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Special situation travel insurance???
Hi guys/gals This may be a bit specialist or simply looking for something that doesn’t exist but…… Looking for some advice, this summer will be the first time I have arranged a holiday by myself and the first holiday I have booked since I have started working on oil rigs in the North Sea so a little anxious to get…
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Car Insurance premium increase during contract - maybe missold?
Hi, I feel quite hard done by by Admiral Bell. I took out their Young Driver's insurance 6 months ago as this was my first car and they were offering a premium that was at least £700 cheaper than any other company. They explained that my insurance policy would be reviewed and my premium increased/decreased according to my…
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Travel insurance Receipts wanted if you claim..
l have just got cover for Travel insurance with holidaysafe and on the policy sent by e-mail l noticed it says if you want to claim for baggage lost , clothes, jewellery or items stole you must have original receipts... Is this right do all travel insurance want receipts. How can this be right, who keeps receipts for…
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Halifax TMPP
Hello, i do not know if i have a leg to stand on or not but any advice would help please. I took out a TMPP with Halifax in March 2007 and have paid without fail since.Recently my son had a fall which left him neading major brain surgery then coma for 2 weeks and two more weeks in ICU. I rang Halifax to see if this was a…
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Best experience with travel insurance company?
Hi all, I've run a search on confused.com and got some cheap prices for a policy but as there are so many companies, I'm sure they are not all great. Can anyone recommend one they have had a good experience with? I'm looking for an annual policy for Europe. Travelling to Turkey, Ibiza and France this year. I'm 22 with no…
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Insuring and engagement ring bought abroad
Hi, I am thinking about buying my fiancee an diamond engagement ring. The preferred stone for the ring (cost £27K) is currently held in the US. I am thinking about sending my wife on a mystery tour, where part of the tour includes being given a ring... which I would have paid for this beforehand. Obviously in bringing it…
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Bupa through work - does this cost me?
Hi, a silly question... I get Bupa through my employer and usually get a p60 once a year that details the insurance. As I understand it I am sort of paying for it through an adjusted tax code (although cheaper than buying a personal policy). Am I correct in thinking if I cancel the policy - my tax code will be re-adjusted…
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Travel insurance that does not require EHIC?
Hello, hoping someone can help me at the last minute here. I have applied for an EHIC but it doesn't look like it will arrive before my holiday, I have travel insurance included with my bank account, but it seems it requires the EHIC if you need to claim. Does anyone know of any insurance being offered which does NOT…
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Churchill Car Insurance and Company Car NCD
This one's a bit epic, so go make yourself a cuppa and choose a comfy chair. Ready? Ok, I'll begin. Just over a year ago I changed jobs. For the previous 10 years or so I had been "blessed" with a company car and the associate insurance, so didn't have any normal no claims discount (NCD). My new role came with a car…
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Motor Legal Protection
It seems to me that motor legal protection sold by car insurance firms is just a good way of bumping up already high premiums. I've found a firm that sells it for £10 a year covering all cars and family members at the same address. It's called Driver Guardian. Does anyone know anything about this firm - any negative…
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Homeserve
Hello all Im not sure if this is the right part of the forum, I apologise if it isn't. I'm currently experiencing a minor disaster. We have a water leak of approx 10000 litres a day under our house from a suspected pipe burst.it is so bad that the foundations are 19 inch deep in water and it has started leaking into the…
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Any good cheap travel insurance
Going away in june and l have looked around on the web and seen some cheap travel insurance... What l would like to ask others on here is what would you recommend as good value but cheap.. l would want a low excess and cover on most things ..
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OneCall Insurance Driving License Request
Hi guys. I took out insurance for my partner about two weeks ago (14 days have passed) and they are now asking for her Driving License. This seems rather strange as she has never been asked for this before from an Insurer in over 20 years of driving. Does anyone know why this is? Naturally, sending them a copy of both the…
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mortgage/life insurance
Will be moving house in a few weeks and thinking now is the time to get my insurances sorted out. Does anyone know of a policy that is combined life/unable to work/mortgage cover?
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can an insurance comp charge for when you insured with another company??
my wife before we married had car insurance with admiral last year. she moved to my house towards the end of her insurance but as the renewal was twice as much as the company shes with now she didnt feel the need to tell admiral as she obviously didn't take their insurance. so any way this is the problem, it appears…
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Holiday Home Insurance or Unoccupied ?
Hi, I currently have Home and contents insurance with all the trimmings (accidental damage , money loss , away from home items cover , freezer cover etc) with Legal and General. I even got a small discount this year for being over 50 ...not sure if I should feel good about that. Anyway I have a change of lifestyle coming…
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Claiming on building insurance for bathroom
Hi all, We'd really appreciate some help. We recently brought a shared ownership home (resale built in the 80's). Noted on our survey was a stain on the kitchen ceiling, to which the owner said he'd had a leak in the bathroom above which had been fixed but the ceiling hadn't been re-painted. Two days after moving in we…
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Homeinsurer.co.uk the' INDEPENDENT ' broker
Hi all, I have just call HomeInsurer.co.uk otherwise known as Thamesbank Insurance Services, they always come up cheapest on sites like confused.com. We had an issue over them trying to charge us £20 for a missed DD, happy to make the payment up but refused to pay a £20 fee. Customer service was awful, spoke to agent, she…
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What % does a solicitor take in a claim?
Does anyone know what percentage of a injury claim a typical solicitor would charge? My partner was in an non fault accident about 18 months ago, and started a personal injury claim started about a year ago. The solicitor sent a letter today detailing the amount they would be charging. They said a best estimate was around…
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Home insurer trying to rip us off? Have you experienced this?
I'm wondering if anyone else has had the same thing happen to them? We recently noticed some water dripping from our ceiling & contacted our insurer straight away. They said they'd send out a building surveyor to assess the damage which they did. The surveyor came out and said that actually the damage was pretty limited…