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Refused MPPI
I have just taken out a new mortgage, and applied for MPPI, with cover of £812 per month, through iProtect, who have refused to insure me, on the grounds that I "don't meet their criteria". I have never been refused insurance before, (though I was recently turned down for a credit card, which I had been planning to use for…
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Over 50 Life Insurance who benefits?
My partner of 8 years very suddenly died recently. We had taken out an over 50's policy with the Post Office which I had been paying out of my bank account. He had a Will leaving everything to me. When he died I informed the insurance company (Norwich Union), they sent me a letter (we did not live together) asking me to…
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Royal Scottish Assurance
Royal Scottish Assurance-What does anyone know about this company? any knowledge would be welcome, thanks Pete
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Norwich Union turning a drama into a crisis
I have had two water leaks in my flat. One from the flat above which damaged five rooms and one from my own bathroom. I am insured under a commerical property policy with Norwich Union. I thought that when you needed to claim you contacted your insurance company NORWICH UNION in my case, made your claim and you were…
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travel insurance - hypothyroidism
can anyone recommend an insurance company that can cover hypothyroidism and is not too expensive? Its for a friend, 20 years old, he is looking for a standard annual trip cover worldwide (incl USA). He has had hypothyroidism for years, no problems as such, just has to pop a pill each day. I havnt been able to find any…
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Retracing income protection insurance article
Hi Guys, about 2 weeks ago on the main site there was page regarding protecting your self in the even of being made redundant or loosing your Job. However on the page had recommended sites to consider getting income protection insurance from, one in particular I would love to get the web address for again. I seem to not…
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Holiday Cancellation Insurance
does anyone know if it's ok for me to buy some holiday cancellation insurance when i know that i need to cancel my flights - is it possible? is it worth doing? flights for 2 people cost approx £210 return. my work now say i can't go so i was thinking i could buy the cheapest poss insurance with excess waiver then cancel my…
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Home Insurance - Long Holidays
Can anyone recommend an insurer who will provide contents cover for a UK property left unoccupied for periods of up to 130-140 days at a time? My parents go away to the sun for the winter - but their current insurer has been merged out of existence........
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PPI Insurance - Validity following redundancy ?
Hi guys - hoping someone can help with this as I am rather panicing as a result of a sudden redundancy. Keeping things brief as I can – Had inkling of redundancy so dug out details of PPI cover (Paymentshield) Not being the best with paperwork etc. I noticed I had not amended my contact details with them following house…
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Home Insurance: Free contents offers not always as good as they sound.
Just a word of caution: have spent the best part of a week shopping around for new home buildings and contents insurance and came across several companies offering free contents. In several cases these deals were more expensive than other companies classic buildings/contents packages - and in my case, it actually worked…
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cheap car insurance tips
Hi All after reading an article about cashback sites, I went to topcashback, got paid £2 to do a camparison, then found that RAC where the cheapest to insure my car at £122.00, i then did a search on topcashback and found RAC where listed, and offered 70 if you took out a car policy of which i did, and with the bonus from…
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Loss adjustors, insurance claim, contractors. Grrr, help please?
Hi, I wrote on here a while ago asking about a claim we are making. Long story short, washing machine in utility room leaked, ruining laminate floor which was in the house when we bought it. Problem is the laminate is under a floor standing LPG boiler, the units, door frame and skirting boards which all has to be…
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Uninsured Driver
Hi This is a post for a couple of friends of mine who were hit in the rear by an uninsured driver, the driver has still not supplied his insurance details and is refusing to, the police have been involved but don't seem to interested, the claim is going to the MBI and my friends insurance company are asking for the £300…
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Car Insurance Validity in Mainland Europe
I am relocating to Germany with my new job for 8 months in August, and having taken out my first car insurance policy in March I was wondering if I am covered to drive my car in Germany on my current policy (i'm with Direct Line). If not, does anyone know the procedure for cancelling my insurance or extending it for…
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Home Ins when buying house
I'm buying a repossessed house, and as part of the terms of the mortgage my solicitor has to check I've got buildings cover. I've been checking for quotes - and esure seems best with quidco (125-£45 = £80ish for buildings+contents)... Does anyone know if esure (and/or sheilas wheels) send you your policy via email? All of…
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trying to be honest......
Hi My buildings insurance is up for renewal shortly, I have obtained several quotes, I have gone to Swintons through Quidco and have come across something unusual with their quote form. It asks - 1)how many years no claims bonus you have 2)any claims within the last 3 years. I had a buildings claim in January 2006 so in…
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Motor Insurance through Quidco....
Is it just me or are there more people getting problems going through Quidco for their motor insurance. I have tried 3 different ones and when it comes to completion I am greeted with "server error" or a similar message.... I know if you dont complete fully through Quidco...you don't get the cashback....are the insurance…
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Help with car insurance law
15 months ago i was reversing into a parking space on a 1 way street, adjacent to a junction, i checked all round and my way was clear when suddenly half way through my manouvre i was struck in the side of my car by a 3rd party who, it became apparent, was looking left into the oncoming traffic and had not seen me…
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Home Insurance
Hi I have been looking for home insurance, due to us having a flood I am having trouble finding any one. Can anyone please recommend a company Many thanks
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Life insurance surrendered but not to me upate
Really fed up with this!! Brief recap. Life endowment policy taken out 1994, Dad paid premiums but I am the policy holder. I forgot about policy.....dad died 2004.....step-mum says she gave me policy, (she didn't). Wrote to CIS who told me policy was surrendered in 2005. I asked who to.....4 weeks later they reinstated the…
