isn't it odd that although I've been with Aviva for multi-car insurance for the last year that when they sent my renewal quote it was £648 so I shopped around, and found that if I broke off the policy and "didn't renew" I could get the same policy through TopCashBack for £490 saving £158! Even without the added bonus of…
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Cycling Accident Injury Claim
Hi all, directly -Vs- No win no fee firms I was hit by car while cycling on 29 Aug. Driver admitted fault at scene said, "I didn't see you". Police notified. I have sustained two major graze wounds that are infected. I'm on 2-week course of antibiotics. I go to my DRs practice to have dressings changed. I've had 4 days off…
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Claiming after someone has died.
My ex husband died December 2011 and after sorting my paperwork recently I realised my pension taken out at the same time as one he took out pays out on death. So as his next of kin my children should benefit from this. However, His mum who is also now dead arranged his funeral etc. He died in spain, he had gone to live…
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Sure Thing Car Insurance
Has anybody had any experience of using Sure Thing for their car insurance? I've never heard of them, but they're coming up a good 5-10% cheaper than any other quote I'm getting. Whilst cheaper is always a good thing, it does make me worry that they're some dodgy chancers.... Their website says they're underwritten by…
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Insurance Premium Spent Following Claim
Hi there, I've recently had my motorbike stolen only 6 weeks into a new policy with Bennetts Insurers. They paid up quickly and fairly so no complaints there. As it's my second theft I've swapped to a car and a new policy. However, I'm told that I'm unable to cash in the 10 remaining months of the Bennetts policy as is…
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Car insurance - Who was at fault here?
Recently when backing out of our drive I hit a car on the road. I was backing out extremely slowly as there was a number of parked cars and wheelie bins badly obscuring our sightlines. The car we hit was traveling about 40mph in a 20mph area and did not stop and did not return . We reported the accident to the Police. Our…
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Part Time Self Employed - Income Insurance?
Hi all, Not sure if perhaps this should be under employment somewhere so apologies if it should be. I work 25 hours a week as an "employee" and the rest of my time for myself self employed (I am a graphic designer). It has recently occurred to me that perhaps I should have some kind of insurance should I have an accident…
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Damage claim
Wondering if anyone could give any advice concerning insurance and where I stand with this situation, recently I reversed at slow speed when driving out a space and a woman parked stationary behind me claimed that I hit her car. I didn't feel my car touch hers but she claimed it did. We both observed our cars and there was…
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MIS - Damage based claim cold call
Had a call tonight from MIS (or MAS) advising that we're eligible for a 'Damage based claim' payment from a car accident in May 2012 (which did happen). I asked where they got our details from and the girl (with an English accent) said they work on behalf of a number of insurers and so our insurer at the time, or the third…
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Dentist costs (and insurance)
Hi, Just a quick question. I recently had to visit a private dentist as on the NHS it was going to take 6 weeks to see me (I broke some of my tooth). I knew this was going to cost me more than NSH but willing to pay. The dentist was very good (I am a very nervous - not been in 16 years!!!). He said I needed some more work…
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Unemployment/PPI claim rejected
Hi all, I lost my last job in July and thought I would be safe having my PPI to claim on for my mortgage. I had claimed twice before (period of 6 months then 1-2 months last year) and it all went through fine. This time they rejected my claim as it wasn't a case of involuntary redundancy. The employer told them I lost it…
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Car Accident - Responsibility Dispute
Hi all, Apologies if this has been covered before. I was recently involved in an accident. I was parked in a supermarket car park and had reversed out of my space. Having completed my reversing manoeuvre I was stationary in 1st gear as I straightened up my car to drive off. At that point I was struck by a car reversing out…
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Strange Phone Call regarding old Accident
Just looking for some opinions on this: Me and Mr Dipper were involved in a pretty nasty car accident in December 2012, we were not at fault and the third party admitted liability - We were both fine, car was damaged but repaired. About an hour ago I received a Phone call informing me they were working on behalf of the…
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Swinton?!
My grandad (86) has just called me to ask me about home insurance as he knows I sell it. Hes with Aviva and he isnt bothered about cost (within reason) he wants to know hes got good cover in place. So I went through it and its pretty good, has 5 star defaqto (which I take with a pinch of salt but its an indication) - all…
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Car insurance- punish the victim?
Apologies if this is obvious, and has been posted before. A man stopped suddenly and reversed while on a roundabout (yes, I know!!), straight into our car. We got his details and contacted our insurance company. They say if we want to pursue the claim we pay the excess, even though it clearly was not our fault. What a…
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Endsleigh charged for call after giving (implied) free to dial number?
I rang endsleigh on my mobile (don't have a landline) to renew my car insurance on 08000304512 and the automated lady said that this number was not free to dial from mobiles so I should ring the same number without the first 0. I've just looked at my recent phone charges and it's cost me a fiver! I know it's rare for…
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Motorbike insurance Excess. Thief Caught
I was given the good news that would be thief of my bike (bike was written off due to frame damage and the wiring loom had been badly cut in silly places) had been identified and the case had been passed to the CID for his arrest. Now, currently I'm at fault as when it happened, we had no idea who'd done it and I'd assumed…
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Temporary vehicle cover question
Has anyone ever applied for this? We need to test drive a vehicle which is currently uninsured. It's a car being passed to us through the family but it's an automatic and neither my wife nor myself have ever driven one before - we want to be sure we're happy with driving it before committing to take it. Does anyone know…