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how much should building insurance be on a flat
as i'm sure many people do we own our flat but the building is on a lease the management company, despite numerous requests, won't supply any evidence that they're making an effort to get a competitive buildings insurance quote but judging by some quick online quotes we could be paying a lot more than we should be. our…
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Car Damaged
Someone has damaged my car a couple of weeks ago. It was parked outside my house. This young man bashed in to it. There is some damage the back light is smashed. Panel is damaged. He has offered me £300. I am not sure to take this or go through insurance. I have only be driving since august 2008.
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Forgot to renew insurance and tax!
Hi I wonder if anyone can help me. Last year I had a baby and life around me since has been a big whirlwind. This weekend I discovered that my car tax expired last month and then to make matters worse in my baby brain state I must have thought I renewed my car insurance when I hadn't! So I have no cover note to get any car…
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Building insurance - structual subsistence HELP!!!!
Hi i need some advice please not sure if this is the right place or not. Our neighbours called us round yesterday to show us our extention wall (the supporting and main wall) as it is bowing outwards quite badly. It is a 1 storey extention and is 50ish years old it's our kitchen and bathroom (only bathroom we have). Our…
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Leasehold property - Contents Insurance?
We are buying a leasehold property and complete on the 6th May. The buildings insurance is with Royal and Sunalliance. I was advised it was best to have contents and buildings insurance with the same company. Is this true? Also the certificate I was given by the solicitors names a policy that ended on 31st March... will…
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Good car insurance companies
I am presently looking to renew my insurance cover for my car. using the various compare sites that Martin recommends, it seems that Sheilas Wheels are the cheapest. I will be saving £35 (not much really). however, cheapest is not always best. Looking at reviews they seem to have a bad reputation for settling claims.…
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Critical Illness cover with Life INsurance
Hi We're shopping around for new decreasing level mortgage life insurance and the prices differ hugely if you opt to NOT take critical illness cover. What do people think about the need for this? Is it worth the extra £20.00 or so which it adds the the monthly premium? Thanks T
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Getting out of Appliance/Boiler cover
I have had appliance cover with Scottish Gas for several years, my appliances were old and I felt it was reasonable value at £207 p.a.. However I have just replaced my kitchen and the majority of the appliances covered. I also have cover with Scottish Gas for my central heating at £205p.a.. However I have discovered I have…
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Car Insurance claim
Hi all, this is my first post and was wondering if anyone can give advice. My hubby had an accident with the car on tuesday and it was 100% not his fault, there is photo's and cctv footage to prove this. Phoned up my car insurance (halifax) and explained this. This is where i start to get worried. They then provided us…
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Household Insurance
Currently on the Halifax Price Protected combined insurance - renewal in May will be 2nd year. Deemed as unlimited building and contents. Want to see if I can get it cheaper anywhere else Building How can I work out how much it would cost to rebuild the house Contents Is there an easy way to work out what the amount of…
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Quad/Buggy insurance
i am 19 and am looking at getting a road legal buggy (PGO bugrider 100) or a road legal quadbike but am having trouble finding an insurance company that has quadzilla quads/buggys listed on their online quote site has anyone else found an insurance company that gives decent quotes any help welcome
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Life insurance
Hypothetically, if you thought you had an undiagnosed brain tumor, and you wanted life insurance before having it diagnosed. *Does it neccesarily matter if it is diagnosed or not before taking out life insurance? *If it does matter, which policies/companies would you reccommend to also include suicide cover either from…
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Minor Car Accident, will we have to pay excess?
Hi, Hubby has just reversed into another car in our car park adjacent to our house. The other car was double parked! However hubby hit it so he is to blame! There is damage to the cars, the other one has scratches and the bumper has popped out at the seam, so may just need popping back in. It turns out the car is a hire…
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insurance in a rented hose
hi, I have just started renting a house with other people already installed and am wondering whether insurance would be a good idea? I have a downstairs front bedroom and I have loads of electrical stuff etc and was wondering if anyone has recommendations as to what company I should use etc... Thanks Jenny
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Quinn Insurance
My son (17) took out a policy with Quinn just over 2 weeks ago. He has decided to cancel the policy as he has found out that when he passes his test his premium will jump from £900 to £2400. He has sold his car as well. My question is 2 fold:- Under current consumer legislation is there a 21 day cooling off period? The…
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cashback on contents insurance
:j :beer: :money: :D :A we took out contents insurance with birmingham midshires. the policy premium was £72.50. (the cheapest after doing a comparison search) we went through quidco and got £75 cashback! so, do the sums folks..... our contents insurance cost us a massive..... -£2.50
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To Claim or not to claim?
Looking for some advice please. Had minor accident - my fault - reversed into someone coming out of parking place. No damage to my car but small dent/scratch on wheel arch to his. Exchanged details, thought it would be fairly cheap to repair & imagined would settle without claim. Quote come through as £600 for repairs. Now…
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Daughter working in US needing insurance...
My daughter has just started 5 months work experience through her college course working in a restaurant in Boston. can someone tell me if she should have some private medical insurance while shes there and if so any suggestions where to look to get it? Thanks in advance.
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Carphone Warehouse insurance mis-sold?
Hello all, This is a bit stupid on my part, but I'll mention it anyway. I bought a Nokia N70 (worst phone ever by the way, can't wait to get an iPhone...) in 2006 from Carphone Warehouse and it seems they signed me up for their LifeLine policy at the same time. I'm not sure why - maybe I was too busy trying to work out the…
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Endsleigh Insurance
Hi guys, Just been shopping around for my 1st car and thinking of buying particular one. Just been getting some insurance quotes and found something I thought was rather weird. Firstly got quotes from moneysupermarket, cheapest on TPF&T was Endsleigh Then tried Compare the Market and again was Endsleigh but was about £110…