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Building claim Insurance
Good Morning, I am currently dealing with a water escape claim in my bathroom since September 2021. The policy taken only covers damaged areas only.Therefore the insurer it's only willing to cover up to 1m high of my bathroom. They asked us to provide some quotes up to 1 meter high however the professionals I have…
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Neighbour wants to buy loft
We own a ground floor flat (converted terraced house) where we share ownership of the freehold with the 1st floor flat. We have been contacted by the owners of the upstairs flat as they want to add an extra bedroom. They have told us that they have not appointed an architect or applied for planning permission yet, as they…
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Management Company Responsibilities Communal Land - Private Properties
We recently completed on a property that resides in a close with four other private houses. We have a shared road and some land that belongs to the road - a large verge (tree planted) and a small wild life meadow. The developer has initiated the transfer of the Management Company ownership/responsibilities over to the…
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When to start proceedings?
My offer on a house has been accepted. The Seller's are looking for a house, and agreed I was ok to put my house on and go ahead with selling it. If they didn't find anything, there's the lotion off moving in with their Parents. Last viewing is due Sunday, so I hope the offers come in next week. I've appointed my…
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Post delivery to new build house
Hi all Just wanted to some advice on how long it typically takes new build addresses to get onto major databases when online shopping. We are due to move into a new build soon in the next few weeks and we have proceeded to get ourselves registered with Royal Mail so our address is now officially showing on there register…
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Flat with pub a few doors down
We are going to view a flat 3 doors away from the local pub. Just wanted to ask what everyone's experiences have been if they have lived near a pub/or live near one now? The pub seems to be family orientated from what I could find online as they seem to have an outdoor play area for kids and they also sometimes host kid's…
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Okay to contact directly with house seller?
Hi,I put in an offer on house. It seems estate agent is playing dirty games. They are not telling weather the offer accepted or rejected. They are not even telling if offer was communicated to the owner or not ? I asked this specifically for this and no response. In fact they are not responding at all. Is it okay to make a…
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Dormer roof and party wall question
My neighbour is having a loft extension built. I agreed that as our dormers are so close that his roof be joined to mine to avoid any water infiltration between the two. I didn't think that in order to do this the builder would have to install roofing material that crosses over the party wall line and is partly on my side…
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How long from offer to completion at the moment?
So we accepted an offer on our house in early April. No chain either side. Our buyers are incredibly keen to complete ASAP (they rang our estate agents 3x in one morning after we'd accepted their offer). We've signed our contract and transfer etc and sent it back and answered questions/filled in forms the same day but…
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Estate Rentcharge - How long does it take to get Deed of Variation done?
England, FTB. 3 weeks into buying a "Freehold", and turns out there's a Estate Rent Charge. My mortgage broker has indicated the bank won't issue a mortgage unless there's a Deed of Variation with the Rentcharge owner basically saying they can't impose a lease and have to give the bank 2 months notice before taking any…
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Council tax on new build.
Currently going through the process of buying a new build property in Doncaster. I can’t seem to find any information anywhere about how the council tax will be worked out or roughly how much it would be. The house isn’t completed yet so there’s no official record of the postcode. Anyone have any experience in this?…
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Building safety regulations finally pass and will be law next month
I have been following this for some time and at long last has passed the house of lords yesterday and will receive royal ascent next month and become law. The biggest change seems to be for flat owners in blocks under 5 stories which if they fail the new PAS9980 surveys you will get no help from the government. I thinks…
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Eviction help for a landlord ?
I have served a Form 6a notice to my tenant giving the required 2 months notice. If they do not leave at the end of the notice period do I then serve a Section 8 notice or do I apply for a Possession order ?
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Part of my land has become unregistered !
I
want to gain title to very small but important piece of unregistered land. It
measures a mere 1.8m x 3.6m. It is
located between two titles (lets call them A & B) that were created around
150 years ago. I queried Land Registry in 2004 about this piece of land and
they confirmed it was unregistered. I
have now come into…
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Lloyds won't give me a statement for my HTB ISA
Can anyone help me. I'm in the process of obtaining a mortgage and I've been asked to submit a statement of my savings. They're all in a help to buy ISA. Lloyds don't allow you to download a up to date copy and want me to go in branch. The problem is that all the branches in the local area are closed and the next one is…
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Buying a holiday let
My husband and I are thinking of buying a holiday let and whilst we have looked into what we need to do it would be good to get people's experiences and advice. Things you might do differently etc. If anyone has any valuable info and advise you wish to share it would be greatly appreciated. Mel
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should my son cash his life time isa
We are buying our son a flat, no mortgage. He has a life time time isa for 1st home buyers. Should he cash it in or can he keep it going and put it towards another property when he wants to move as he won't have a mortgage. Or the fact that we've bought him a place exclude him from using this?
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Is this illegal?
Hello, I am interested in purchasing a house but my parents are completely preoccupied by the oven being located under the stairs and are trying to dissuade me based on this. They think it’s illegal due to fire safety and that my insurance would be void should there be a fire. They think it would be a complete money pit to…
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Am I being lied to?
This is my first post so I hope I'm doing things correctly. I recently purchased a house and I am concerned that I am being lied to and deliberately ripped off. Any legal advice or help would be greatly appreciated. I was on a list for some time prior to the sales office opening as I had numerous notes of interest in via…
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Leasehold Charge Presumed Error
Hello, I own a leasehold flat, in a small block of six. For 2021, we all had to pay an extra £42.99 per month on our maintenance charge due to overspend on communal repairs, payable over 2021 only. This year we have all been notified by letter of our new maintenance charge for 2022, set at £124.38. However, I then received…
