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Admin charges on amending car insurance policy
I have just been charged an admin fee on making an amendment to my existing car insurance. When I added my learner daughter to the car I expected a hefty policy increase but I didn't expect £25 charge just to make the change. The company is 'Budget' Car Insurance. Is this normal? Or a way of them trying to keep policy…
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smoke damage - advice on home insurance claim
Hi, I'm just looking for any advice from anyone who knows anything about insurance. I had a fire in my kitchen on Wednesday. My kitchen was quite badly damaged by fire and heavy smoke. My livingroom stinks of smoke and there is a layer of black soot over a lot of my furniture. I'm just really confused about what I should…
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advice needed
Hi, I was involved in an RTA Friday evening. Met a female driver who decided to go the wrong way around a roundabout and put a crimp in my day by crashing into me. Both my son and I were obviously shocked and are both suffering associated pain and discomfort. She apparently only bought the car on Friday and was lost and…
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advice needed
Hi, I was involved in an RTA Friday evening. Met a female driver who decided to go the wrong way around a roundabout and put a crimp in my day by crashing into me. Both my son and I were obviously shocked and are both suffering associated pain and discomfort. She apparently only bought the car on Friday and was lost and…
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Permanent Health Insurance - Pre Existing Condition
Hi All, Firstly, apologies for the long post! I am looking for some sort of life insurance and from what I've read about Permanent Health Insurance this sounds like the sort of scheme that I would want to be part of. However, when i was three I had a kidney condition which affected the efficiency of one of my kidneys and…
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Post office car insurance.
Been online via quidco for a car insurance quote - aprx 1 month ago . Got a quote for £311.32 got it in front of me so I thought (after seeing Martin ) would do the check list & then went via quidco & with the extra £50 is by far the cheapest.... so I just went back to the post office site & guess what the quote has gone,…
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Over 50s plans
Hi, I've been looking around the site to try and find information about these plans - you know, the ones that go on and on until you die and then pay out to help cover funeral expenses - and I haven't found anything. Does anyone know if these plans are really worth it? I'm in my early 50s and intend living for another 30…
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Insurance Claim - Bathroom Now Reduced
can anybody advise me please ? my uncle had a flood/leak in his bathroom and claimed on his insurance he sent off his quotes he had received from homebase and the insurance company agreed that is was a fair price and told him that a cheque would be in the post for the amount.He went with me today to tell homebase he wanted…
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Sheilas' Wheels
Just wanted to say watch out for the small print (that they only flash up quickly once you've clicked the 'buy' button) and is then sent out in the schedule: Administration charges: For changing policy details where there is an additional premium: £17.50 For changing policy details where there is a refund of premium:…
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cost V value with car insurance
Hi there, Im using Martins step guide to try and get cheaper car insurance, but I keep thinking about the phrase 'you only get what you pay for' and im concerned I may get a much cheaper quote and live to regret it, say, potentially poor service if I needed to ever make a claim. I have obviously decided to avoid any quotes…
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Need insurance for a detached garage
I’m looking for insurance for a detached garage brick construction built 1980,s in a compound behind private dwellings. Its unfortunately over a mile from my own house so not covered by my own insurance I would like contents or building preferably both up to around £5000 no single item more than £500 its not for commercial…
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Mobile Phone Insurance
My son has just bought a new mobile phone - the LG viewty. He needs insurance for it and I was wondering if anyone had any recommendations for that. He was offered insurance at the point of sale but declined it as expensive. Can anyone think of any cheaper/better insurance options? Cheers all :beer:
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mortgage protection insurance denied
Hi All 1st post and 1st timer on here needing advice if possible? myself and my sister are in the process of buying our 1st place all's going quite well apart from the insurance side of things. i've been declined by friends provident although my sister has been excepted. we are both 25 and although she has had no medical…
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Car insurance for the elderly- specific Q re fully comp verus 3rd party F/T
Hi My Dad is 83. He drives short distances only. His car is an old toyota worth maybe 500 max. Current insurer (SAGA) has quoted a :eek: £500 plus to renew!! THis is the last year he will drive he has decided. Seems obvious to me therefore that we can get some really quite cheap insurance for him. SAGA say it is cheaper to…
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No claims question
It's that time of year again, and we've just had the renewal notice for our car insurance. I'm checking out alternatives on the comparison sites, but I'm unsure how to proceed when it comes to declaring claims. Our current policy is based on 9 years no claims discount. However, the only reason that this is the case is…
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Do I want Conversion option?
Just filling in my life assurance form and am trying to work out whether I want the conversion option. Does anyone know anything about this, eg will it cost me more, is it worth having? Thanks
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Prudential Got to be the worst
Has anyone else had problems getting Prudential to honour their written statements. ? I took my private pension away from them as they refused enhanced payments despite me having a serious chest condition. Now the are trying to duck out of honouring the conversion of my term life insurance to whole of life despite that…
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Washing Machine Cover? Is it necessary?
I've just bought a new washer/dryer - I think it's a fairly decent one as far as I can tell (does OK according to Which? and most on-line reviews are favourable). It comes with a 12 month manufacturers warranty (AEG-Electrolux) but the company I'm buying it from rang offering me peace of mind cover at "only 20pence a day!"…
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Should I cancel our Critical Illness assurance cover?
We have had a Legal & General Critical Illness life assurance cover for the term of our mortgage so far -- over 10 years. It's "only" £23/month but I'm wondering if it's worth continuing with. We have about £8000 left to pay on our mortgage, but for the past 5 years or so neither I (due to ill health) or my husband (due to…
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Canal boat insurance
Hi Have just boat a canal boat and am looking to insure it, does anyone know of a good competitive company to use, one with cashback would be good, had a browse round quidco but didnt spot anything, the one it was insured with was GJWDirect so failing anything else I guess I would use them. Many Thanks in advance
