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Short term contents insurance?

Hi

I've just had an offer accepted on a house and hope to move in a couple of months. The problem I have now is that my current contents insurance (on a rented house) is up for renewal in 2 weeks.

The company I'm with now charge a fairly hefty 'admin fee' to cancel - so much so I will get hardly any money back.

I don't really want to pay for 12 months of insurance when I probably need less than 3.

Can you get short term insurance that doesn't cost the earth? Or is there another way around this I haven't thought of?

Thanks.

P

Comments

  • ACG
    ACG Posts: 24,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You can, the only company i know of though deal with advisors only so that probably wont be much help.

    You could be best contacting a broker to sort it out for you, they will know of a few probably.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Why not just take out annual cover and then change the address on the policy when the time comes?
  • ACG
    ACG Posts: 24,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Most companies charge an admin fee if you change any details and that can be like 2 months payments with some companies.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Some charge less for an amendment than they do for cancellation. Some charge nothing if you do the change online.
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