Life/Health Insurance vs Income Protection

Lucy357

I’m in my early 40’s and have been self–employed for 13 years. In 2005 I bought a ‘buy to let’ flat as an investment. I was told I had to have Life Insurance and or Health Insurance by the estate agent.
I opted for independent advise to find the best policy and I ended up with Life and Health Insurance for a fixed rate of £35 a month with Bupa.
But I am not married and have no children and now I wonder if this was the best type of Insurance to have?
Would Income Protection have been better?
Was I given the wrong advice?

dunstonh

But I am not married and have no children and now I wonder if this was the best type of Insurance to have?

Do you have anyone financially worse off in the event of your death? if yes, you need life assurance. if no, then you dont.

and Health Insurance

Health insurance is a form of income protection. Do you mean medical insurance?