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Non fault claim & Drive Assist - help!
Hi all, When did car insurance claims become so confusing? My car was hit over the weekend whilst parked outside a friends house; fortunately the 3rd party left a note with their details for me to find (i hadn't expected that!). In my simple mind, i thought a simple call to my insurer, Santander, and it'd all get sorted…
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Contents/Buildings cover renewal
I got a letter in at the weekend with my renewal quote for the buildings and contents insurance with the Halifax and was shocked that even though I have 3 years NCD it went up to £41 per month from £38. The total was something like £500 for the year. Wnet onto their website for a new quote and also Comeparethemarket and…
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Accident in camper van, will it affect car ncd?
In my camper van, I backed into someone in a car park, and had to claim as it was a new Audi [sigh!]. My camper van is under a specialist policy - will the scrape in this screw up my car NCD or being a different type of vehicle, can it stay separate? I have (or maybe had) 9 years NCD, so it is worth a lot!
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Statistics on no fault accidents
Several insurance advocates on here always claim you should be penalised for being in a no fault accident, as you'll then have a fault accident. But no-one can ever link to any proof. So a simple poll, and we'll see what the result is.
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Home insurance - when is a room not a bedroom?
What defines a bedroom for insurance companies? Is it a room that isn't a public room, kitchen or bathroom, or is a room defined by its size or its purpose?! :doh:
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Car insurance - hit by a foreign lorry
Hi all I was hit by a foreign lorry driver on a dual carriage way a couple of months ago. I was overtaking him and he pulled into me and dragged me up the carriage way and back across the left side of the road. The police attended and collected the drivers name and insurance details on my behalf. My car was a write off and…
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Just posting a mates story re: Car insurance canceled
Just thought id post this as it might be of help to some people. Good mate of mine about 3 months ago had a letter from his insurance company(RSA) completely out of the blue with a cheque for 2 months premiums telling him his policy was canceled due to his risk. Now hes 27 with a few years no claims behind him and…
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2nd car any tips
Just bought a 2nd car which i want to insure, i have no claims discount on my other car but none on this one, does anyone have any tips that might help?
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home buildings insurance confusion
Hi, I am hopeing someone can help me here...it is coming up to renewal time for my home buildings and contents insurance. Last few years I have been with same insurer but theyve sent the renewal thing and my policy price has doubled(!) despite no claims, no changes etc. So I am just doing some searches for a new quote. I…
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Who should own PHI policy for a houseperson?
Should a houseperson own the PHI policy on them, or should their working partner? All Im thinking is in regards to waiver of premium: it makes more sense to have the houseperosn own it??
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legal and general home ins premiums
Hi, I would like to know from people who have just had their home insurance renewal offer from l&g if their premium has gone up or down and by how much compared to last year I have been told thatt mine is eight quid less than last year but in the paperwork i got last year they promised a 20% no claim discount....:huh: Many…
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Endsleigh Student Insurance
Looking for some advice plesae. DD came home from Uni for a visit last week with a very dead Macbook. She eventually fessed up that it "kinda just fell off my desk in halls" (sic). took it to Apple shop and they said it was basicaly bust. We took out Endsliegh for her when she moved into halls and policy seems to suggest…
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Insurance quotes on credit file?
Hi All Quick question re the above. I monitor my credit file online and I was looking at it this morning and there are 3 recent (ie within 3months) searches from insurance companies (Churchill, RBS insurance and AA i think). Now, I was thinking of getting a new car a few months back so was going on confused.com etc to…
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Leasehold building insurance - new owner making a claim after the event
Hi, Not sure the answer here but hoping this may be possible. We recently moved into a new leasehold flat. Prior to us, there was some sort of water damage (leak) in bathroom and bedroom. This appears to have happened several months before we moved in. There is mould and some minor structural damage, however may be more as…
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disclosure of medical records?
I was in court today at a case management confrence for a accident I had some time ago. Directions were being set and the other party wanted copies of my medical records. I objected and quoted "OCS Group Ltd v Wells (2008)" and "Bennett v Compass Group UK & Ireland". the judge decided that i should have to disclose the…
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Hastings Direct.. Warning New T&C... AVOID
A year ago I bought a car insurance policy from Hastings Direct. It was the cheapest online quote I could find at the time.:( A month ago I received a renewal quote which was much higher than I was expecting and not one I would be happy to pay. Much Higher than I have ever paid in over 20 years of car insurance. I still…
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car insurance can i cancel then take new policy with same provider?
I currently have care insurance with tesco, it is up for renewal but it is cheaper to take it from them as a new customer - can i cancel the current policy and take it out int he same name as a new policy? thanks :)
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Primo Insurance
Hi all, Got a good quote for this company today from policyexpert, tried to find any reviews about this company but couldnt really find anything. For home buildings and contents insurance. Anyone know if theyre any good, or they're part of bigger insurance companies? Thanks,
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Life Assurance Policies
My Mum died recently and she had 5 policies. One of them was 68 years old and the other 4 were between 25 - 28 years old. I was really surprised at just how little the sum was that the company said would be paid out - 2993 altogether. It was hardly worth her paying them all those years. Sal
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car insurance with no driving history
I passed my test in 1992 and drove regularly for a couple of years but haven't driven much since. I'm now trying to get insured again and am getting really expensive quotes as I have no driving history. If I was somehow able to find who I was insured with previously with this count as driving history or would it be too far…
