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Period License held for...
Hi, please could someone help me... Period License held for - My boyfriend says I can put the date that I've held my provisional license - as it states 'License' not 'Full License'. I'm worried that if I put that on the form, if something happened, my insurance would be cancelled... Amy x
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Conversion of integral garage - do i need to tell my home insurance provider?
Hi As title suggests, we have recently converted our integral garage into a playroom. Do i have to inform my house insurance provider of this? Will they increase premium? I know they ask for number of bedrooms but unsure if downstairs living accomodation matters. Please help if you can.
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Car insurance renewal 'scam'?
A few hundred quid just left my bank account without my knowledge or express permission. Apparently, my old car insurer (Ibuyeco) has an automatic renewal policy in place whereby they willl automatically renew and charge to your debit/ credit card if you do not respond/opt out! The policy is contained in the contract in…
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Why can't I get a quote online?
Hi, A couple of years ago i had to claim for a smashed windscreen. Although its technically not a claim, it's very hard to get an online quote because of this because you have to declare it. Any advice? Thank you
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Do I have the right insurance?
Hope someone can help as I'm a little unsure if I have the right kind of insurance (or even if I'm over-insured)... I have a £135k mortgage and I live alone with no dependents. I'm currently paying £64 per month for Mortgage Payment Protection Insurance which would pay out £800 per month should I become unemployed (30 day…
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Advice Needed: Let him claim or settle privately
Hi, I had a minor car park bump the other day and initially the guy said we'd settle without going through insurance. However, despite the inevitable increase to my premium I decided to do the right thing and report it to my insurance :A However my question is - do I just leave it up to the insurance and let the guy claim…
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Buildings insurance claim querie
I consider myself a complete novice when it comes to making insurance claims, I made a claim about 30+ years ago for some slates that were blown off in a storm and thats the limit of my experience. So to my problem, I noticed yesterday some water staining on the kitchen ceiling (directly below a sloping tiled roof). I'm…
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where do I stand, Company not took payment
I took out Pet insurance in June and decided (as always) to pay the full year amount, instead of in installments. I pay using my cashback credit card and when I do this I transfer the amount to a separate bank account, so I know how much I have left to spend. The company still haven't taken the payment. I haven't chased…
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Has anyone used aviva multicar insurance?
Hi Well it's renewal time for one of the cars, my policy is with aviva which is not due until June 2012, the wife's is due end of December, thought I would call aviva and see if it was cheaper to get second car on same policy. has anyone done this? As I just called aviva and was told could only do this at start of my…
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To whom do you complain about house insurers/assessors?
Hi, I'm a newbie so apologies if this is in the wrong section. We've had a problem at home, which has meant us claiming on our house insurance and also us moving out. The works to rectify the problem were meant to have been completed in three months and they were finished by end of August. Since then we have been forever…
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About to return my laptop, can't full insurance cover
Hello, I have bought an expensive Apple Macbook Pro and I haven't even taken it out of the box as I can't find an insurance policy which will cover the requirements I have stated bellow; Accidental damage, spills, drops,scratches to the screen Lost Theft with or without forced entry, walk in theft in property or abroad and…
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Income Protection Insurance - Which state benefits would be effected?
Hi all i am in the process of applying for IP Insurance. One of my quotes is from Legal and General, where the policy "Key Facts" documents states: "The benefit we pay may affect your claim to some means tested state benefits. Your entitlement to ESA allowance won't be affected." I'm curious to know which state benefits…
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Car insurance payment !
Can somebody please clear something up for me, in April i renewed my car insurance with Tesco, i paid the full amount, and according to my online banking the payment came out on the 15 April,then on the 23 Sept the exact same amount was put back into my account from Tesco banking. I didn't receive any letter or any other…
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confused over fault
So had an accident today - a collision with a bus:( Only cosmetic damage to my car - no noticeable damage to the bus so it could have been worse. but Im confused over if I can be in any (feasible or actual) way responsible. The bus driver was adamant that it was my fault (as was one of the passengers) as I should have…
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Can you claim on buildings insurance for
Can you claim on buildings insurance for events which occurred prior to buying the property? My next door neighbour has used her insurance to legally force my friend next door but one to stop him from finishing some work and get other builders to make a repair to the ground next to her back extension. The scenario was a…
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Has anyone heard of this company?
Someone I know just got her credit card statement and there is a transaction in it which is worrying her. It relates to a company called 'my cover' or 'mycover' located in Bognor Regis. The credit card company states they are a plumbing and heating insurance company, but she only remembers paying Sky for some sort of TV…
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Insurance matching Sets
I have had a roof panel damaged, by a stray rocket, in my conservatory which is a polycarb corrugated type. The company replacing cannot match the colour, not even similar and my insurance comany is playing the matching sets card and saying I can't claim for a complete new roof only the panel. Well, just having the panel…
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Named driver had accident: renewal?
Hi all, I was a named driver on someone elses policy and drove their car for a short while. One particular point I had an accident resulting in a total loss; it was down as my fault. Now it comes to renewal for my own policy on my own car, how does this work? Am I correct in assuming that I have to put it down as my claim…
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GetMy.com
Do not use this company I have had a terrible experience with them. I was mugged in Spain,GetMY.com have tried everything in the book not to pay out.In the unfortunate event of a claim they will riddle and riddle not to pay out. They say that it is normal practice to have you interrogated by a insurance investigator by…
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limit of liability
hi my insurance company just told me they have been given there limit of liability does this mean that my claim is being processed and i'm getting paid out thanks for any advice sorry if i sound a bit dim thanks
