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Windscreen replacement, counted as a claim at renewal?
Have never had to have a window replaced in a car so am unsure of the answer to my question. We had a rear windscreen replaced by Autoglass on Wednesday. We called them direct and they have sorted everything out. I understand that NCB isn't affected for windscreen claims (we have protected anyway even if they were…
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Advise needed - after car accident
I was recently involved in a car accident (not my fault) in a R reg tigra. There wasnt much damage done to ther car, the back rear wing was caved in. I am currently waiting for the car to more than likely be written off. Total cost of repair with insurance company is £1200, car is worth approx £1800 part ex. Anyway two…
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Automatic Insurance Renewal - Can I get my money back?
3 years ago I signed up for a card protection policy. I've since moved & as I never used it I forgot about it, that is until I noticed the £50 renewal charge on my credit card statement. Apparantly they only give you a 14 day cancellation period and my statement came through after this. Has any one else had any experience…
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Bldgs Acc Damage - leaking radiator pipe incl?
I think policy says something like 'incl water escaping from any fixed water or heating installation' so would this include a possible leak from a radiator pipe which is situated be underground? TIA B.
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what can i claim for after crash?
hi guys hope you can offer some advice i was involved in a car accident yesterday, the other driver has assumed full responsibility for the collision, can anyone advise me what else i can claim for so far i'm looking at;- enhanced fuel costs as the hire car will be a petrol as apposed to a diesel, potential whiplash i…
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Advice on Insurance company dragging their feet
Hi Hope somebody can give me some advice on this issue - I haven't posted to a forum before but thought I would try this before seeking legal advice. I have a horse who unfortunately had to have veterinary treatment. I have insurance that covers this and have been paying £30 a month for the past 8 years. My bill is…
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Life Assurance and Commission to IFA
Dear All, I would like any advice any of you may be able to offer on the following issue: 12 months ago my then partner and I purchased a house. We used an independant financial advisor (IFA) to set up the mortgage, house insurance and life assurance. We have since split up and I am going to keep the house in my name. I…
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travel insurance without medical cover
Hi, my wife and i are off to Holland for a weeks holiday.I would like to take out some insurance but because of my medical condition i would like a policy that just covers the likes of cancellation,lost/stolen luggage etc. Can anyone point me in the right direction please. many thanks
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Car Insurance - Combined Cashback?
I'm shopping for car insurance and find that Churchill has cashback from Greasy palm and Quidco: does anyone know if it is possible to use both cashback sites to purchase the same product and how? Advance Thanks. TWM
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What do Insurance Companies mean by "Restricted License"?
This may be a stupid question but when getting quotes for car insurance what do they mean by "restricted license"? When entering details on most of the comparison sites they ask if you have a reportable medical condition & have a drop down box with the options: No DVLA Aware - No restrictions DVLA Aware - 1 year restricted…
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Index Linked buildings insurance
can anyone tell me a cheap company for index linked buildings insurance.
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Settlage & insurance
Who are the cheapest insurance companies to quote houses with old settlage? my house has old settlage/ subsidance from years ago , the house was built 1850 if this makes a difference
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Cavendish Online and data protection
Hi, I took Martin's advice and applied for life assurance through Cavendish Online. After 7-8 weeks with no response from anyone, I chased this up and received an email saying the original form we filled in had been replaced so we have to fill it in again. This email had the new form attached as well as a scan of my…
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what should i be paying?
hi.. we have been quoted around £40/month for a joint life insurance with critical illness(with some special provisions)... my question is, and maybe a dumb question to ask... but il ask it anyway as i dont seem to have it clear in my head... it seems i will be excluded from critical illness if its caused by or results…
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Advice Please - Following Car Accident
ALL OPINIONS AND ADVICE REALLY HELPFUL. LAST SEPTEMBER HAD AN ACCIDENT IN MY CLIO WITH A LORRY. HE COLLIDED WITH BACK END OF MY CAR BECAUSE HE CROSSED ROAD MARKINGS - PUSHED ME INTO BARRIER AND I ENDED UP SIDEWAYS IN CARRIAGE WAY. AT TIME HE SAID HE WAS IN A NEW LORRY - HE WAS A DELIVERY DRIVER - AND HE SAW ME ONE MINUTE…
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Tip for parents with young un's looking to be driving soon
Some may be aware of this but probably not all. if you have kids who are 16, get them a bike and insure it in there name (doesn't even have to be used) you can keep it in the shed. and get the years ncd on it. Most of the big insurers will allow it to be transfered to a car policy in their name when they start to drive. 1…
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Mobile Insurance
Having bought a new phone last year I took out an insurance policy with an online insurer, it was cheap and gave me the added security I needed as a student the amount I had invested on a new phone could not be replaced easily. Having checked my bank account today a direct debit was taken but I was unsure who buy, on…
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Direct Line - young driver seeks help
Hello I'm 21 and I have been driving for 3 years without no claims or convictions however my previous car insurance has been as a named driver on my parents insurance. I would like to get my own fully comprehensive cover so I have followed Martin's advice and found that direct line is giving me the best offer which is 890…
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Kwik-Fit car insurance - Great Deal for me!
I am so excited!! I came to this board for advice on car insurance. I did the moneysupermarket thing and a few others and found Kwik-Fit to be pretty good. I decided to check quidco and they do a money back of £42.20 too! So my previous insurance was £36 per month - i got new insurance for £31 per month, £42.50 cashback…
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Contents Insurance Problem - CHURCHILL paused claim
Hi there - would be very grateful for any advice. In a nut shell, Churchill approved my claim for accidental damage to our TV (cost £950 new 6 years ago) and passed me over to Homeserve for them to replace it. I have never encountered so many obstacles in my life, it's beyond a joke. They wanted a report and said that…
