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Private property purchase - get my own valuation?
If buying property privately, do I need to get my own property valuation before I apply for a mortgage, even though we have agreed a sale price based on their own valuation by estate agent previously?
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Home insurance with a smoker in the home
Short question: Does home insurance need to be informed if I take in a lodger who smokes but not in the house? How much would my policy go up? Longer story: I took in a lodger six weeks ago. She did not tell me before moving in that she smokes. I noticed that she was receiving parcels from a vaping store and asked her…
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House Renovation Cost 2
This is not about how much it will cost exactly, it's more about how to get best value. First a short story. I renovated a flat in Spain and used a man called a "technical architect", we don't seem to have such a person in UK. Working with me he developed a detailed multi-page specification I thought total overkill; where…
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Connells estate agent experience
Hi, I am in process in buying a property. Vendor'ss estate agent is Connells. Initially there were quick feedbacks on phone. Really quick feedbacks in the span of just 5 minutes. Then they asked for to go for my financial eligibility through their in house mortgage agent. Their Mortgage estate agent was charging fee. I…
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Buying a house with Electrical Installation At Risk Warning sticker, any suggestions?
Hi guys, We are buying a house recently, but found here is a warning sticker from British Gas on the distribution board, it says 'You are warned that this Electrical Installation has been deemed to be ‘At Risk’. We strongly recommend that you do not use the appliance until the fault(s) have been repaired. - British Gas'.…
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Buying a house process got stuck for months/ advice needed
Hello there! We’ve been in the process of buying a house that is going on forever now (we made
an offer and started the process in October last year) and need some advice
from people who are well acquainted with the whole process. We seemed to be stuck with a never-ending loop of incomplete
enquiries raised by our…
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Can I still ask my Brother and Sister-in-Law to buy me out?
Hi, I'm in a bit of a moral dilemma. I live in my parents old house which was left to me and my brother jointly when our parents died. My brother lives close by in a different house with his wife and children. He doesn't really have any interest in the house and lets me live there for free provided I deal with the…
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Investing in property
Removed die to lack of useful replies.
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Asking landlord to buy property
My partner and I are currently private renting. When we moved in we contacted the landlord to introduce ourselves as the letting process had been handled by an agent, but they weren’t managing the property after that. We had a few questions about things such as painting a couple of rooms and taking in my mums dog as she…
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Pulling sale
Hello I’m after some advice please. I accepted an offer for my Flat in London last year and the process has been going on for 12 months and still waiting to agree exchange and completion dates. I’ve had enough of the waiting and looking to relist the property but cannot afford to pay the Estate Agent if I drop out. Also in…
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Bank Statements for Mortgage
Hi all - will the attached be ok for my 3 months bank statement? Is one big PDF. This is what my Mortgage Broker advised in their email: Your Most Recent 3 Month’s Bank Statements for any active account you have. (MUST include name, address, sort code & account number and MUST NOT be a transactional list) Thanks in advance!
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Needing a new home
Hi all, so I'm a 40 Yr old in full time permanent employment even throughout the pandemic (delivering pharmaceuticals) I've separated from ex for nearly 2 years and she lives in the marital home which I'm still on the mortgage. I've been renting from a friend without having to put down a bond but he now needs his flat…
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Nationwide Mortgage Advisor Contact
Hi, is anyone a mortgage advisor for nationwide? I want to port my mortgage but it's so hard to get through to them to even start the conversation.
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Extending My Lease.
Hold on tight , this is confusing. 12 years ago i bought a shared ownership property with what i thought was a 125 year lease. According to the receipt from holding fee was a 125 year old lease, on draft leases it was 125 years lease. A neighbour went to sell hers and noticed they had amended the leases to 99 years.Upon…
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Independent legal advise
Applied for a joint borrower sole proprietor mortgage with my daughter through an online broker. Barclays recently requested an ILA form to be completed and submitted which I have done. Does this mean a full mortgage offer has been approved for us?
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UK Holiday insurance - can I insure just myself as driver or do I need to include everyone?
Hi, I've booked a holiday in the UK for myself, my two kids and my mum. I was going to get insurance as I am the only driver, so if I get Covid just before we go I will have to cancel the holiday (if any of the others get Covid nearer the booking, they can stay with relatives and the rest of us can still go - might sound…
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Updating property title for part-share ownership
Hello My query is about the need to update the land registry title for my parents property in light of my fathers recent death and the instructions in his will. (I originally posted this on Death, Funerals and Probate forum - see…
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Electronic Onboarding Fee
Conveyancing quote. This is a new one on me- what the ???Google suggests it's to do with hiring staff.Only £20 but all the same......
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The neighbour of my immediate neighbour threatening to break my fence if I try to install it.
Hi All, I bought an end terrace house in 2014. The house has a side way shared for access with the houses through rear of the gardens. My deed says that the boundary of my property in the title includes the rear upto the wall subject to Right of way register contains any charges and other matters that affect the land.…
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Private sewer adoption
I am in the process of buying a house. As part of the searches the water company have identified the nearest public sewer as being some way away. Our solicitor has told us to assume that we are linked to this by a private sewer of which no one has details. The water company say that some private sewers were taken into…
