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House Insurance Claim Problems
I was wondering if anybody could give me advice as I am a bit stuck. I returned home from working away for a week to find that my house had been burgled. My fitted kitchen was stolen which is the worst thing and also some other items and damage. The problem is that when i tried to unlock the door it was already unlocked. I…
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URGENT!!! Help Please Secondary Flood Claim
Need help please, think my loss adjuster cunningham lyndsey trying to get out of claim.... sorry this is a bit long I will try explain this the easiest way i can as the details below have been ongoing since October Is the loss adjuster just tryning everything possible to get out this claim. I was told by a builder that…
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Mobile phone / PDA stolen - insurance help required
Whilst on holiday I had my expensive mobile phone pda (O2 XDA stellar) stolen from my waist pouch in a bus. Cheeky guys, I didn't even feel them open my waist pouch :confused: Anyway, I had travel insurance with fortis (A&L current account). However, they said that mobile phones are not covered. Although, having read…
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Life insurance question, level term
Hi all I'm sure this has been asked before, so sorry, but: I'm looking into insuring a figure of £300,000 for myself and my wife (we're in our mid 30s). I've had quotes ranging from £32per month for level term including terminal illness (is terminal rather than critical significant?) with Norwich Union Direct line was…
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Advice is it worth hiring a insurance assessor to act on our behalf.
Hi, I just wanted to ask for someone advice from anyone who knows, or poss had similar experience. This is on behalf of my parents. Quick background, they had a house fire and lost everything and are currently in the process of sorting things out with the insurance company. My mum had good insurance, but has never dealt…
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Total loss - do insurers have to send the cheque within a set time?
My bike was nicked in December 2008 and I keep pestering the insurance company to pay out as they agreed but to no avail. I need the money to replace the motorbike so I am having to spend lots of money on buses and I get lifts from family members. Are they taking the mickey?
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Car Insurance - Difficult Situation
Hi, I have seen a number of posts on short term car insurance but mine is a bit different (from the posts I have read anyway). Basically I need car insurance for 1 day (To move a car, I would get someone else to do it but im brininging it up from the bottom of the country so no one else will volunteer.) The problem is…
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Looking for writers
Hi, I have over 20 years in the insurance business. I've been working with everything from Car Insurance, Health Insurance and now latelly Life Insurance. Together with some colleagues I'm setting up a new Insurance guide with the focus on Car Insurance, Health Insurance and Life Insurance. Check it out. We're also looking…
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Role Reversal - Insurance Company want to repair, I want write-off...
Opposite of usual situation but I have a rather elderly and was involved in a bump at the beginning of week. Garage estimated repair costs at around £2100 and recommended total loss so I assumed write-off. Insurance just advised they will authorise repairs. I am dumfounded best will in the world would value the car at…
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Reversed into, other party not claiming liability
Just asking for peoples opinions Was driving home from work a week and a half ago and got involved in an accident. Was coming up an hill and turned a blind corner and was confronted by a stationary car. So I decided to wait about 8 feet behind to wait for the driver to pull away. Well next minute the driver started…
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Short-term Car Insurance Query
Hi, I require roughly 2 months of car insurance. I am expecting to get a company car in mid April. What is the best way to go about this? I have looked at some of the specialised short term insurers and was getting quoted £96 for 28 days which seems very steep as I am getting quoted £212 for a year. It is only a wee Skoda…
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Claim on my insurance for an accident which did not happen. Threats to cancel policy
Hope you don't mind but I've also posted this over at CAG - I'm desperate to get some advice on sorting it out. Also sorry this is such a long post to start with - I thought I was OK dealing with this on my own until I got to letter three and started to feel it was going a bit pear shaped! Last Friday I received a letter…
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Medical Insurance Quotes Variations
Hello All! Anyone with private health insurance will know it's worth every penny, or so I thought. I have had private health insurance cover for the past four years. I have always dealt directly with Norwich Union as I always believed the more middle men you cut out the greater the savings you can make. So when I recieved…
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Asprea Issues
16th jan. last month i had a leak under my sink .being insured with the post office and having an extensive insurance policy.i thought i could get it resolved easily and painlessly. i got the emergency plumber in,it seems that the mains stop !!!! was leaking. before the plumber arrived and whilst bailing out the kitchen i…
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Quote Difference Between Moneysupermarket & The Aa!!
Hi, I got approx. a £22 difference (20%) in the home contents quote from moneysupermarket.com (£102) and the price given once connected to the AA site (£124). Lowest price and ease- They are why you search on the price comparison sites. Surely this defeats the object? The AA couldn't tell me (actually they said that "there…
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Named driver NCD on own insurance
I was wondering if anyone can help me. I have been a named driver with my partner for over 10 years and we have full No claims discount. I looked at getting my own car and insurance, but the company, esure we use does not recognise my NCD history. Are there any companies that would?
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Income protection query
I've got an existing policy I took out last year which covers me for £750 for 6 months. Whilst I'm not at risk of redundancy, given the current climate ideally I'd like to review this and go for a longer term and higher figure. In doing so, is it likely to invalidate my existing policy and mean I have to have another 120…
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Driving ban incurred abroad..........
Hi all, My rather foolish OH was given a driving ban in Italy for 6 months and a fine for drink driving. However, this did not impede on his ability to drive in the UK but should he want to drive again in Italy he would have to undergo a medical etc. Anyway, that was several years ago. There is nothing on his driving…
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Alliance And Leicester Car Insurance!!
WARNING WARNING!! FOLLOWING THIS ARTICLE ADVICE INITIALLY SAVED £15 BUT ACTUALLY HAS COST ME AN EXTRA £133!!! My insurance with A&L (Equity Red Star) was due at the end of Jan, the notice quoted £236, I read and followed through the money saving article but just couldn't get anywhere near this (£400+) but as mentioned in…
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Iggy, I know how Swiftcover pay your appearance fee.
I used Swiftcover for my car insurance last year. I made the mistake of not forwarding my NCD certificate to them as requested to validate the policy, (I agree this was my own fault) but only discovered this error when they emailed me to ask if I wanted to renew my policy. My issue with Swiftcover is this; they claim to…
