-
Home Insurance Query
Hi, I am about to purchase a house, with the purchase getting close to completion now but I have a query on home insurance I will need. Our plans are that we are going to get some work done on the house (re-wire, extension, new kitchen, new bathrooms and some other work) while we live in our current property. So we will…
-
Car Insurance Renewal Looming
My car insurance is due for renewal in approx 1 week. Just shopping around for quotes at this moment via internet etc. Just wondered if it was cheaper to buy on quotes received today or wait until day before current insurance runs out? Whats your experience? Any advice much appreciated.
-
car insurance - was this policy "cancelled"?
Hello My friend, yes really :p , fell behind with her car insurance instalments, missing 2 consecutive months. Needless to say, the company sent her a letter adivising the policy would be cancelled for non payment with effect from midnight **/**/2013. She has asked me to help her find another policy and I am confused by…
-
Discounts for taking our more than one policy?
I'm moving house soon and needing to get Home insurance as well as Life insurance sorted out. Do any companies offer any discounts if you take out more than one policy with them? Like if I went with one company and got Home, Life and Car insurance do they offer discounts?
-
Retain company car but use NCD for second car
hi, Anyone know any insurance firm that will allow you to use NCD on a company car you still use on a second car? Hope this makes sense - thanks
-
House Rebuilding cost vs. House Market value
I have recently discovered that my house insurance premiums have been (some 600%) above what I re-insured it for. This was because the previous insurer did notbase its premiums on the rebuilding cost, and I had been with the same company for at least 25 years. It was one of Martin Lewis' TV programmes why I checked out…
-
mortgage and life
Hi We have mortgage and life insurance and have told them of my husbands asthma, they adjusted the policy and payments. Just recently after further tests my husband has been told he does not have asthma but has Chronic obstructive pulmonary disease, similar to bronchitas (excuse the spelling) and the same treatment as…
-
Life insurance or mortgage insurance? Help?
Hi I'm buying a new house with my OH. We want insurance so if one of us dies the mortgage would get paid off for the other. Should we get mortgage insurance for this or a life insurance? And should this be joint or separate? From what little I understand, the mortgage insurance would only pay off the remaining mortgage,…
-
Car Insurance Claim Liability Problem
HELP! I was in the process of parking in a car park a couple of weeks ago when a woman reversed into the rear drivers side door of my NEW car! The parking procedure involved a bit of to and fro because there wasn't much space to move, and it was when I was positioned ready to reverse straight into the space that the woman…
-
Car Insurance - Accident Question
Hi, i'm insured on my mum's car as a named driver. 2 months ago i had an accident in the car, my fault and the other guy claimed which went through and such. Anyway, if i was to apply for my own car insurance, on directline at least, they don't ask if you've had an accident, only if you've had a claim in the last 3 years.…
-
Car insurance general questions
Hi 1. Are insurance companies able to check personal data like your address, weather you are unemployed/employed and who are working for? 2. Suppose an insurance company cancelled your policy because you used a wrong address. Would they blacklist you i.e. will other insurers know that you have previously had insurance…
-
Mortgage insurance/Life assurance
hello just looking for a little bit of advice! me and my partner are about to get a mortgage for our first home and have had all of the chat from our broker about mortgage life assurance. He has quoted us £33/month to cover us both for "life protection - mortgage protection assurance". This is for a value of £103k over 30…
-
One Call Car Insurance - Cancellation fee?
Hi guys, I took out a policy for my Ford Focus in January with one call.. I am moving house in two weeks so have been reading up this afternoon and found that just to change my address they charge a £55 admin fee!! I'm also in the process of changing the car for something more economical and they want another £55 for that.…
-
immediate cover on buildings insurance
Hi Silly question , i need to buy house insurance as we live in a house that was owned by our nan and she passed away , menaing the policy ended with that We are going away this w/e , if i buy insurance now and the house set on fire no sunday , would we be covered ?! sounds crazy i know , but i want to have pece of mind…
-
Asda/Panacea Car insurance (rip off)
Hi, I took out my car insurance with this company in November. Since then we have had nothing but troubles(I know, you get what you pay for). Before we changed insurance, my Wife who has just passed her test scrapped someones car in a car park. These things happen, we gave them our insurance details and rang our current…
-
Van Hire Insurance
My other half is thinking about trying to earn a bit of extra cash by hiring his van out for short term use - what sort of insurance would he need to obtain?
-
Are restaurants covered for handbag theft while having dinner?
I had my handbag stolen from a Nando's restaurant in Reading on Monday night. Unfortunately my home insurance doesnot cover the theft since it wasnt stolen from inside the home, and the gleefully informed me that i dont have personal cover. Great! As it happens both sets of house keys were in my bag so we had to get the…
-
House Insurance - Weekends
Hey Guys, I am currently purchasing my first property, now I am not going to be living permanently in this property and I will be staying at home for the next year and going to the property at weekends only to carry out work and get it to where myself and partner want it. Now where do i stand on house insurance on this? Do…
-
Car insurance charges
Hi I was hoping for some advice. I'm insured with Hastings and my most recent DD has failed. They are trying to charge me £20 to cover this failed DD which seems quite steep. Is this usual practice? It doesn't seem to be a fair reflection of what it must cost them if my DD fails I'd be really grateful for any advice Thanks
-
Car Insurance - Accident abroad
My daughter has been in New Zealand for 7 months, while she was there she had a small accident, at fault, and the family she was staying with claimed on their insurance. She is now home and we are looking for car insurance, should we declare this, even though it happened in new zealand?
