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Home insurance when away for 4 months
My wife an I are doing some travelling later in the year, we will be away for about 4 months. I've been trying to find suitable building & contents cover but can't find anything. Are there any "swallows" out there who have had a similar problem.
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PHI or CI
I'm def. getting life cover, but can only afford either CI, or PHI to go with this. I'm leaning towards PHI instead of CI at the moment. What is best?
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Life assurance
When you're shopping about for life assurance, Martin says generally it's a case of the cheaper the better, but is there anything I should look out for? I am wanting decreasing term cover for me and my partner. We will own the property as tennants in common. Is it OK to have separate policies (if that's the cheaper…
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Short Term Car Insurance
My car insurance is due to expire on the 28th June, and because I am going to become a non-driver later this year as I am moving to London, I need insurance for approximately two months, until mid-end August. I spoke to Tesco, my current provider, and I would have to pay the full amout up front and then get the refund when…
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Car insurance 50% cancellation penalty clause on top of loads of other clauses
Had to cancel my insurance policy after 3 months got next to nothing of the £800 premium back. When I rang them up they went through loads of charges and things. Most of which are £30 admin fees which are a bit steep and replicated due to using a broker on top of the insurance company. But one of which stands out as…
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Urgent Emergency Breakdown Insurance Information for Renewals
I've had my renewal from Homeserve.This is important......... Plumbing Plus(unlimited call outs up to £5k per job)-£74.99 pa Electrical Breakdown £49.99 pa Expensive you may say and you could be right.But hang on............ You see what British Gas offer....not bad.(The £53.50 cashback from www.quidco.com may appeal to…
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Car Warranty Policies
Hello Everyone, this is my first time on the board so forgive me if I'm asking something already previously raised. I'm considering the purchase of a Rover 75, though as the company is no more the car is being purchased from an non-franchised dealer. The car will come with a limited warranty but I would like to be covered…
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Over-bought mortgage assurance??
Hi, I'm not a great wiz with money and I was hoping someone could help. When taking out a mortgage I was sold certain policies with it...then further along the line, a remortgage added more policies! I'm now convinced I have too many policies but I'm terrified I might be under-covered if I cancel any. I'll list them below,…
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private heath care
i & family have had private hc for 10 years and have paid to the company in question neally 30K. Back in january i made a claim and everything was authorised to go ahead.However because our yearly plan was up for for renewal in february we decided that is was too expensive to continue.so i canx the policy, which ended on…
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private heath care
i & family have had private hc for 10 years and have paid to the company in question neally 30K. Back in january i made a claim and everything was authorised to go ahead.However because our yearly plan was up for for renewal in february we decided that is was too expensive to continue.so i canx the policy, which ended on…
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Waiver of premium option?
Can anyone please expain the principle of the 'Waiver Of Premium' option in plain english on my application form,please.. Many thanks
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£30 ish Free (A&L Customers Only)
Just received an offer from Alliance & Leicester for £50 cashback if you take out Life Insurance via Legal & General. There are T's & C's, like you have to have a Premier Current or Premier Direct Current Account and must meet the terms of it. They will pay you the money with approx. 60 days from policy start. go to…
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Can Anyone Help Annoyed At Home Ins
Hi all we droped our tv which orig cost about £700 4 years ago its a panasonic ins company have agreed that it can not be repaired we have a new for old policy Today they called us and offerd £280.00 minus the £60.00 excesss leaving just 220 for a 32inch wide screen tv !! i know u can get them but out tv was a pansonic and…
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Car accident - personal injuries claim?
Just feeling a bit confused at the moment. I had an accident on friday - van went into the back of my car - they have admitted liability and I have just spoken to their insurance company who have confirmed this. The insurance woman then said to put in a claim for personal injuries as I said I hit my head on the steering…
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permanent health insurance
I'm a bit confused with insurances for accident, sickness, incapacity etc. My IFA has given me quotes for two different products. One I can clearly see is MPPI, including unemployment where they pay out for a period of 12 months. The other is an Income protection plan with Friends Provident, which just covers accident,…
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NEED Content Insurance ADVICE
Hello, I am looking to purchase contents insurance for my 1 bedroom flat, with 2 policy holders, and accidental cover. What is the best price out their? Including Cashback? Kind Regards Spudette
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Is it possible to insure a car you don't own?
Would appreciate some advice. I am about to lend my nephew some money for a car. He can't get a bank loan as he's only been in his job 2 weeks and they have said 3 months. He goes to work at about 5:30 in the morning so public transport is useless. Anyway I would prefer to keep ownership of the car. More to send him a…
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Life Insurance - Ex Smoker
After the birth of our daughter I have finally got my husband to take out life insurance cover. He has put down that he is a non smoker, he gave up smoking a few years back HOWEVER... still has the occasional cigar. It's hard to average this as some weeks he may not have any then others he may smoke 1 or two a week. I'm…
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Advice on Mortgage Assurance Please.
My partner is buying a house to renovate and sell he has been told by his mortgage advisor that he needs life insurance however they have come up with a policy of £31 per month. I have been on Cavendish and got one for £20 per month , my question is he has taken it over for the full term of the mortgage is this needed as…
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Help, my car's been written off!
A big lorry smashed into my parked car two weeks ago..my daughters both under four were in the back of my car and my husband in the front. Thankfully they were not hurt, but Direct Line informed us today that our car is a write off. The lorry driver has taken full responsibility. The current book price of ur car is £3200,…
