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Archives for November 2009

Frugal Living 2010 -The Cost of Living Challenge, INTRO
This is the follow up thread to the 'Living on £4,000 for a Year' challenge. The following links will take you to all the previous challenges. This is the introduction to the newly revamped challenge. :) Introduction to the 2010 challenge Part 1 - January - March 2010 Part 1 - January to March 2009 Part 2 - April to June…
to save as much money and keep my life as organized as possible
Helloooooooo,(((( echo echo))))...... Its so very quiet over here! Right i really want to keep a diary so i can keep track of every penny i save and to keep the rest of my life on track and organized. So a little bit about me, my name is Karrie and im a 42 year old single mum, to two teenagers, iam in the fortunate…
help with surname
hi all i dont no if im in the right place, but here goes my mum married when i was 2 & gave me my step dads surname but on my birth cert its my real dads, i want to go back to using that, i have my drivers licence in my real name but my n.i is in my step dads name along with banks etc etc, if i go back to using my original…
Racers New Start Savers Thread
Hi everyone, I'm not sure if this is the right place to start this shiny new thread. Three months ago I split from a 5 1/2 year relationship my last thread was in the MoneySaving in Relationships Board you can check it out here:…
How about this for a cheap family activity weekend
Family Tobogganing (Milton Keynes) - £55 (paid using £15 tesco clubcard vouchers) Family Skydiving Sim (Milton Keynes) - £166 (paid using £40 tesco clubcard vouchers and £6 cash) Stay in Travelodge Buckingham - £22. Meal before driving home - Bella Italia £30 (paid using £7.50 tesco clubcard vouchers). Total spend (At the…
Edinburgh Dungeons
Hi All I know this might be a little late for halloween but it still applies. On Saturday we went to the Edinburgh Dungeons. We booked before hand on the Thursday night (29th). We paid £15 for two adult tickets. When we got to the Dungeon on Saturday I noted that an adult ticket was £15 each - so basically we paid for one…
Save £170 working Admiral against Elephant!
I've got two cars, one insured as business class and the other as social/commuting. I had insurance with Elephant for the business class one of at £325, for my 2nd car they wanted £350+ 3rd party! Thats the one I drive less. After some going back and forth on the phone with them I got them down to £280 "fully comp" by…
The AA breakdown cover
I got a promo offer last year at the NEC bike show for signing up £95 for roadside, relay and joint membership with the wife which I think is usually about £135/140. Just got my renewal through, they wanted £135, a 2 min phone call to cancel it and they've given me a 25% discount for the same cover. I know it's still not…
Panasonic Plasma 42G10 + Blu Ray Savings
Was looking to purchase a Panasonic TX-P42G10 plasma tv and went into Comet to see the tv in action. Comet had a good deal on with both the Panasonic S10 and G10 both with Blu Ray Player (750 for S10 and player, 850 for G10 and player). The sales person seemed to know his stuff but was trying to sell me the cheaper of the…
Virgin Media Bundles
Hi, I was wondering how people here were doing with any Virgin Media Bundles offers they've had. I thought I was already on a reasonable deal with Virgin Media for XL Phone, XL TV, XL Broadband services totalling £58 per month (that includes 11.75 line rental already) so the only extras on top I pay are phone calls. I've…
Need help with bank and credit card charges please
HI , I HAD A CREDIT CARD AS SOON AS I TURNED 18 MY CREDIT LIMIT WAS ONLY £200. I HAVE NT PAID THE CARD AS HAVE NEVER HAD THE FUNDS TO DO SO BUT NOW I AM FACING A DEBT COLLECTION AGENCY ASKING FOR £ 5OO DUE TO CAPITAL ONE ADDING ALL THE CHARGES ONTO THE CREDIT CARD . CAN I GET THESE BACK AS I HAVE RANG CAPITAL ONE THEY WILL…
Moneysupermarket.com
I did my shopping and as this site suggested I downgraded to all the value ranges, I was spending on average £60 + per week on shopping. However I got it down to £39. I thought this was good. However I then went onto Mysupermarket.com and the site saved me another £12, it got me down to £27 plus a fiver for delivery. But…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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