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Neighbours have applied to turn farm land (field) into a campsite
Good morning all, Pretty much as the title says, we live in a little village in the peaks and the neighbours have a big field sort of up behind us. We have only been in a year and was told this was agricultural land (which I believe it is). Anyways, will this get granted? And if so can we appeal it. I don't want a bloody…
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How does zoopla house valuations work?
The one I'm buying has dropped £8k in estimated value since my offer was accepted according to zoopla. But do zoopla adjust their estimated valuation based on a STC advert? The exact same house 3 doors down is valued by zoopla as £30k more (it sold last year for approx £20k more than what I offered for mine). Mine was…
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Offer accepted - Instruct solicitor or wait until Mortgage offer
We have recently had an offer accepted on a house after ours went under offer in November, and not sure which to do first. Instruct a solicitor or get started on our Mortgage application first. We are using a mortgage broker who informed us that we need to ensure we use a solicitor that is on the lender's approved panel,…
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I am depressed
I live near London and want to buy a property. I am 33 and single. I was looking to buy where I live but realised I can't buy where I live but looking further afield, it is a bit cheaper but the cost of commuting into London is around £500 a month which with a mortgage will be hard to manage.
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How to get out of rental contract early.
Hi, I'm being asked to move out of the rental home I've been in for the past decade as it needs maintenance. The notice came 2 days after a house sale fell through... I'm still looking to buy but need to find somewhere to rent for a few months. The rental market where I live is crazy, all viewing s are booked within an…
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New roof affecting value of neighbour's house?
My house is an 85 year old semi-detached with its original roof. In the loft, I can see specks of light coming through between the tiles. My adjoining neighbour and I had talked in the past about having the roofs replaced at the same time, but she has evaded having it done. Roofer came to deal with hip tiles that had…
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Fully Managed vs LandLord Insurance
First time landlord question Most agents I have spoken to )with good reviews on trustpilot) charge 10% to manage your property. Bridgefords offered my 6% for rent collection only and then said I could get my own landlord insurance for something like £14 a month which will have 24 hour call out for anything such as water /…
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Exchange with no fixed completion date
We are buying a property for 350k. Our sale to FTB is progressing nicely. Our vendors are buying a new build with a target completion date of Sept/ Oct. They have requested exchange at the end of May with an open ended completion date to match when their new build is ready. I am reluctant to do this as it may lead to my…
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Park home moving walls
Hi I am moving to a Park home and it has an office. I want to move a wall in the office about 28cm to be able to put a single bed in there. This brings the wall across a glass door. There are two doors together in this stately albion park home. Can the glass door be replaced with an outer wall in a park home? Therefore…
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New build exchange deadline - how strict?
Hi, I'm in the process of buying a new build with the help to buy equity loan as a first time buyer Currently I am waiting on my conveyancer to submit form 1 but they've not been granted access to the help to buy portal to upload their documents, they're currently in contact with them though. Also, my conveyancer is…
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Getting charged registration fee with management agent
Hi We moved into our new home in november last year. Its freehold but the surrounding grounds are dealt with by a management agreement for upkeep and the like. We paid all the usually mortgage and solicitor fees but have heard nothing else until today. Its seems the house builders have moved said management to another…
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New Build Garage Overhang
Advise needed, Just moved into to our new build and only got to viewed garden 2 days before move in, Our issue is the Neighbours double garage at the rear of our garden seems to have been built over the boundary line, boundary line is where the fence is, Also the over hang is very low and dangerous, The deleloper has said…
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Stamp Duty on re-mortgaged 2nd house?
Afternoon all, Just got a question for you knowledgeable folk. We are in the process of buying a house for us to live in (£182k mortgage). House A Our current house is being remortgaged with a BTL mortgage (£85k BLT mortgage). House B We have just received our completion certificate from our solicitor, and there appears to…
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Energy efficiency and Weatherproofing grants for low income/vulnerable
I've been doing some research into financial support to make my home more energy efficient and weatherproof. My house was quite damaged from the storm a month ago, and now water is coming in through the windows and through the dormer. quite severely. Looks like cement has crumbled around the frame of the dormer and some of…
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New build boundary dispute
Hi all, I was after some advice - thanks in advance. We purchased a new build property in May 2021 which a fence was erected priority to moving in. the developers have written to me advising the fence was only temporary and largely on their land and will be removing it soon (I’m aware they can do this as stated in the TP1…
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PRC Certificate
I bought a home 3 years ago with Halifax, with what I believed was a PRC certificate. I was in the process of selling my home, but all the mortgage providers have declined my home due to it not be a PRC certificate but building regulations instead (including Halifax). My buyer has now withdrawn and I am getting a…
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Buyers want to reduce price of house - house valuation gone up.
We have had a survey and minor remedial work will need to be done (this was expected) the buyers want to reduce the house price further*. The house was on the market last year priced according. The house is under offer now at a reduced the price by £5000. The buying/selling process is incredibly slow and since then, the…
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What to do…house buying and selling - help!!!
Apologies for the long post. I’m very upset and stressed…Ok, so two months today we accepted an offer on our lovely house. We also had an offer accepted on a bigger equally lovely house. We are moving due to an increasing family. Our sellers agreed to break the chain and move out with a move date agreed for the middle of…
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Living in a caravan
Hi all Maybe there is a better place to post this? I split from misses 6 months ago. I left the family home, she and the kids stayed. Everything is fine between us. She now claims some universal credit for childcare only. She now pays a reduced council tax. We have agreed I can move back to the house, but I'm going to live…
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Solicitor has gone AWOL
I am in the process of buying. I instructed my solicitor in early February. It seemed to go pretty much smoothly to start with. However the last proper communication I had with them is now nearly a month ago. I have emailed and called but they never get back to me. The seller's solicitor has also failed to make contact…