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Building & Contents Insurance Question
Hello All, Please forgive me if I have posted this in the wrong place, I have discovered a leaking pipe under our floorboard in the house. It is the main pipe that goes from the stopcock to the kitchen, for example. street ----> stopcock (inside near front door) ---> Leaking Pipe ---> Kitchen I know that this pipe goes…
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mortgage protection insurance
Hi, I am thinking of taking out mortgage protection insurance for if I am made redundant. My actual mortage is ~£650, but if I say my mortgage is more, so that I get more cover, do they check this does anyone know? Or, if you ask for a certain level of cover do they give you the amount you are covered for? These are the…
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house insurance
i am insured by Kwik Fit for my house, my renewal came in, £322 incl. charges for paying monthly, a whopping 32%, so i decide to look around and found several all around the the 180 -£200 mark, so i ring kwik fit wan me to stay and put me on hold and come up with £194 and i can pay monthly at no charge, do they try it on…
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Does this count as insurance cancellation?
Hey all. Just buying my new car after my old one was written off a few months ago. As I didn't buy a new car within the 28 days grace period my insurance company gave me to allow my policy to continue they cancelled it as there was no car attached to it (no fee as the third party admitted liability). Now I'm sorting out my…
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Self Employed car insurance HELP
Dear All, does anyone know of a good car insurer for a self employed lady? I have had to turn to freelancing as I can't get a job (on PAYE) and therefore had to register self employed. I had quotes nearing £800 for a Toyota Prius 57 reg, I have 11 years no claims and this is double than my current insurance. Any suggestion…
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2 drivers, 1 car - how does it work?
OH just sold his car as we are struggling to keep on top of the increased costs and kept mine as it is more economical plus I work local so don't drive as much as him. His insurance expires next week and he is down as a named driver on my FC policy which expires in 6 weeks. Is he OK to drive my car on my policy although he…
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Car Insurance Companies - Reputations?
Hello! My OH's car insurance has gone up significantly and mine is very high for minimal travel. Both over 25 and 5 years/7 years NCD respectively. I've found much cheaper quotes and am comfortable with how to get 'good deals' but am concerned about going with a company that I will have trouble with in the future (hidden…
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Original receipts dilemma...
I would appreciate your help folks on my best course of action... I have recently been on holiday and my luggage was delayed for over 48 hours. The airline gave me a compensation at the airport of £35 pounds. I bought essential items and kept receipts. I have now arrived home and submitted a claim to my insurance company,…
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Income Protection - Accepted by LV but with limitations... your thoughts?
Ive been trying to arrange some income protection insurance for myself, as i am the main earner for the household. I have been doing this through theidol.com. The options were Legal and general and LV. LV came out a bit cheaper in the initial quote, but once they received the application form they have adjusted the quote i…
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Buildings and Contents insurance after claim
We had to make a claim in August 2006 and works were actually carried out in August 2009 because our neighbouring property had subsidence and this in turn affected our wall. We have remained with the same insurer, AA, but in the summer the payments doubled! We have tried to seek insurance elsewhere but LV said the…
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UPDATE in saga uninsured driving
I have received a courts summons to attend regarding allegations of " Driving Uninsured":mad::mad: i can either 1: plead Guilty by post 2: attend said hearing and plead guilty in person 3: plead NOT GUILTY (which i have done0, as i have pleaded not guilty i SHOULD NOT attend court on date stated, i will receive a new date…
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Short term contents insurance?
Hi I've just had an offer accepted on a house and hope to move in a couple of months. The problem I have now is that my current contents insurance (on a rented house) is up for renewal in 2 weeks. The company I'm with now charge a fairly hefty 'admin fee' to cancel - so much so I will get hardly any money back. I don't…
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Window Locks
I'm investing in contents insurance for the first time and am wondering about how the use of window locks affects whether or not a claim is successful. I have been asked the question of whether the property has fitted window locks each time that I have attempted to get a quote. I informed them that the property does indeed…
