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Archives for October 2006

Post of the Month November
Hi everyone, lots of fab tips nominated again this month. This month the winner is Adman for the QuarkExpress . Thanks to everyone that nominated :) Adman, please can you send MSE Jenny a pm? ___________________________________ Please nominate your most Useful/Helpful Post of the Month £50 award by replying to this post…
barclycard CAN be nice
I have a Barclycard and after looking through this site i gave them a ring and cheekily asked if they would bring my interest rate down, and they did, from 19.9% to 16.9% and in a few months they will bring it down again. Oh and I think i've converted my my nan from her normal credit card to getting a cash back card as she…
well I never!
I sat down last night to work out how much I've saved thanks to Martin and the MSErs on this site and it was a bit of an OMG moment.I joined at the beginning of August,I was lucky I didn't have any debts I just never seemed to have any money left for the nice things in life.As a full time carer there's probably a lot of…
Bank charges cave in
A huge thank you to our hero Martin for saving me £220 on past bank charges from First Direct who (naturally) are “ mindful of the management time and irrecoverable legal costs we may incur in relation to such a claim. For those commercial reasons alone and without any admission of liability whatsoever first direct is…
just like to say thanks
thisi board has saved me loads of money. So thanks Martin and all the posters. Today is my DDs birthday and she wanted to spend her money on the new pokemon game gor the GBA. She would have paid £28 on play.com and had to wait till November before I found this site. But instead I got it for £18.49 from CDwow (which i…
Got 3 rooms plastered for free...
We ripped out our old kitchen and my OH decided to keep it in the garage it was just basic units with oak doors,we had had fitted about 15 years ago. I was moaning about it and told him to dump it in the skip. We were getting a neighbour to come and give us a quote to plaster the kitchen, utility and bathroom and he came…
Thanks to Martin and everyone....
I'm feeling rather pleased with myself this morning, having saved some money and sorted a few stocking fillers out all thanks to Martin's newsletter. I joined the site recently, and signed up to the newsletter at the beginning of the week. Got the newsletter today and it contained the link for Martin's Money Diet book at…
Asda Christmas Savings Card
Hello everybody Does anybody know the bonus date in 2006 when the bonus can be redeemed at ASDA stores for balances on the card.
Stakeholder turned into a SIPP
About 4 years ago I decided to start saving in a stakeholder. IMHO stakeholder pension schemes are one of Gordon Brown's better ideas, because it's possible to put money in from any source - previously it was only earned income that was allowed - and still attract tax relief. Put simply, this means that for every 78p you…
I think I have converted my OH into a MONEYSAVER!
we recently got engaged and are looking for our first house SCARY! :eek: we have a large family and they all keep asking "when's your engagement party" "Should we get something for your new house" which is really nice as all our family are wanting to help us out BUT... we've been going to all the places around our local…
Downshifting and saving
Over the last few years I felt there must be more to my life than a working week and weekends with the family. This has became especially poignant after family illness. In 2006 I began to think more seriously about work-life balance. I have enjoyed the freedom that working at home one day a week has given me and wanted to…
Everybodies money guru
Of course I make sure everyone knows where all the great tips come from. I must be responsible for 100 new subs to this forum. Just what I can recall: Saved £160 on house insurance Save every year on 2 lots of car insurance Remortgaged saving over £220 per month Switched fuel supplier Stoozing 0% credit cards Changed to…
Managed to afford a new fridge freezer
I've never owned a new fridge freezer as they are so expensive. Looked around the high st so knew which make and model i wanted. I then used a shopbot. Wow i saved £120 and had double boots points. Therefore in total I saved £147. And as it's a grade A, so i'll save even more on my electric. Thanks this website is a…
Deposit for first house
I am trying really hard to save a deposit for my first house, but, property prices have increased at a faster rate than I can save!! Has anyone got any ideas of how to make a little bit of extra cash to try and make up the difference? I watched Martin n GMTV and have now sent of emails to find out about if any of my old…
tennis court insurance
Hi. My wife looks after the village tennis court and hut as we are now going into winter the place is closed. She has been told that the village will have to stump up £400 for insurance. She feels this is very expensive, does anyone know of an insurance Co or policy that can reduce this cost.
saved about 400 rips minimum in 2 months
I reckon I've saved approx £200 on house insurance, £160 car insurance, and about £30 on roadside recovery, all paid up-front..........now what next? Cheers Martin, and all site contributors, I would offer to have your babies but I am the wrong gender, have a girlfriend, have not as yet drank enough wine, and I fear I…
Finally found the moneysaving way
I love shopping and spending but finally have startd to be sensible.reduced car insurance,and home insurance big savings there.Took on bank and got bank charges returned.have drastically reduced weekly shopping bill and used my coupons used to bung in drawer or throw out not anymore.Have received several freebes much to…
Saved loads..happy lady
Love the website, managed to grab the cheap flights to New York that were on a few weeks ago, needed lots of patience but got them in the end. Also transferred my credit card balance now paying much less. Thankyou.
Post of the Month October
Update Note 31 October: The winner has now been chosen. To nominate for the November Post of the Month go to this discussion thread Please nominate your most Useful/Helpful Post of the Month £50 award by replying to this post (remember you're nominating NOT voting - there's a difference) :) Also please do not lobby to win…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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