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CreditExpert - Alternatives?
Are there any cheaper alternatives to CreditExpert? I'd had it a few years now and I like having access to my credit report and I think the reassurance is somewhat worth the expense, but obviously if I can reduce costs... I know CPP offers ID theft proection with experian CR access but I despise CPP.
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Life Insurance/Critical Illness/Income Protection/MPPI (AS&U)
Hi, I'm seeking some advise on the above mentioned - firstly some background knowledge... Myself and my partner have arranged a mortgage, agreed on a purchase and have a move in date - both 23, graduates, in full-time permanent employment, unmarried and have no children - ... in a few years the latter two may change - I…
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Best Income Protection Providers
Hi guys, Can anyone recommend some decent Income Protection providers? I've been looking on moneysupermarket and there are a range of companies, most of which I've never heard of offering products raning from £10 per month all the way to more established names like the post office for £50 per month. The problem is I just…
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Car on House insurnace ? No MILES policy ?
Just been made redundant so don't need to drive car for the next few months. Luckily insurance hast just ran out and car will be on my drive ? How can I insure the car just against theft from my property ? Can I insure a SORN car ? Is it worth adding as a valunle item onto Contents/ Garden Insurnace ? Chhers All !
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Subsidence claim // New insurer ??
Last year my insurance company did a 6 month ongoing monitoring of my extension thats falling off !!! they came to the conclusion that it was subsidence ( although we did not agree) and said we should pay the first £1000 excess. We then decided that we would not have it repaired but would knock it down & start again so…
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Challenge your insurers!
This is a little note to say don't just accept a renewal quote... I got a car insurance renewal quote in (£326) so I did a quick comparison online which came up with a cheaper quote (£275) then I phoned my insurers, told them about the difference in price, and they dropped my quote to £274! Saved £52 in 10 minutes!
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mppi and life insurance
hi , can anyone advice in very simple terms (got my dumb head on today) i have mppi and life insurance both together with the bank but it seems really expensive at £88 per month for a £70,000 mortgage over 20 yrs me and dh are both 36 yrs old . how easy is it to change over and is it better to get separate insurances i…
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payment protection
i have a payment protection on my mortgage on the unemployment section of the policy it says you must be claiming job seekers allowance to claim ok i can do that but i receive a private pension and will not recieve any money from the dole does this effect my policy i am 60 years old
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content replacement advice.
my LCD Tv was accidentally broke,, an after so many calls after 4 weeks now they agreed to pay 499 for the TV which I bought at 1300 18months ago. As i have excess of 250 I paid 250 that means I'm actually getting only 250? when i spoke to them they said they are giving me like for like when the same model is available in…
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Advice please on my car insurers (Sheila's Wheels, esure, Halifax, Norwich Union)
Hello. Using the advice given here in MoneySaving Expert <http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance#step2>, I visited sites like MoneySupermarket and GoCompare to shortlist some insurance companies offering the car cover for myself. I took the cheapest ones and then confirmed their details by…
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Accident not my fault - vehicle being returned but uninsured as it's written off
A bit of a long story this, so please bear with me. I was recently involved in an accident which was not my fault. The other driver admitted full responsibility and their insurers (MMA) contacted me to arrange for my car to be repaired. (I only have third party, fire and theft cover with my insurers (Tesco), so they refuse…
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Personal injury claim
Not sure where to post this questions so hoping a mod will place it in the correct place if this is wrong place. My mother in law went into our local hospital for a routine op and was almost killed due to the fact they didnt noticed the red wrist band meaning she was allergic to penicillin. Hospital have admitted liability…
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Car crash not my fault but on the wrong end
I am fully comprehensively insured with legal cover and was in a rear end shunt recently that resulted in injury to my neck and shoulders from whiplash. The other driver has admitted liability and my car has been taken for repair and a replacement courtesy car provided. My car is a P registered Mercedes E class market…
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i need advice please
i had my home insurance (building and content) last year with esure and when it came to renewal in august, i managed to get cheaper quote with another company. I phoned esure and they could not beat that quote so i told them that i donot want to renew with them, cancelled the direct debt and moved to the other insurer.…
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Change of address shock
Hi everyone ;) I changed the address on my policy in August of this year, when I did it was all straight forward and there were no mentions of it affecting my premium. My new house is only 5 mins up the road and is more secure anyway. Now last saturday night my car was hit and run coming out of town, and because we didn't…
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Barclays Gadget/Mobile Phone Insurance and Lifestyle Services Group
Hello all, I'm a reporter with NorthEast Press and am looking for MSE-ers to share their experiences of making claims through Barclays Gadget/Mobile Phone Insurance OR any other insurance administered through Lifestyle Services Group. All replies will be treated in confidence. I am conducting research for a potential…
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Has anyone heard of this company????
Hi! We were covered by a company called either High performance or performance plus car insurance a couple of years ago, I have googled the name but cant find anything. Does this sound familiar to anyone and if so could you clarify the company name for me. Thanks x
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insurance comparison and cashback sites
I have done comparisons through comparethemarket.com and confused.com. Having found the policy I want, I have tried gone through Quidco using identical details but can't get the same level of cover at the same price as the comparison sites :confused: Any ideas??? TIA Pinga14
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How long are insurance companies allowed to keep my details for?
This week I got a phone call asking me about car insurance for a car I haven't owned for at least two years!! The company in question was one i used for a quote for three years ago when i compared prices, but i didnt use them as they were way too expensive. I explained this to the caller, telling them i no longer owned the…
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Car insurance - urgent question
Im wondering if anyone can offer any ideas/advice.I arranged car insurance on a car I was buying only to find out that the car was not the owners to sell.I backed out very quickly but rightly or wrongly I left my insurance running whilst looking for another car which I have now found.The new car is rated 3 groups lower…