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Kitchen appliance protection
Hi My kitchen appliance insurance with Homeserve has just finished and I am looking to replace it. With Homeserve all appliances were covered for full reinstatement value for items under 8 years old. The policies that I have looked at now seem to have a sliding scale, dependent on the age of the appliance, and I wondered…
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Home Insurance Price Drop.
Hi guys, Our Direct Line Policy is due for renewal. We got the confirmation through of next years cost. £287.00 :eek: No, let's get this checked out. Straight onto moneysupermarket, got it down to just over £200.00. So, I thought, just for the craic, let's see what happens if I log on as a new customer to Direct Line.…
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Burglary at friends - our bicycle stolen
Hi there... I think I know the answer... something along the lines of "Bad luck" but just in case I haven't considered something I'd welcome any suggestions on the following problem... My wife went out for trip with her friends and kids on their bicycles, having returned my wifes friend offered to take her bike so that her…
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Cat C write-off - Rejecting car valuation
I recently posted about a non-fault accident whereby my Dad, (a named driver on my policy), got hit in the rear. Other driver admitted liability, I kept my NCD. My car suffered only cosmetic damage, but they have said it is unecomical to repair and so stated it's a Cat C write-off. My insurance company's engineer placed a…
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My car has two extended warranties....mis-sold?
I bought a new car a few months ago and purchased a 3rd-party warranty from the dealer that sold me the car. A few weeks back I returned a registration card to BMW, and they just wrote to me to confirm that they have transferred the BMW warranty from the dealer to me. It looks as though the previous owner transferred the…
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Minimum insurance requirement for building and contents
What would you consider as the minimum requirements for building and contents insurance for a house occupied by 2 over 65s? For instance I don't see the point on insuring the carpet for accidental paint spillage as I would just get a new carpet because if I claimed I suspect the excess and increased premiums would be more…
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Please help County Court Claim Form
Hi, My husband had an accident comming off a roundabout in Jan. This has been looked at by Hastings Insurance and they have decided that they will treat it as 50/50 although my husband was sure he was not his fault. The car has been repared. Today he received a Claim Form from the small claims court stating that the other…
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Mis sold extra insurance for car.
When we bought our car last year from Ford ( Evans Halshaw) we took out an extra insurance that covered you if you had a scratch on the car. It was with Smart insurance ?? When we bought it we were told that it covers all the car, in case of any damage for example ( and this is what they said) if someone bumps your car in…
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Insurance Excess
Hi i need some advise, I have an insurance excess of £200, and i have had to make a claim. During the processing of the claim i received a letter stating that my excess would be £0.00 on this claim. The insurance company are saying that they will not honour what the letter states as it was a system error, how do i stand on…
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Is Gap Insurance worth taking out on new ish car?
Im just about to purchase a 3 year old car and the dealers are all mentioing Gap insurance. Arnold Clark are charging £199 for 3 years. Is this an insurance worth taking out and are there any pitfalls?
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Axa Sun life taken over by Friends Life - does this change anything?
I have an elderly relative who has been paying into the Axa sun life assurance policy since 1993, I've worked out that he's paid £2337 in so far - the policy is due to pay out £900. Apparently to cancel would mean all the payments are lost. But the Axa Sun life was taken over by 'Friends Life' almost a year ago does that…
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Contents Insurance for tennants
I've recently moved into a flat ( first time) I'm wanting to get contents insurance but my landlord was talking about getting a kind of bolt on to this insurance which is for tennants. I've been looking for this whilst doing quotes and I can't find anything. Can some one please point me in the right direction Thank you
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no too sure if i should claim
my daughter spilt water on our wooden dining table yesterday,and today i have noticed a mark where the water was and also the wood is raised slightly.i have accidental damage cover for the table and chairs which runs out at the beginning of december,if i try to make a claim will they not say it is wear and tear as it is…
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Car Insurance Cancelled, urgent advise needed
I have just had a phone call from Budget informing them that I owe them £131 payable immediately. Apparently this is due to a lasped payment (1 month), an additional charge of £20 for not sending a form back, and a massive £75 early cancellation charge. I was aware that I had missed a payment, but was not aware of the…
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Annoyed with Swinton Car Insurance
I took out car insurance with Swinton at the end of June. The cost was around the £200 mark and I am paying about £22 per month. I have purchased a new car which I pick up at the end of the month. I am going from a 1.0L to a 1.2L so knew it would cost me a little more but not too much. I called Swinton to be told that it…
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Do I have to declare a no fault/no claim when renewing car insurance?
Hi My car was hit whist parked outside my house it was a no fault no claim. The police were involved though and the accident/incident was noted by both insurance companies as my car was written of and the other driver wasn't insured! Do I declare it when renewing my insurance? Thanks
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AA breakdown cover mis-sold / mis-selling
I was sold AA european breakdown cover Lite (~£150). I went with them instead on Quoteline Direct (EU/UK cover, £59) as I decided I wanted the best (what a joke :mad:) Just discovered EU AA cover does not cover me in the UK. This is not on the web site bullet points, or in the FAQ section for this cover or in the 'key…
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AA breakdown cover mis-sold / mis-selling
I was sold AA european breakdown cover Lite (~£150). I went with them instead on Quoteline Direct (EU/UK cover, £59) or Autoaid (UK only as I decided I wanted the best (what a joke :mad:) Just discovered EU AA cover does not cover me in the UK. This is not on the web site bullet points, or in the FAQ section for this…
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Car insurance £2000 cheaper through CTM, how ?
My car insurance is up for renewal and my current insurer, Tesco Bank quoted me £2300, the same as my last policy with them. Which is terrible. So I went on Compare The Market, and got a good quote from Hastings Direct for £1017, great since I'm 20 with 1 years NCD. Out of interest though, I went on the Hastings Direct…
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Travel Insurance - Rejected Claim Issue
Hello MSE hope you can help me with the issue I am pursuing with my supposed travel insurance through Natwest Advantage Gold. Approximately 2 years ago I opened a shared bank account with my partner as we were moving in together, and were also in the process of looking into a mortgage. When we opened the account, the bank…
