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Life Insurance
Hey Can anyone give advice with regards to Life Insurance, who to go with, best policies etc? Any help would be appreciated Thanks in advance De x
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car insurance question
Just a quick question, I have my car insurance with esure, and have done for about 5 years, I have just found out that quidco are doing a £70 cashback offer, so do you think it's ok for me to get my renewel through them, I think it will mean, that I will have to fill the form in as being a new customer, so they then might…
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Income protection insurance
Hi all I'm sure this has been asked before and apologies for repeating. Could anybody recommend an Income Protection Policy that covers payment for loans and credit cards in the event of sickness, accident and unemployment. I am particularly concerned with unemployment in this volatile climate. My mortgage is covered…
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Quinn Insurance
Anyone considering insuring with Quinn should perhaps do some Googling before insuring with them. http://news.google.co.uk/news?hl=en&ie=UTF-8&tab=wn&ncl=1261988504 They may be safe but, speaking personally, if I pay a premium to an insurance company to transfer my risk to them, I don't want to find that I end up holding…
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Uninsured Driver
Hi i am just looking for some information/advice. I was involved in an accident with a transit van back in May, completely the other drivers fault- the hire car that i was driving was stationary in a line of traffic and he drove into the back of me. I had 4 passengers in the car- my sister, niece (age 2), and my daughters…
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Pet Insurance claim help please
Vet attended horse which had an injury; vet asked if insured and when dd said that he was, he prescribed an additional course of oral supplements to promote repair. The claim was submitted but the insurance co will not pay for these supplements. They have only paid for the treatment for the injury. Please advise as dd has…
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Insurance co "robs" mother of 4 of her car
My friends’ car caught a fire during the night while parked outside her house on the 4th of Jan2008. The police where called but she never find out how and why it had happened. The Insurance Company were informed the next day or though they took the car away they not give any report what happened either. The car was worth…
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What should I do?
Today I stepped into the road after looking left down the one way street I was about to cross. I heard a screaching of a car reversing at the same time as it hit my leg and ran over my foot. The man did stop and offered to give me his details etc but someone else who had stopped to see if I was ok kindly took down his reg…
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Payment Protection Insurance Urgent Help needed
Hi, In July of this year we were given notice at work that they were going to make redundancies, a week later 3 people had gone - two weeks later they took one of them back on. Well despite several requests the company wont withdraw the redundancy notice, and they are now saying that we need to drop to a 4 day week to…
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Graduate Car Insurance
I have recently finished my degree (end of September) and bought a car, and am looking to get it insured. I haven't found a job yet - without a car it is difficult to get to interviews, so I have to put myself as unemployed when getting insurance quotes. The trouble is, being unemployed means that I would pay around £150…
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Paid to much into a life insuance
I have recently discovered a life insuance policy I have been paying for a loan taken out in 2000. The loan was repaid back in 2001 but I have been paying the life insurance cover of £6.32 a month since then. I didnt realise I was paying it because it was linked to another direct debit. Could anyone tell me if I would…
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House Rebuild costs
I have just been trying to calculate my house rebuild costs for my insurance quote using http://calculator.bcis.co.uk/index.cfm#about - everyone has told me that the rebuild cost will be less than the value of my house. When doing my calculation it has come out over £30000 more - there is nothing special about the house…
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Esure and Quidco: Home insurance joint buildings & contents
I bought a home insurance policy with esure yesterday via Quidco. It has tracked, but at £30, the level for buildings or contents only. It was a joint buildings and contents policy that should have a full cashback of £70. I could understand that the tracking process may not be able to distinguish between exactly what level…
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time limit for claim?
My partner was involved in a minor bump in the summer - totally his fault. ANyway - other driver sarted claims process via her insurance (we'd wanted to just pay for it, but she went through insurance). Our insurance co told us that they would let us know the value of the claim and that if we decided to pay them back then…
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Funeral Insurance/Plans
Hi, Not the easiest of topics I know but as I have no immediate family alive and rent my accommodation I would like to know of a simple saving plan for my funeral!!!! Is there such a thing?? Thanks for any replies. Michael
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Life assurance policies
Hello, We have had a life insurance policy with the Co-op for 9 years since we took out the mortgage. The premiums are £26 a month as my boyfriend is diabetic and we had to pay extra. It's a with profits policy and ends when the mortgage does if no claim is made. We went to the Halifax for a mortgage review and had a quote…
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premium credit
Since may 2006 premium credit have been taking £48 a month to pay for car insurance. We didnt renew the policy as we sold the car, however whilst running through my bank statements (i dont get to do often)....i noticed the direct debit payment still coming out. I went to Abbey bank yesterday and their systems were down so…
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Expat life insurance/assurance
I currently work in Afghan as a contractor, I have had my mortgage 18 mnths with Lloydstsb, took out life ins/assurance with critical cover at time of Mortgage, it looked good at time when looking for quick mortgage so I took out the cover (£80 pm for me and £30 pm for my partner). I now think it is a bit steep so I am…
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Old Endowment
I have an endowment of £25500 that was taken out as part of an endowment mortgage in 1985, for 25 years. The policy is only £9000 but relied on bonuses to repay the mortgage, but to pay the £25500 loan in event of my death. I sold the property more than 10 years ago so no more mortgage. I had no other meaningful life…
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MPPI / Income Protection / Both ??
Hi I need some help! My husband is self employed (sole trader - builder) and I'm trying to make sure we are adequately insured without being over insured. We currently have Mortgage Payment Protection and I'm trying to work out: 1) Do we have the correct type - it's currently ASU - looking at other posts it would seem we…
