-
Should I move out of my flat and buy a house?
First of all I'd like to say that I appreciate that choosing where to live is very much a personal choice (finances allowing) and ultimately only I know the answer to my question. Still I'm creating this thread to see outside perspectives on my thoughts. I currently live in a 1 bedroom flat which I own as a leasehold. It's…
-
Leasehold/freehold
Apologies if this has been asked before or not applicable to the topic. We own a flat with a long lease. Each flat owner has an equal share of the freehold. There are 8 flats which were owned by one gentleman who has sold these to individuals including 1 to us. He has 1 flat left. He is also the director of the limited…
-
Best noise insulation for wood floors (reclaimed or engineered) in Victorian house
I'm renovating a first floor Victorian (1900) which is carpeted. I need to either reclaim the original floorboards or install engineered wood, but would like to add noise insulation. What have people found to be most effficient? Noise-wise, is it better to install engineered wood floors on top of the old floorboards or…
-
Buyer's cheap online solicitor is taking forever. What to do?
Hi all, 8 weeks into the process of selling my house and my high street solicitor is sending me weekly updates with the main theme being that the buyer's solicitor is too slow to respond to emails and requests and I have a really bad feeling that this will drag on for many months. It often takes 1-2 weeks just to get a…
-
Offer without viewing not passed on
We saw our dream house become available over the weekend and decided to offer without viewing, subject to surveys and viewings stopping. It sounds crazy but the market is extremely competitive where we are and we’ve repeatedly been outbid in bidding wars on houses so far. The location is perfect for us, the house…
-
Registering a new address and utilities advice please
I am being gifted some land with stables and a sand school. Will I be liable to rates and how do I go about a valuation for this. How do I register an address I just spoke to my local council and they said the post office might not accept the new address if it is not a business. Don't I need an address for water and…
-
Social housing dd mess up
Hi there, I've been in a social housing for 7 years since me and my wife broke up and have paid my rent by direct debt the whole time. I have just found out that for one of those years they charged me less in direct debt costs then then should of done just for one year out of the 7 years and have just discovered their…
-
How long is too long? Vendors haven't found a property
Hello Everyone! Just wondering your views on the following situation myself and my partner are in at present. We are first time buys who had an offer accepted on a property two months ago. We have our mortgage set up, which stands for 6 months (now 5 months). We have had all of our checks done by our solicitors, who are…
-
Air B&B being built next door
Our next door neighbour has built a log cabin which she is going to run as an air b&b. The cabin is in their paddock which runs adjacent to our house and garden, about 2.5m higher (so overlooks our garden). Would having an air b&b this close effect our house price when we come to sell in a few years time? Or are we best to…
-
Lease Covenants help
I have a noisy neighbour and need to check the lease covenants to see if they were allowed to make alterations to their property. I rent mine but they own theirs although both properties are in the same building. Can someone give me a step-by-step as to where I can check this? Can I check theirs somehow? The estate agent…
-
Stamp duty on new home whilst owning low value property overseas
Hi all My wife and I are buying our first family home, which
will be the first home purchase for both of us. However, my mother-in-law has
gifted her home to my wife and my sister-in-law a few years ago. The
transaction included a stipulation that gives my mother-in-law the legal right
to live in the property for the rest…
-
HELP - initial survey findings
Urgent help kindly requested. We’re in the process of buying a house and have just had a full building survey done. The initial findings are very worrisome and I would love some help interpreting them. We haven’t yet spoken in detail about any of the findings. It’s an end of terrace period property in London. 1. From my…
-
Re-mortgage costs
Hello all, Hoping for someone who understands re-mortgaging. porting mortgages etc to help me out here, as I don't trust my solicitor's accounting skills (having already made a mistake on the amount of stamp duty I owe by the tune of £6,900.....) So, the situation: I currently owe £64k on my current house (House 1). We are…
-
Estate agent issues
I put my property up for sale with a local agent that sells most of the flats in the area. I had 5 viewings on the first day it was uploaded to Rightmove & Zoopla etc which was great. Was advised that a couple may want to come back and see it again who have since put an offer in, and then I was advised that I had rec'd the…
-
Taking a home out of a family trust
So back when my mam was alive she put her home in a family trust with a firm of solicitors in Scotland. They have since been taken over by another firm of solicitors. My brother lives in the house and has done for a few years however he decided to ring them to see about taking it out of the trust and putting in our names.…
-
‘Buying in’ to partners property Helpt To Buy Isa
My partner owns his house. I have never owned a house so I’m a first time buyer and have a help to buy isa. So I know for certain if we moved house I could use The isa and get the government bonus. but we aren’t looking to move anytime soon however the mortgage is up for renewal soon so we are wanting to change it so the…
-
Offer choices
OK so I sold my house to a 1st time buyers(had a lot of interest all 1st time buyers) it's on a newish build estate 6 years old we then found a house and they have a house then their sellers are looking to rent which ends the chain brilliant. But our buyer dropped out. Not great but not the end world. We've had a day of…
-
Buying house for Son
Hi, Looking for some advice. I've started looking at buying a small house/flat for son, to fund this im planning on using pension TFLS plus some savings we have. Becasue the money wont be a pure gift, i do want to protect the money from him doing something stupid, I dont really trust him. I'm not expecting the loan to be…
-
Property wrongly identified
First of all apologies if this is in the wrong section of the forum.
-
Search to protect a pending purchase?
I completed my house purchase on 19 November 2021 and here we are 4 months later and my property is yet to be registered! I appreciate Land Registry have a backlog due to Covid and the Stamp Duty Holiday. However, my concern is that following signing up to the Land Registry property alert I have been notified that my…
