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Unresponsive party plus useless insurance...
Hi there, I'm having a very frustrating time with my (now ex-) car insurers. In November of 2007 a scooter driver tried to overtake me while I was turning right into the drive of my property. I was signalling, checking mirrors etc, but clearly he thought he still had time to pass and I didn't spot him before turning. As…
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Can I appeal car insurance 50/50 decision?
Basically last year someone drove into my parked car and damaged the door (it was already aopen and my wife was holding it at the time) and smashed off the wing mirror. The driver disputed liability and my insurance company have agreed 50/50 with them. I've spoken to three other insruance companies who have said that as…
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Swinton changing their terms and cancelling my car policy
Basically, they've contacted me this week to let me know that my policy will be cancelled in 7 days as their (broker?) has changed their terms of contract and no longer covers vehicle's that aren't in a lock up garage near to the customers property. They've taken a samll percentage of the quote and refunded the difference.…
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Swiftcover Cancellation / Refund Policy????
I am considering canceling my insurance as I would like to change to a vehicle they wont cover me for. I took the insurance out on 17/10/08 and paid £225.24 On the 23/11/09 I paid an additional premium of £86.89 as I changed vehicle. I understand that if I cancel my policy now (which is less than 210 days) I will get 20%…
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Income protection claim and holidays
Following redundancy I am claiming under an income protection insurance. I have a 2 week holiday booked and already paid for. I know that I will not be able to get my JSA, but the terms of the income protection policy state that I must be looking for work. Should I not secure a job by my holiday, considering that I will be…
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Home contents claim (shed fire)
Hi everyone, im looking for some tips on how best to handle a contents insurance claim. Last Thursday my brick shed went up, (fire brigade confirmed electrical fault) it had been burning from some time before i saw smoke and contacted the fire brigade. They arrived within 5 minutes and put the fire out. The aftermath…
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Cheap car insurance for our son (age 17)
Help we are trying to find car insurance for our teenage son, who is so reliable its unbelievable! We have a car, and M reg fiesta Quartz from 1995 1119cc. My husband has been looking at putting his no claims on of 9 years, our post code is LE3 2TS. The cheapest we can find is about £700 as a learner, but when he passes it…
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Change of email address
Good afternoon all Before I disappear for a week's holiday (I will answer where possible when I'm back) I wanted to let you know that my email address has changed. As you are probably aware we will become Aviva on June 1st and as such our email addresses are changing, my new external email address is…
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Abbey is Increasing My Mortgage Payment Protection
I have just received a letter from Abbey stating that due to the "Economic Crisis" my MPPI has had to be increased, due to the amount of claims being made against them. I have read the terms and conditions, but cannot find anywhere that states it could go up for this reason or similiar. The only rise in premium is stating…
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Crawfords Loss Adjusters and vouchers
Hi, Just looking for some advise, basically we our house was broken into whilst we were on holiday over Chritmas. We put in a claim to Sainsburys home insurance who appointed Crawfords as there loss adjuster. After an initial visit and many many phone calls to chase them up they have finally aggreed to settle my claim.…
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Please Help...Loosing money over swine flu
Hi I have a problem, it's making me sick with worry. I have booked and paid for a holiday to Mexico, flying the 26th May. My travel company, Marks Travel, has cancelled flights to Mexico until 13th and is offering all those travelling up until that date a full refund. I don't want to go to Mexico anymore as the risk of…
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Re-build value is more than twice actual value
I am sorry if this has been discussed before, I have searched, but couldn't find anything. My house is worth £165,000 but my re-build value is £450,000 per my original survey. Therefore my insurance quote is extortionate and only 2 people have agreed to quote me. £1,000 per annum. It is a victorian end of terrace, 7 beds,…
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Car Insurance for young driver
Hi All. I've got insurance on a 12 year old Saxo (value £500) for my son (17 - provisional license, hopefully full in the next month !!). This came out for last year at about £900 with me on the policy (31 years driving, no points, no convictions). Trawling throught the comparison sites, the cheapest I can get this year is…
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Travel insurance/pre existing condition.
Please can someone help me I am near to tears and dont know what to do. My son is getting married in cyprus next week and we were travelling on sunday. Out of the blue this week my blood pressure hit the roof and as I have had chest pains and spent the night in hospital last week my doctor said it is too dangerous to…
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I don't want to be forced to have "Minimum Security"
Hi all, I live in a very nice area, but am surrounded by some slightly less nice areas, and so consequently despite never had any need to claim on my contents insurance in the 10+ years of living here, I find that most insurance companies demand that I have security measures in place e.g. locks on windows. Now actually all…
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Contents Insurance - Wife is Jewellery Retail Manager
Hi I currently have Contents Insurance with esure, but it's up for renewal this month. I noticed a few weeks ago that they specifically exclude "jewellers", as do most of the other insurers I've checked. Obviously this is because a diamond seller is more likely to be followed home and burgled! My wife works in her family…
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Travel Insurance -need help badly !!!!
I am trying to get annual travel insurance for a family. I have followed the MSE steps and choosen a few from Moneysupermarket, however all the ones I have contacted have a problem with either - not doing Jersey, we are going there in the summer, and they no longer have a reciprocal agreement with the UK so need medical…
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Car insurance - gone over estimated mileage
Hi, When taking out my insurance I estimated the annual mileage as upto 3000. It turns out that with 1 week left on the policy we've actually racked up 7000 miles!!! Does this invalidate the policy or should I leave it alone? Cheers.
