Insurance & life assurance

Archives for April 2008

Can I cancel home ins then signup with same company? Other Q's too.
Hi I've read through the stickies but I still have a couple of questions, if someone could help me out I'd really appreciate it. My Churchill home insurance is due tomorrow. My renewal quote is £159 but I went in as a brand new customer on their website and the quote was £104. Can I cancel it with them then go online and…
Car Insurance for someone with 0 no claims and 6 points
Hiya I was wondering what is the cheapest place to get car insurance for someone with 6 points for (N110 offence) and an accident I had two years ago? Im 23 yrs old and even with my dads name on the policy the cheapest quote i have been able to find is £1428....im not sure the car is even worth this much, as I drive a…
Mortgage Payment Protection Question
I have been looking for some PPI for our monthy mortgage payments to cover death, sickness and unemployment. the cheapest quote i have found is approx £13 PCM. When getting a quote i was not asked if it was to cover both my partner and I. * Do we have to have seperate PPI each? OR* Does one policy cover the mortgage…
Value of 40 year old ring
I am most upset as I have lost the diamond out of my diamond engagement ring which is 40 years old. It cost £40, 40 years ago and wondered if anyone had any idea what it would cost now. I don't know as yet how the insurance company will value it but I want to be sure I don't get ripped off. Thank you
Life Assurance Query
Hi, me and my oh are looking to get life insurance. I went though all the links from the home page of MSE but stuggled when filling out the online quote forms. We want to get it rights so do you suggest we get a financial advisor? And if so how much do these cost? Or is there a simple life assurance website we could use?…
PPI with First Plus
I took out a secured loan with First Plus in 2005. Within 3 months I had remortgaged and paid it back, but was told I would not get the PPI premium back which amounted to about £11,000. Do you think I can claim it back?
Redundacy Cover - 12 weeks notice period??
Hi There, I'm looking for an insurance policy to cover me against redundancy, I'm 37 year old male and have been with the same company for 21 years. My problem is that my wife also worked for the company for 20 years and was recently made redundant, we had an insurance policy that we assumed would kick in after 30 days as…
Home Insurance Boo boo
Hi all, new to this but wondered if any of you had any advice regarding a situation my other half has found himself in. He has been notified that he has been paying for a house insurance policy since 2003 and he hasn't lived in the property since then. He has spoken to the insurance company and they are "looking into it"…
Insurance and Leaks from Flat Above
I wonder if anyone can offer advice about my situation. We own a tenement flat, and over the last two years our upstairs neighbour has leaked into our flat 5 times. Some of these were fairly minor leaks, but the last one resulted in us claiming on our insurance to have the whole ceiling replaced in one room and the room…
First Plus PPI
Hi I was wondering if anyone else has had any experience of claiming back PPI from First Plus? I wrote to them after being charged almost £3000 for PPI which I didn't ask for, which was added to my loan. This cover only lasted 5 years even though my loan was for 15. I was told I couldn't cancel it as it had already been…
Mobile phone insurance
Can anyone reccomend a company for mobile phone insurance. I want to cover 4 mobiles. Thanks.
Cashback on Car Insurance Question
Following on from a previous post on another thread: http://forums.moneysavingexpert.com/showthread.html?t=877469 I'm currently insured with More Than, the renewal quote they sent me was about £80 higher than last year (I've had no claims or incidents). I've been online and can get a quote from More Than which comes out…
Travel Insurance
Hi Folks, I was wondering if any of you guys could give me some advise. My partner and i and two friends are going on a carribbean cruise in February 09 and need travel insurance. Has anyone any idea on where is the best place to look and what kind of insurance we should go for, ie Annual, single trip. Thanks for any…
System failure - Churchill
Attempted to buy home insurance with Churchill this afternoon and haven't had a confirmation e-mail. At the end of the process when I could register passwords to access my account, it came up with "system failure". This was after the payment and a security check with my bank. The phone lines closed at 9 so I can't speak to…
Direct Line / Tesco security surveyor
We are finally getting around to changing our insurance company (after 12 years). I got a good quote from Direct Line, but when I went to buy it, it said I can take out the insurance and we will be covered straight away, but they will send a surveyor around to check the security of the house, nearby trees etc, and that I…
Term Life and Critical Illness Cover Abroad
I am about to move overseas (Middle East). I am leaving the forces and am needing to change my Life and CI cover. I have tried the sites recommended on MSE but they all seem to have disclaimers for persons moving abroad. Does anyone know of a provider who can cover us for a reasonable cost?:confused:
Bit of advice?!
Hi All, I'm about to get a loan and the bank has offered me PPI for an extra £50 a month which will cover sickness and accident. I already have life and critical illness cover. I looked on this site and went onto Ant Insurance as recommended by Martin. Gave them a call...and seeing as I'm a civil slave (ahem! - I mean…
Monthly Car Insurance
Hi i have taken out cover with simpleover and i was just wondering as i have had no documents yet but its only been 4days...because i paid two months premium up front do i have to pay next month or do i get two months without payment then start paying my monthly premium?? Thanks
Life assurance and income protection help
In the process of buying a house and what to get opinions on if the following sounds right and also a couple of questions. Mortgage protection - to get the mortgage paid off if one of us dies. Life assurance - to give the one left behind a lump sum. Income protection - to cover loss of earnings if one of us is ill. Does…
How much life insurance is enough
Can someone please advise how much life insurance we need. Our house is worth approx 160k, with 96k mortgage outstanding, when we took out the mortgage, we also took out decreasing life insurance, to cover the mortgage, it costs £40 per month. We were happy this was all we needed because if one of us died the other could…

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