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Please help County Court Claim Form

Hi,

My husband had an accident comming off a roundabout in Jan. This has been looked at by Hastings Insurance and they have decided that they will treat it as 50/50 although my husband was sure he was not his fault. The car has been repared.
Today he received a Claim Form from the small claims court stating that the other party is claiming their costs (£1300.72) from him!!!
Is this common we are stunned.
What normally happens in these cases. If the Court states it was by husbands fault would he be able to have the costs paid from his insurance as we cant afford it as currecntly on DMP.
Husband has a fully comp policy.
Any advice??

Comments

  • forgotmyname
    forgotmyname Posts: 33,060 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just pass it onto your insurers, But make sure they sort it before that date.

    If they dont them just goto court and explain your insurers deem them to be at fault and thats why they wont pay their costs.

    Ive worded that poorly but im sure someone will clarify this later.
    Censorship Reigns Supreme in Troll City...

  • It is common, and your insurers probably should have forewarned you though sometimes these things do come out of the blue.

    Whilst the insurers act on your behalf it is actually ultimately you -v- the other driver.

    Forward it to your insurers and they will respond on your behalf. It is worth phoning them to (1) ensure you have the right address to send it and (2) to make them aware that its coming
  • Crazy_Jamie
    Crazy_Jamie Posts: 2,246 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If they dont them just goto court and explain your insurers deem them to be at fault and thats why they wont pay their costs.
    There's no need to do any of that. Just pass the claim form on to the insurers and let them deal with it, and don't pre occupy yourself with any of the aspects of civil procedure and such. The whole point is that you pay your insurers to deal with things like this. No doubt the insurers will contact you as and when they require further information from you.
    "MIND IF I USE YOUR PHONE? IF WORD GETS OUT THAT
    I'M MISSING FIVE HUNDRED GIRLS WILL KILL THEMSELVES."
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