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PHI or CI
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Worried
Posts: 270 Forumite
I'm def. getting life cover, but can only afford either CI, or PHI to go with this. I'm leaning towards PHI instead of CI at the moment. What is best?
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Comments
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PHI is in the pecking order or priorities above CI. If you are going with one, then PHI is the one to go for.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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So if we get a critical illness and are unable to work and just have PHI we will get a monthly payout in place of our income? If we should die from this illness we would be covered by our life policy anyway. Is that right?0
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Correct. ...I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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