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Insuring empty property following Probate
My Mother died 3 months ago and I'm the sole Executor. I notified the insurers (combined contents / structure) a couple of days after the death (Aviva under the M&S badge). And they issued an endorsement to the existing policy which ratifies it for 3 months - subject to weekly visits and water drained or heating on from…
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Mortgage / Income Protection
5 weeks ago I was advised that redundancies were probable at the company I work for. We entered into a consultation period and people learnt their fate today. Fortunately I was one of the lucky ones. I currently have no mortgage/income protection but after this scare would like to take some out if possible. However I'm…
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Income Protection Insurance... help!
Hi, Sorry, this is a bit of a long post! I took out an insurance policy to cover for redundancy only. When I took the policy out I was earning £1,200 per month and the company said they would pay out a maximum of 75% of my net wage - making my payout £900 per month. I am now being made redundant but over the last few…
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Admiral Claims a rant
Hi, I am after some advice. On the 10/10/08 my car was stolen it was recovered later that night by the police and eventually released on 15/10/08 after the scenes of crimes had visited it etc. Now as the car was stolen without the keys they destroyed the locks, ignition, steering lock, alarm and ECU. I decided to go…
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Home insurance (personal belongings)
I left my camera bag on the train on friday. I have travel insurance but has a single item limit of £300. As the camera/lense and ipod are very expensive i want to try and claim on my household insurance which has a limit of £1000 per item. I have just been reading my policy and spotted something that i don't like, and now…
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old life assurance
HI Not sure if i am in the right place can you reclaim on an old life assurance that is no longer being paid into. My grandad has found an old one he had from 1948 and one that was done for myself in 1978. I have written to mine asking if i am entitled to anything but can not find his company anywhere, i dont know if they…
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Boiler Insurance
I hope somebody can help.....my new (2006) boiler has broken down and I do not have any insurance. I have had 2 plumbers round and both have quoted about £700 and both have suggested different parts need replacing. Is there any way to claim on home and contents? Or are there any Boiler Insurance packages where I can start…
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Diva / Swinton problem
Hi, I took out a new car insurance policy for my wife (after utilizing Martin's suggestions on the main site) and was very happy with the quote and particulars given by Diva / Swinton. I paid for the policy up front and the paperwork arrived on Saturday, with two glaring mistakes - firstly, the year of manufacturer for the…
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car insurance increase
since passing my test, my insurance has gone up by nearly £300 a year pushing my monthly premium up by around £30. fair enough since im now driving unsupervised. however, i've now found another company will offer me cheaper insurance. i went with the company im with now as with my provisional they were cheaper but now…
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Car insurance cooling off period
Does the 14 day cooling off period apply to short term (i.e. 28 days) insurance?
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help regarding phone call
HI I have just received a phone call from a company who said they are responding to the news that Alliance and Leicester are been fined for mis selling mortgage insurance protection and want to help me find out if i can claim money back from my company. They want to charge £49.99 and advises they will give this back if I…
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Car insurance: In strange circumstances, what to do?
Hi MSE'ers, I'm in need of a car but I'm in a bit of a strange position. Here's the general facts: o I'm male, 27 o I've had my license less than 1 year (Feb 2008) o I've been driving a company car on employers insurance for several months o I want to get my own car very soon I think I'm right that the first year of…
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Mobile Phone Insurance for Nokia Comes With Music
Hello. I have just ordered a Nokia N95 8GB Comes With Music Edition (SIM free) direct from the Nokia Online Shop. I would like to buy insurance for this however I was not offered this when ordering. Therefore, I'm looking for third party mobile phone insurance. However, there is a slightly unusual twist in that the Nokia…
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M & S Home Insurance
Been with same Co for many years but now looking at M & S Premier cover for B/- and c/-. Seems a good option not to have to specify a sum insured as v difficult to keep track of! Does anyone have any experiences of dealing with them (positive & negative) and can offer any comment. Thank you. BD1
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What Insurance would you recommend?
I'm a single mum (30) with 1 daughter (7) and I live in privately rented accommodation. I don't work (am currently training through the job centre and studying for a degree through the Open Uni), don't drive (although I am hoping that I'll be able to take lessons at some point!), and apart from appliances (fridge freezer,…
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Help!!! Stranded in the Lake District
My friend has just rung to say that they have a slight problem. They went up to the Lakes yesterday for a week's holiday. Needless to say the heaven's opened and their car broke down after going through " a large puddle." It wouldn't restart and so they called their breakdown service. Eventually they arrived and it was…
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Second car insurance
What's the best (i.e. most cost effective) way of insuring a second car? Our existing family car is insured in my name with wife as named driver and with full no claims etc. on a policy with Direct Line. A second car is about to be acquired for me to use - primarily through the winter months instead of using my motorbike -…
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Laptop insurance
Hi there, I'm looking for a recommendation of the best laptop insurance policies. I've just got a new macbook and want to protect it against accidental damage, and ideally loss and theft. Hope to hear from some Money Saving Experts soon! Thanks in advance P
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getting new car what happens to monthly payment
we have finally had to scrap car and are looking at getting one today however we pay our insurance in installments if 32.00 a month which started in june.as you normally pay over 12 months what will happen when we change car tp payments will they just increase /decrease themm for furtherw 12 months or will they want money…
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Advice regarding car insurance - no claims discount?
Hi :wave: As a relatively new driver I'm hoping for a bit of advice regarding my car insurance. I've been driving for a year and had my car for a year. My insurance is due for renewal in three weeks and I'm planning on changing supplier. My question is regarding my no claims discount - I had assumed this would be 1 year,…
