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Renovation or Building Site insurance - short term
Anyone have any experience getting short term building site insurance? We're converting an old school into a bungalow. We purchased 6 months building site insurance from QBE, but it expires next month. So we're looking for an insurer who would cover us for a shorter period, but the shortest period I can seem to find is…
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Bad idea? Making second household insurance claim in two years
Hi need some advice. Made a claim for my son's £400 bike that got stolen in 2011. On weekend dropped my £500 mobile (samsung galaxy s3) smashing the screen. Gah! I've looked into repairing which would be around £150 but its then a repaired phone not a new one (which im hoping insurance will provide, possibly making it a…
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Insurers Now Penalising for No-Fault Claims
I was appauled to be told by our insurance company that I had to pay an additional £40 because one of my engineers had someone drive into the back of him. Even though the accident was not his fault and the 3rd party were a garage so repaired the damage themselves so no claim was put through, because we had informed the…
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Help with reducing insurance
Hi all , I have searched using various sites for car insurance and the cheapest I can find is 650 pounds. My car is Honda 1.8 , excess of 600 pounds , car kept in garage , no modifications , employed at office worker in motor trade ,no no claims , Any suggestions on things that can get me cheaper insurance ? Perhaps…
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No Medical life assurance
I've been refused Life Assurance in the past due to mental health issues. Recently I received a call offering me life assurance with no medical or health questions. £4000 worth of cover for £12 a month. Does anyone know if this is worth having or not? I really just want enough to cover my funeral when I die :o Thanks in…
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legal cover on every policy?
Hello, I would like to know if I have a legal cover on my motorcycle policy will need to have it on car as well to be covered, please? Regards Jocker01
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Travel insurance (USA) following illness.
Hello all, I'm hoping to take a short break to New York in a few weeks time. I was ill in December and was admitted to hospital for ten days. I've now been completely discharged by the hospital but am still on sick leave. Obviously I'll need to declare this and it will bump up my premium, just wondered if anyone recomends…
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Trade in query
Hi all, I'm relatively new to all this insuance nonsense, so please be gentle. I placed a deposit on a 2nd hand car on Friday. The dealer asked me to provide a cover note for the insurance so he could throw in a year's VED as part of the deal. My current comprehensive policy on the car I'm trading in, lapses in November. I…
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Income protection Policy
Hi I don’t know where I stand with a Income Protection Policy that I took out with Canada Life and need some advice please. I am self-employed married with no children. In 2000 I took out an Income protection policy that would cover me if I was injured or could not work through illness. The policy expires in two years time…
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Been accussed of scratching a womens car
Hello Apologies if this is in the wrong place has been asked a million times but I'm very confused as I'm a new(ish) driver and never had anything happen like this before. Basically I was turning into the road where I live a car was waiting to turn left out of the road, I continued up the road, it was a little tight but…
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UK / France travel insurance
Each time I book a cottage I take £29 insurance with Hoseasons/cottages4U etc in case we cause property damage. That amounts to at least £58 per year. This also covers cancellation insurance. Is there a cheaper way to do this? We are also off to France for a week and will be buying cancellation insurance for that too. What…
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Quick Life Insurance Question
Total beginner here, so this is probably a very obvious answer. Getting married soon. Once I'm married I want to take out a life insurance policy. Getting an idea of quotes, I know now the policy I'd want to go for. OH wants us to buy a house in a few years, if we can save the deposit. After that, we'll aim to start a…
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Life/Health Insurance vs Income Protection
I’m in my early 40’s and have been self–employed for 13 years. In 2005 I bought a ‘buy to let’ flat as an investment. I was told I had to have Life Insurance and or Health Insurance by the estate agent. I opted for independent advise to find the best policy and I ended up with Life and Health Insurance for a fixed rate of…
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Public Liability Insurance for Charity Shoot
Hi there Does anyone know a cheap way to get short term public liability insurance (£5,000,000) for a couple of dates to cover a charity photo shoot? As we have no budget the cheaper the better. :) Thank you
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A 'merged' insurance policy
Sorry if this is a little sketchy but here goes... My mother took out an insurance policy in Nov 2011. After a cold call offering cheaper insurance she rang the company to see why she was paying so much. She discovered that her policy had been 'merged' with another customer (which had never happened before) and was paying…
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Engagement Ring
Hi, I have bought an engagement ring (she said yes). Although I didn't pay this amount (sale, bargaining, etc), the valuation they provided is £4800. My current insurer swift cover covers this under the contents insurance up to £5000 per item so we are ok if it is stolen in the house. We however want worldwide cover (as…
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Any personal lines brokers on here?
If so wouldn't mind picking your brains
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Home insurance - amount of people living in property?
If this is inaccurate or wrong, how could they pull out of future claims? eg, if you put 3 members live in the property, but there is actually 1 who live their permanently, in a minor fire they could say, we are refusing your claim due to less people living there at the time yes yea I know you should give accurate…
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Any insurance bods understand this one???
http://www.insurancetimes.co.uk/quinn-victory-over-payout-to-brain-damaged-car-passenger/1402004.article Seems insurance times have only posted half the story, or if you skid on black ice is it no longer your fault? Seems to fly in the face of the definition of insurance and the RTA. Did the owner of the buildings get paid…
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Urgent Insurance help needed please
Hi, I cannot find the document relating to my home insurance. I do not remember who I' insured with:o How can I find out please?? Many thanks
