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Archives for June 2006

Saved £1340
Hi thanks to MSE just got back from Halifax PLC £1340 in fines from unauthorised overdrafts and direct debits if I had never found this site I would not have known that you can take banks to court from them fining you for going overdrawn so a big thank you to MSE :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:…
Post of the Month July
Please nominate your most Useful/Helpful Post of the Month £50 award by replying to this post (remember you're nominating NOT voting - there's a difference). Also please do not lobby to win the prize - as Martin says, it's not cricket! :) Please include: A. A hyperlink to the specific thread/post - highlight the web…
The most popular chat tips ever as of 25/6/2006
1 (1) Pigsback - Free Gifts for Clicks = 1,245,389 Views. Multi part thread. 2 (2) Boots Grabbit Bargains..Read first post for offers. = 1,066,369 Multi part thread 3 (3) Tesco misprices thread - please only post misprices here = 755,688 Multi part thread. Please read THIS 4 (4) Great 'disguised Own Brand' Hunt. = 391,865…
£55.93 worth of shopping for £4.89
Just had to post this. I visited my local co-op this moring and as always had a look at the yellow stickered reduced items. I think some-one has over-ordered on the meat section, anticipating BBQ weather which just hasn't happened up here in the wilds of Moray. I bought £55.93 worth of burgers, chicken, mince and Ciabatta…
Thanks to all MSE'rs - saved nearly £1000 already!!
Hi, This is my first post, although I have been reading the many helpful threads on this site for a while now. Just wanted to come on now and say thank you to all the MSErs, thanks to you lot I'm managing to save pennies, which quickly add up to pounds and gets nearer to my goal of paying off my Student Debts..once I face…
Saving vs spending....Thanks to MSE!!!
Hiya All!!! If it weren't for my work colleague who has introduced me into this wonderful site, I would still be(until now) be spending money like water and not actually thinking of money saving. Since the start of this month, I have managed to save £45. this doen't include the money which I have earnt from selling my old…
Thanks to this site...
... I now have an extra £130-150 per month in my bank. I'm not in debt but not rolling in it either, and by tweaking my outgoings here and there such as shopping more sensibly and being more careful with energy and phone usage, I now have this extra money which works out at about £200 per month pay increase. I can't…
100th post and money saved thanks to MSE
Managed to get the interest rate down on my partners credit card using the tips and seeing how others had managed it on MSE, will save us in interest every month. So thanks MSE!!! This is my 100th post too, maybe getting addicted
WOW, that was EASY!
I just wanted to say Thanks Martin! I am a fan of your slot on Jeremy Vines show and now use your site as a first port of call for 'best' financial companies practises. Generally we are very good with money and avoid debts, but (after paying for a recent car repair bill of £1000) our credit card debt has gotten a bit scary…
The most popular chat tips ever as of 13/6/2006
1 (2) Pigsback - Free Gifts for Clicks = 1,175,027 Views. Multi part thread. 2 (1) Boots Grabbit Bargains..Read first post for offers. = 1,109,234 Multi part thread 3 (3) Tesco misprices thread - please only post misprices here = 735,998 Multi part thread. Please read THIS 4 (5) Great 'disguised Own Brand' Hunt. = 391,205…
European Breakdown Service for £44.95
OH was looking for breakdown recovery as our car is no longer covered by the free RAC cover we got with it. He travels to Ireland regularly, so it had to have European cover, he was just going to ring AA/RAC and get whatever was going. Anyway, I trawled MSE and read Martin's recommendation for Europ Assistance thru…
thank you for my new way of thinking
i just want to say a BIG thank you to martin and this brill site....... first of all i have saved £150.. on my car insurance, and stayed with the same firm...just by phoning round on the free phone no...and getting quotes.. then going back to my insurer.. and telling them...so they done something called a price match, plus…
The most popular chat tips ever as of 6/6/2006
1 (7) Boots Grabbit Bargains..Read first post for offers. = 1,139,274 Multi part thread 2 (1) Pigsback - Free Gifts for Clicks = 1,138,233 views. Multi part thread. 3 (3) Tesco misprices thread - please only post misprices here = 724892 Multi part thread. Please read THIS 4 Free MoneySavingExpert Car Sticker! = 325,349…
Martin's top articles read so far this month 19/6/2006
:money:Martin's top articles read so far this month 19/6/2006:money: 1 (1) Claim back any unfair bank charges = 97,334 reads 2 (3) The Best Balance Transfers: cut the cost of existing credit card debts = 61,917 3 (4) The UKs Cheapest Home Phone Calls Provider = 46,262 4 (2) Danger: Avoid Minimum Repayments = 45,112 5 (6)…
Got all my bank charges back!!
Thanks for this site Martin. I followed your link a few weeks ago to the Bank Action Group site, they have all the documents and help you need to sue the banks for bank charges returned, although none seem to get as far as court. I got £620 back last week, I wrote 2 letters and sent a court application and that was it.…
Hooray for MSE
I have saved my mum a projected £600 a year on fuel bills, moved her credit card debt from her 19% (!) Barclaycard to a 4.6% life of balance card, saved her around £300 a year on her phone and broadband charges and am in the process of moving her (overdrawn) bank account from Barclays to A and L by lending her the money to…
Post of the Month June
Please nominate your most Useful/Helpful Post of the Month £50 award by replying to this post (remember you're nominating NOT voting - there's a difference). Also please do not lobby to win the prize - as Martin says, it's not cricket! :) Please include: A. A hyperlink to the specific thread/post - highlight the web…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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